# Tucoemas

> Personal finance management app for banking, payments, and account aggregation. (iPhone/iPad app by Tucoemas Federal Credit Union.)

- Source: https://appshunter.io/ios/app/tucoemas/id6470538991 (this page in markdown: same URL + `.md`)
- Developer: [Tucoemas Federal Credit Union](https://appshunter.io/developer/1060640950)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 2,099 App Store ratings · 17 written reviews indexed
- Age rating: 12+
- Requires: iOS 18.4 · 173 MB
- Languages: American English, European Spanish
- Released: 2024-02-04
- Data updated: 2026-08-31
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/tucoemas/id6470538991/reviews.md

## What is Tucoemas?

Tucoemas Federal Credit Union app is your personal financial tool that allows quick, convenient and secure access to easily manage your finances

Here’s what you can do with Tucoemas Federal Credit Union app

·         Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.

·         Set up alerts so you know when your balance drops below a certain amount

·         Make payments, whether you’re paying a company or a friend

·         Transfer money between your accounts

·         Deposit checks in a snap by taking a picture of the front and back

·         Reorder your debit card or turn it off if you’ve misplaced it

·         View and save your monthly statements

·         Find branches and ATMs near you

·         Aggregate your financial accounts

## Key features

- Organize transactions with tags, notes, and receipt photos
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks remotely
- Manage debit cards (reorder, turn off)
- View and save monthly statements
- Find branches and ATMs
- Aggregate financial accounts

## What do users think of Tucoemas?

Overall sentiment: negative

**Pros**

- 👍 Clean and easy to use app
- 🚀 Massive upgrade from previous app
- 💡 Good number of features

**Cons**

- 🐛 Check image won't load
- 🐛 Zelle doesn't work
- 🐛 Frequent system issues and unavailability
- 🐛 Mobile deposit problems
- 🐛 Confusing new software and interface
- 🐛 Can't find payment history or see payee

**Commonly reported bugs**

- Mobile deposits frequently rejected
- Debit card transactions often rejected
- Online banking system issues

**Most requested features**

- Bring back credit report tool
- Improve customer support after hours and on weekends

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/tucoemas/id6470538991/reviews.md

### 5/5 — Great Bank/App

*2026-01-29, version 3.30.2*

Have never had a problem with this app! Always good when depositing or transferring to and from accounts. Keeps you up to date very well

### 5/5 — Good upgrade

*2025-06-09, version 3.23.1*

App feels customer friendly, clear understanding of options, details and intuitive feels like you can get a response from an actual person and figure out an issue. Compared to other bank apps enjoy getting my answers feels easier here

### 5/5 — Great!

*2025-03-27, version 3.21.0*

Great!

### 2/5 — Credit score

*2024-10-27, version 3.17.0*

Credit score has changed from 552 to 671

### 4/5 — Good But Could Be Great

*2024-08-30, version 3.15.0*

The app has a decent number of features on it and it’s a massive upgrade from the app that TFCU had before which almost seemed ancient. Only features that would help make it better is when comes to trouble shooting or have questions. As long as it is bank hours they can assist but after 5pm and on the weekends your on your own. Otherwise though very good banking app.

### 4/5 — Check Image Won’t Load

*2024-08-15, version 3.15.0*

The app is clean and easy to use but the image for checks that have cleared doesn’t load. Would be nice if that worked.

### 5/5 — Zelle doesn't work

*2024-08-09, version 3.14.0*

it's a cool app but sending money through zelle barely works

### 1/5 — Most Difficult FCU Ever

*2024-07-22, version 3.14.0*

I have had nothing but difficulties with every aspect with this credit union.   Their systems are frequently unavailable when I’ve attempted to use them. Online banking has been very challenging for me, since the system almost always rejects my mobile deposits.  I’ve had some deposits go through and then been charged a fee when they have rejected my deposit after seemingly going through online.  Anytime I use my debit card I am charged $1.  Their new ATMs are configured in a manner where it is no longer simple to get $20 bills, as their system defaults to issuing large bills that are not accepted in most areas.  It is difficult to find the area on their machine to request smaller bills.  I’ve been informed by the teller staff there is not a contact number to reach out to someone regarding their Visa credit card for questions and issues.  My Visa and debit card transactions are frequently rejected, forcing me to utilize a different form of payment.  It’s been one headache after another for me.  I have been forced to travel to one of their offices/ branches almost every single time I have to do business with them, due to the frequent issues in regards to their online system being down or rejecting my online transactions so frequently.  Due to the many recurrent problems I have had with TFCU, I would not recommend this credit union.

### 1/5 — Mobile deposit

*2024-03-24, version 3.9.1*

The mobile deposit part is horrible !!!!

### 2/5 — Feedback

*2024-03-01, version 3.9.1*

I must applaud your staff who have diligently worked to help a multitude of people understand how to maneuver through your website as well as the app. Unfortunately, it is, singularly the most confusing process I have ever encountered with any banking institution. I can only surmise that the new software is a step back in progress. there is nothing intuitive about the new process, and it lacks significant amenities that we availed ourselves of previous to the new software.

Aside from ditching the new software, it sounds much easier to remove my money, albeit not a large amount, but to transfer my banking to another institution. I am reluctant to do so, as I’ve been with Tucoemas for several decades. As of now, I will hang out for a while longer to see if you can clean up the mess and and I am very hopeful you will be able to do so. I can only feel that someone sold you guys down the river on this software.

## Frequently asked questions about Tucoemas

### What does the Tucoemas app do?

The app serves as a personal financial tool, allowing users to manage their finances conveniently and securely. It enables transaction organization, payment processing, money transfers, mobile check deposits, debit card management, statement viewing, and location services for branches and ATMs.

### What are the key features of the Tucoemas app?

Key features include organizing transactions with tags and notes, setting balance alerts, making payments, transferring funds between accounts, depositing checks via photo, managing debit cards, viewing statements, finding branches/ATMs, and aggregating financial accounts.

### Is the Tucoemas app free to use?

The provided information indicates the app is ad-supported, suggesting it is free to download and use, with advertisements displayed within the application.

### What can I do if I lose my debit card?

If you misplace your debit card, you can use the app to turn it off immediately, providing a layer of security. You can also reorder a new debit card directly through the application.

### Can I use this app to manage accounts from other banks?

Yes, the app allows you to aggregate your financial accounts, which means you can link and view accounts from other financial institutions within this single application for a comprehensive financial overview.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.1 — 2026-08-11

Version 3.36.0
• Bug fixes and performance improvements

### 3.30.2 — 2026-01-25

Version 3.30.2
• Bug fixes and performance improvements

### 3.30.0 — 2025-12-16

Version 3.30.0
• Bug fixes and performance improvements

### 3.29.0 — 2025-11-15

Version 3.29.0
• Bug fixes and performance improvements

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## More apps by Tucoemas Federal Credit Union

- [Tucoemas Mobiliti™](https://appshunter.io/ios/app/tucoemas-mobiliti/id1060640981)

All apps by Tucoemas Federal Credit Union: https://appshunter.io/developer/1060640950

## Related topics

[tucoemas federal credit union](https://appshunter.io/ios/topics/tucoemas-federal-credit-union) · [tucoemas](https://appshunter.io/ios/topics/tucoemas)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*