# Turtle Bank — Kid money, made simple

> Parental tool for tracking and teaching kids about money using a three-bucket system. (iPhone/iPad app by TEAM LILO LLC.)

- Source: https://appshunter.io/ios/app/turtle-bank/id6778937144 (this page in markdown: same URL + `.md`)
- Developer: [TEAM LILO LLC](https://appshunter.io/developer/1896610727)
- Category: Education, Utilities
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 26.4 · 8 MB
- Languages: American English
- Released: 2026-06-15
- Data updated: 2026-07-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/turtle-bank/id6778937144/reviews.md

## What is Turtle Bank?

Turtle Bank is the easiest way for parents to track their kids' money — and teach them what to do with it.

Every child gets three buckets: Spend, Save, and Give. You choose how each deposit splits between them (like 60/30/10), and Turtle Bank does the math. Allowance, chores, birthday money — add it in seconds and watch the buckets grow.

No bank accounts, no debit cards, no real money moving around. Turtle Bank is a shared family ledger: a trustworthy replacement for the piggy bank and the sticky note on the fridge.

• Three buckets per kid — spending money, long-term savings, and giving to others
• Automatic splits — set each child's percentages once; every deposit divides itself
• Withdrawals & transfers — spend from a bucket or move money between them
• A clear history — every deposit and withdrawal is logged, with a memo for why
• Co-parenting built in — invite the other parent with a code or QR scan; you both manage the same balances
• Kid-friendly design — big, bright, and simple enough to review together

Made for parents who want their kids to learn that some money is for spending, some is for saving, and some is for giving.

## Key features

- Three money buckets per child (Spend, Save, Give)
- Automatic deposit splitting by percentage
- Withdrawals and transfers between buckets
- Detailed transaction history with memos
- Co-parenting functionality
- Kid-friendly interface


## Frequently asked questions about Turtle Bank

### How does Turtle Bank help kids learn about money?

Turtle Bank uses a 'Spend, Save, Give' bucket system to visually separate funds. Parents can set automatic splits for deposits, teaching children about budgeting, long-term savings, and charitable giving in a simple, engaging way.

### Does Turtle Bank involve real money or bank accounts?

No, Turtle Bank is a digital ledger that simulates money management. It does not require any real bank accounts, debit cards, or the movement of actual funds, making it a safe and simple tool for families.

### Can both parents manage the money in Turtle Bank?

Yes, Turtle Bank features co-parenting functionality. One parent can invite the other with a code or QR scan, allowing both to manage and view the same family balances and transactions.

### What devices does Turtle Bank support?

Turtle Bank is available on iPhone and iPad, making it accessible for families using Apple devices.

### How often is Turtle Bank updated?

The latest version, 1.0.6, was released on July 1, 2026. Updates are typically released to improve features and ensure reliability.

### What is the age rating for Turtle Bank?

Turtle Bank has an age rating of 4+, making it suitable for young children learning basic financial concepts.

### Is Turtle Bank free to use?

Yes, Turtle Bank is available for free. There are no in-app purchases or subscription fees required to use its core features.

### Does Turtle Bank have ads?

No, Turtle Bank does not contain advertisements. It provides an ad-free experience for parents and children.

## Version history (last 5 releases)

### 1.0.6 — 2026-07-01

- Kid device mode! Lock a kid device down to see their buckets but not have the ability to give themselves money
- Removed "child" references and standardized to "kid" everywhere
- Bug fixes and performance improvements

### 1.0.5 — 2026-06-29

- Savings goals! Set up a long term savings goal to work towards.

### 1.0.4 — 2026-06-24

- New "Quick jobs" to facilitate fast and repeatable jobs to earn money
- Minor UI fixes

### 1.0.3 — 2026-06-23

- Bigger and better avatars!
- Keyboard cleanup
- Dark mode doesn't make things look goofy

### 1.0.2 — 2026-06-18

- more stuff in settings (contact/share/review)
- more turtles!
- better version management

## More apps by TEAM LILO LLC

- [Birdie Bam](https://appshunter.io/ios/app/birdie-bam/id6768854041)

All apps by TEAM LILO LLC: https://appshunter.io/developer/1896610727

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-03.*