# TVM Calculator - FV, PV Calc — Time Value of Money

> Finance app for calculating future and present value of money. (iPhone/iPad app by Phan Nhat Đang.)

- Source: https://appshunter.io/ios/app/tvm-calculator-fv-pv-calc/id1554795742 (this page in markdown: same URL + `.md`)
- Developer: [Phan Nhat Đang](https://appshunter.io/developer/1437390098)
- Category: Utilities
- Price: Free with in-app purchases
- Rating: 3.80/5 from 63 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 5 MB
- Languages: American English
- Released: 2021-02-23
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tvm-calculator-fv-pv-calc/id1554795742/reviews.md

## What is TVM Calculator?

Use this app to calculate the Time Value of Money (TVM). It supports two types of calculations: Present Value (PV) and Future Value (FV).

Simply enter the value, interest rate, and time period, and the app will instantly calculate the result. The app is intuitive, simple, and easy to use.

Results are estimates for informational purposes only and should not be considered financial advice.

We are very happy to serve you. If you have any requests, don't hesitate to contact us.
- https://www.facebook.com/phan.nhatdang.3/
- phannhatd@gmail.com

## Key features

- Future Value calculation
- Present Value calculation
- Intuitive interface
- Supports negative interest rates
- Easy to use

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Unlock all features | $2.99 | one-time |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/tvm-calculator-fv-pv-calc/id1554795742/reviews.md

### 1/5 — Pathetic too much ads

*2025-12-12*

Worst experience just 1 calculation it took 6 ads

### 1/5 — Request a refund

*2021-10-26, version 1.1.0*

I paid my money for upgrade because I thought there was a PMT in upgrade version, but there's nothing changed. Refund my money

### 1/5 — Pmt 없어요

*2021-10-24, version 1.1.0*

진짜 황당해요 pmt칸이 없습니다

## Frequently asked questions about TVM Calculator

### What is TVM Calculator used for?

TVM Calculator is used to calculate the future value (FV) and present value (PV) of money. It helps users understand how the value of money changes over time due to interest.

### How does TVM Calculator calculate values?

You enter the initial value, the interest rate (which can be negative), and the time period. The calculator then provides the calculated future or present value based on these inputs.

### Is TVM Calculator free to use?

Yes, TVM Calculator is free to download and use. It also contains advertisements and offers in-app purchases.

### What devices support TVM Calculator?

TVM Calculator is supported on iPhones, iPads, and iPods, making it accessible for iOS users.

### How often is TVM Calculator updated?

The app was last updated on July 24, 2023, with version 1.2.0. This indicates regular maintenance and potential feature additions.

### What is the age rating for TVM Calculator?

TVM Calculator has an age rating of 4+, making it suitable for a wide range of users, including younger individuals learning about finance.

### Does TVM Calculator have ads?

Yes, TVM Calculator contains advertisements within the app.

### How can I contact the developer of TVM Calculator?

You can contact the developer, Phan Nhat Đang, via email at phannhatd@gmail.com or through their Facebook page: https://www.facebook.com/phan.nhatdang.3/

## Version history (last 5 releases)

### 1.4.0 — 2026-06-01

Bug fixes and performance improvements

### 1.3.0 — 2026-04-20

Bug fixes and performance improvements

### 1.2.0 — 2023-07-24

Bug fixes and performance improvements

### 1.1.0 — 2021-10-05

Bug fixes and performance improvements

### 1.0.0 — 2021-02-23

No release notes.

## Apps similar to TVM Calculator

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [UAE Gratuity Calculator](https://appshunter.io/ios/app/uae-gratuity-calculator/id1196424000) | 5.0 (1) | $1.99 | Utilities |
| [Chytré Kalkulačky PRO](https://appshunter.io/ios/app/chytre-kalkulacky-pro/id1511761940) | — | $2.99 | Utilities |
| [MySelective](https://appshunter.io/ios/app/myselective/id582172740) | 4.7 (3,561) | Free | Utilities |

## More apps by Phan Nhat Đang

- [Compound Interest Calc: Growth](https://appshunter.io/ios/app/compound-interest-calc-growth/id1437390099)
- [Weight loss journal, diary](https://appshunter.io/ios/app/weight-loss-journal-diary/id1455057273)
- [Basic grocery list + price](https://appshunter.io/ios/app/basic-grocery-list-plus-price/id1477000933)
- [GFR Calculator - eGFR Calc](https://appshunter.io/ios/app/gfr-calculator-egfr-calc/id1485507590)
- [Auto Loan Calculator - Car](https://appshunter.io/ios/app/auto-loan-calculator-car/id1487930075)
- [Mortgage Calculator: Payment](https://appshunter.io/ios/app/mortgage-calculator-payment/id1489668528)

All apps by Phan Nhat Đang: https://appshunter.io/developer/1437390098

## Related topics

[tvm calculator](https://appshunter.io/ios/topics/tvm-calculator) · [time value of money calculator](https://appshunter.io/ios/topics/time-value-of-money-calculator) · [annuity calculator](https://appshunter.io/ios/topics/annuity-calculator) · [future value calculator](https://appshunter.io/ios/topics/future-value-calculator)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*