# TVM:Financial Planning Toolkit — user reviews

> 13 indexed App Store user reviews of TVM by Verosocial Studio, rated 5.00/5 from 1 ratings.

- Source: https://appshunter.io/ios/app/tvmfinancial-planning-toolkit/id399203837/reviews
- App overview in markdown: https://appshunter.io/ios/app/tvmfinancial-planning-toolkit/id399203837.md
- Rating breakdown: 5★ 1 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0

## Most critical reviews (10 lowest-rated)

### 1/5 — Calculations

*2018-04-25*

The apps calculations are incorrect

### 1/5 — Time value

*2017-07-02*

Can do the same thing on the internet browser for free. What a waste with no schedule too!

### 1/5 — Screwy

*2017-05-11*

This thing is just screwy.  Some things it calculates correctly.  Others it is just totally wrong on.  The user interface is a bit difficult to understand.

### 1/5 — Didn't help me

*2014-06-11*

I am not expert on financial calculators.  I have used them online before. I found this one difficult to figure out which variables go where.  

Someone with a better knowledge of financial calculators would probably find this one very easy to use.

### 1/5 — Very Poor

*2012-09-09*

Just use a TVM calculator with your browser.  It is very difficult to figure this one out and it should be so easy.

### 1/5 — TIME Value of bad

*2012-08-01*

I found the TVM app to not to work. It is a bad app. I want my money back.

### 1/5 — Less than intuative

*2012-03-07*

Unclear how to properly enter information. Answers received were not in sync with my other financial calculators. A waste of money.

### 1/5 — Didn't work

*2011-08-11*

This didn't work for me at all waste of money

### 2/5 — Elmo

*2020-01-23*

I like the App interface. The number of periods and interest rate seem to not follow convention. If I enter PV,  interest rate and period both in years, and then check monthly boxes on both I calculate monthly payment. More documentation on selection of period and interest rate/period needs to be provided or perhaps a bug exists. Given this inconsistency I have low confidence in this app.

### 4/5 — Effective app.

*2011-08-17*

Simple but effective. Makes time value calculations quickly. Same program can be found on a ti83+ calculator. Same calculations can be made on financial calculators. A little expensive for such a simple program though.

## Most praised reviews (3 highest-rated)

### 5/5 — Very good to

*2026-05-11*

I used it frequently as it is necessary in my line of work

### 5/5 — Works well on the mac

*2021-09-03*

fast and stable. no crashes on the mac.

### 4/5 — Time value

*2010-11-14*

Easy to load info and easy to play what ifs with the inputs

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*