# Two Cents: Couples Budget App — Shared expense tracker for two > Shared expense tracker for couples to manage a single joint budget. (iPhone/iPad app by Himanshi Kapoor.) - Source: https://appshunter.io/ios/app/two-cents-couples-budget-app/id6806056441 (this page in markdown: same URL + `.md`) - Developer: [Himanshi Kapoor](https://appshunter.io/developer/1858501994) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 63 MB - Languages: American English, French (France), German (Germany), Hindi, Italian, Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish - Released: 2026-09-05 - Data updated: 2026-09-10 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/two-cents-couples-budget-app/id6806056441/reviews.md ## What is Two Cents? One budget. Two people. One number you both watch. Two Cents is the simplest way for a couple to track what they spend together. Agree what you can spend this month, add things in two taps, and watch one number come down — on both phones, at the same time. NO BANK LOGINS We never connect to your accounts. You add what you spend, which takes about three seconds, and that is the whole system. Nothing to reconcile, nothing to categorise later, no dashboard to interpret. BOTH OF YOU, ONE NUMBER Whatever one of you adds, the other sees. No screenshots, no "did you get that", no two apps disagreeing at the end of the month. TWO TAPS TO LOG SOMETHING Amount, category, done. Add a note if the number will need explaining later. It is quick enough that you actually keep doing it, which is the only thing that makes any budget work. THE MONTH GETS AN ENDING When the month closes it gets wrapped up: what you spent, where it went, whether you held the line, how it compares to your usual. Drag across the chart to replay any day of it. THE YEAR, MONTH BY MONTH Twelve months against the budget each was judged against. Which ones you held, which you didn't, what is already spoken for before the month starts, and who paid for what. ONE SUBSCRIPTION, BOTH PHONES Most budgeting apps charge each of you. One subscription here covers you both, because the month is shared and so is the bill. PRIVATE BY DEFAULT Your spending stays between the two of you. We don't sell anything to anyone, and there are no ads. Free for seven days. After that it's a subscription — cancel any time from the App Store. Terms of Use (EULA): https://opensoftlabs.org/twocents/terms Privacy Policy: https://opensoftlabs.org/twocents/privacy ## Key features - Shared budget tracking - Instant syncing across devices - Quick expense logging - Monthly and yearly spending summaries - No bank account linking - Private by default ## Frequently asked questions about Two Cents ### How does Two Cents help couples manage their budget? Two Cents allows couples to set a single monthly budget and track all shared expenses together. Purchases logged by one partner are instantly visible to the other, ensuring both are aware of the joint spending. ### Does Two Cents require linking bank accounts? No, Two Cents does not connect to any bank accounts. Users manually add their expenses, which is designed to be a quick, two-tap process. ### What are the subscription details for Two Cents? Two Cents offers a free seven-day trial. After the trial, it requires a subscription, which covers both partners. The subscription can be canceled at any time through the App Store. ### How often is Two Cents updated? The app was last updated on September 9, 2026, indicating active development. Users can expect ongoing improvements and feature additions. ### Is Two Cents available on Android devices? Based on the provided data, Two Cents is currently supported on iPhones. Information regarding Android availability is not specified. ### What is the age rating for Two Cents? Two Cents has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the content is appropriate for young children and above. ### Does Two Cents have ads? No, Two Cents is ad-free. The app is designed to provide a private and uninterrupted budgeting experience for couples. ### How does Two Cents handle privacy? Two Cents is private by default, meaning your spending information stays exclusively between you and your partner. The developers state they do not sell user data to third parties. ## Version history (last 3 releases) ### 1.0.2 — 2026-09-09 Reminders now work even if you turned notifications on later, and the app asks for them properly — it only ever sends what your partner added and the reminder you chose. ### 1.0.1 — 2026-09-06 Notifications now arrive when your partner adds an expense. A token that changed whenever the app was reinstalled was being written over on every launch, so the other phone was sending to an address that no longer existed. And if the app never got to ask for permission to send them — joining with a code skipped that step — it asks now. ### 1.0 — 2026-09-05 No release notes. ## More apps by Himanshi Kapoor - [Jarvis - Talk to AI](https://appshunter.io/ios/app/jarvis-talk-to-ai/id6787468112) - [Momo - Habit Builder for ADHD](https://appshunter.io/ios/app/momo-habit-builder-for-adhd/id6805584442) All apps by Himanshi Kapoor: https://appshunter.io/developer/1858501994 ## Related topics [two cents](https://appshunter.io/ios/topics/two-cents) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*