# Two Pennies — Where Every Penny Counts > Simple, collaborative manual budgeting app for couples and families. (iPhone/iPad app by Joseph Meeko.) - Source: https://appshunter.io/ios/app/two-pennies/id6755612867 (this page in markdown: same URL + `.md`) - Developer: [Joseph Meeko](https://appshunter.io/developer/1609107200) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 13.0 · 69 MB - Languages: American English - Released: 2026-01-15 - Data updated: 2026-06-11 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/two-pennies/id6755612867/reviews.md ## What is Two Pennies? Two Pennies: Where every penny counts and your two cents matter. Finally, a budgeting app that's actually simple. No bank connections. No automatic imports. No complicated spreadsheets. Just you, your partner, and a shared understanding of where your money goes. Share your two cents with each other—literally. Communicate on every transaction, stay aligned on spending, and make every penny count toward your goals. WHY TWO PENNIES? We believe budgeting should be simple, collaborative, and stress-free. Type in a transaction and it's done. Balance your month to see how close you came to your goals. Start fresh next month. That's it. THE SIMPLEST BUDGETING APP • Manual entry only—you're in control • No bank account connections required • No automatic categorization guesswork • Just type it in and it's done • See exactly where every penny goes SHARE YOUR TWO CENTS • Budget with your partner or family (up to 3 users) • Communicate directly on transactions • See each other's spending in real-time • Stay on the same page financially • One subscription covers everyone FRESH START EVERY MONTH • Balance your budget when the month ends • See how close you came to your goals • Roll over balances or start fresh • Learn and improve month by month • No carrying baggage from past months BUILT FOR COLLABORATION • Instant sync across all devices • Comment on transactions to discuss spending • Share context about purchases • Make financial decisions together • No surprises, total transparency SIMPLE CATEGORY SYSTEM • Income tracking • Bills (rent, utilities, subscriptions) • Savings goals • Spending categories • Pause categories when not needed • Unlimited categories—organize your way WORKS OFFLINE • Add transactions anywhere, anytime • No internet? No problem • Syncs automatically when back online • Your budget travels with you SECURE & PRIVATE • Your data is encrypted • Face ID / Touch ID support • No ads, ever • We don't sell your data • Bank-level security PERFECT FOR • Couples managing money together • Families tracking household spending • Anyone tired of complicated budget apps • People who want control without complexity • Partners who value transparency HOW IT WORKS 1. Create your budget—name your categories 2. Invite your partner with a simple share code 3. Type in transactions as you spend (takes 5 seconds) 4. Communicate about purchases right in the app 5. Balance your month to see how you did 6. Fresh start next month WHAT MAKES US DIFFERENT Most budget apps try to do everything automatically. They connect to your bank, categorize transactions for you, and overwhelm you with charts and data. We believe budgeting works better when you're engaged. When you manually enter each transaction, you're more aware of your spending. When you can comment on purchases, you and your partner stay aligned. When each month is a fresh start, you don't feel defeated by past mistakes. Two Pennies is intentionally simple. Because budgeting shouldn't be complicated. SUBSCRIPTION Two Pennies requires a subscription after a 14-day free trial: • Monthly subscription available • One subscription covers up to 3 users • Cancel anytime in App Store settings YOUR DATA, YOUR WAY • Export transaction data anytime • Delete your account whenever you want • Full control over your financial data Download Two Pennies and start budgeting together today. Questions? Contact us at https://runpunchman.com/contact Privacy Policy: https://drive.google.com/file/d/1PPL3GlbhvGHv647tYCjUSWfOLKHTQmcH/view?usp=drive_link Terms of Service: https://drive.google.com/file/d/1CvOpAcDyNibL08wTomCHSQKLaDmzlSg8/view?usp=sharing ## Key features - Manual transaction entry - Shared budgeting for up to 3 users - In-app transaction communication - Monthly budget reset - Offline functionality - Customizable categories - Secure and private data ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Penny Premium | $2.99 | per month | ## Frequently asked questions about Two Pennies ### Does Two Pennies have ads? No, Two Pennies is ad-free. The app emphasizes a secure and private user experience without advertisements. ### How much does Two Pennies cost? The base app is free to download and use. There is an optional 'Penny Premium' subscription available for $2.99 per month, which includes a 14-day free trial. ### What devices does Two Pennies support? Two Pennies is available on iPhone, iPad, and iPod devices. It offers instant sync across all supported devices. ### Is Two Pennies secure? Yes, Two Pennies prioritizes security with bank-level encryption, Face ID/Touch ID support, and a commitment to not selling user data. Your data is encrypted and protected. ### How often is Two Pennies updated? The latest version, 1.1.0, was released on March 20, 2026, indicating regular updates. The app was initially released on January 15, 2026. ### Can I use Two Pennies offline? Yes, Two Pennies works offline. You can add transactions anywhere, anytime, and the app will sync automatically when you are back online. ### What are the benefits of manual entry in Two Pennies? Manual entry in Two Pennies increases user awareness of spending habits. It ensures you are engaged with your finances and provides a clear understanding of where every penny goes. ### Can I budget with my partner using Two Pennies? Yes, Two Pennies is built for collaboration. You can budget with your partner or family (up to 3 users), communicate directly on transactions, and see each other's spending in real-time. ## Version history (last 5 releases) ### 1.1.0 — 2026-03-20 Sign in with Google or Apple for faster, easier access. Plus password management, account deletion, and bug fixes. ### 1.0.3 — 2026-01-29 3 person limit on budgets and developer required functionality ### 1.0.2 — 2026-01-22 Fixes so guests can join and leave budgets without errors ### 1.0.7 — 2026-01-19 Build your budget and start adding transactions even before starting your two week free trial! ### 1.0 — 2026-01-15 No release notes. ## More apps by Joseph Meeko - [Veil Bible App](https://appshunter.io/ios/app/veil-bible-app/id1609107198) All apps by Joseph Meeko: https://appshunter.io/developer/1609107200 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*