# Tyro BYO — Take payments with your iPhone > iPhone app for accepting contactless payments via Tap to Pay. (iPhone/iPad app by Tyro Payments.) - Source: https://appshunter.io/ios/app/tyro-byo/id6447081031 (this page in markdown: same URL + `.md`) - Developer: [Tyro Payments](https://appshunter.io/developer/981337477) - Category: Finance - Price: Free - Rating: 3.36/5 from 33 App Store ratings · 11 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 42 MB - Languages: American English - Released: 2023-05-16 - Data updated: 2026-09-04 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/tyro-byo/id6447081031/reviews.md ## What is Tyro BYO? With Tap to Pay on iPhone and the Tyro BYO App, you can easily accept contactless payments on your iPhone — from physical debit and credit cards to Apple Pay and other digital wallets — no extra hardware needed. It’s easy, secure and private. • Accept contactless payments with an iPhone • Simple set up via the Tyro BYO App • Get started in a few steps • Easy, secure, and private Use the Tyro BYO App in conjunction with our other products for seamless business management: • Access same day settlement with the Tyro Bank Account¹ • View transactional insights using the Tyro App and Tyro Portal • Add/delete users in the Tyro Portal • Supports Tyro Tap and Save², Tyro’s version of ‘least-cost routing’, otherwise known as ‘lowest-cost routing’, ‘low-cost routing’, ‘merchant routing’ or ‘smart routing’. It is when Tap & Go debit card transactions less than $1,000 are processed through the debit network that costs the least providing you with a lower acquiring cost. • Apply Dynamic Surcharging³ to eligible transactions Terms and conditions and eligibility requirements apply. Full details are available on request. Internet connection is required to use. Standard mobile data charges apply. ¹ Same day settlements are only available where settlement funds are deposited into the Tyro Bank account. Applies to Tyro settled funds only – excludes funds settled directly by Afterpay, American Express, and JCB. ² Tyro does not guarantee any cost savings by opting in for Tap & Save. Savings on eligible transactions processed through the cheapest network vary for each business depending on their card mix, transaction volume and amount, industry, and pricing plan. Eligible transactions are contactless debit card transactions less than $1,000. Tap & Save is not available on Special Offer pricing which includes some flat fee simple pricing offers or where you surcharge on debit card transactions as cost savings may not be realised. For details refer to Tyro.com or call 1300 00 TYRO (8976). ³ Dynamic Surcharging is available for Mastercard, Visa, eftpos, UnionPay, American Express, JCB, and Diners Club transactions. The Dynamic Surcharging feature is not available for eCommerce transactions or to customers on No Cost EFTPOS pricing. By default, we do not include your EFTPOS machine rental costs into the calculation of your cost of acceptance, however you may choose to apply these costs into your calculation of your cost of acceptance via the Tyro Portal subject to the surcharging rules as set by the RBA and enforced by ACCC and, in relation to American Express transactions, the American Express Merchant Operating Guide (found at http://www.americanexpress.com.au/merchantopguide) Google Pay is a trademark of Google LLC. Apple, the Apple logo, Apple Pay, are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Samsung, Samsung Pay, the Samsung Logo are trademarks of Samsung Inc. Mastercard is a registered trademark of Mastercard International Incorporated. ® Registered to BPAY Pty Ltd ABN 69 079 137 518 ## Key features - Accept contactless payments on iPhone - No extra hardware required - Supports cards and digital wallets - Easy and secure setup - Integrates with Tyro business tools - Access transactional insights ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/tyro-byo/id6447081031/reviews.md ### 1/5 — Hard to use *2026-04-16* I tried it and this is so difficult it’s saying we can’t verify you email and that so fix that **Developer response:** Hi Marios, Sorry you’re having trouble with verification. Please send us a DM with more details, or you can call our support team on 1300 00 TYRO (8976) and they’ll help get this sorted. - Angela ### 5/5 — Access again *2025-10-01* Good customer service, when I contact them, they told me that they could fix it and now it’s done **Developer response:** Hi Ternaris, We’re sorry you have had this experience with Tyro. We’d like to get in contact to resolve the issues you’re experiencing – could you please provide your Merchant ID and we will get in touch? - Angela ### 3/5 — Angry *2025-09-08* I don’t have a ABN **Developer response:** Hi B Issues, thank you for you feedback. Just to clarify, all our customers need a ABN to open an account with us, as we cater exclusively to businesses. We're not sure where the misunderstanding came from, but if you'd like to discuss this further, please reach out so we can assist. - Angela ### 2/5 — Not proper works *2025-08-18* We use it for the business on our phone. 90% of the time, it doesn’t read the bank card unless they pay with their phone. **Developer response:** Hi Read cap, We’re sorry you’re experiencing issues with your EFTPOS facility. We’d really like to help resolve this. Could you please call us on 1300 00 TYRO (8976) or send over a DM with more details? - Angela ### 1/5 — Problem *2024-09-30* On my iPhone SE (2022) the Tyro BYO app lacks a zero button and a Delete button to clear entries. Zoom is turned off and text size is minimised but the problem persists. Tyro tech support tried to help over the phone but couldn’t. They said they’d phone back with a solution but so far they haven’t and today is the day I need the app. With no zero button, I’ll charge 99c instead of $1.00. Bring back cash. P.S. To their credit, the Tyro support team have phoned me back to try to find a way to resolve the issue with the app on my iPhone SE. **Developer response:** Hi Grahame, thank you for updating your review. Please know we have requested for another call from our Tech Support team to reach you. Please do not hesitate to contact our Customer Support team on 1300 008 976 if there is anything else. -Monica ### 2/5 — Not user friendly *2024-09-26* Doesn’t always take payments. Customers loose confidence in the platform when you have to try charging there card multiple times. Just isn’t a good look **Developer response:** Hi Paul, we are sorry about the experience you've had. Please send us your ABN or Merchant ID so we can assist you further. Do not hesitate to contact our Customer Support team on 1300 008 976 -Juliette ### 1/5 — Unreliable *2024-09-19* The app has become extremely unreliable in recent months on iPhone. It's keeps giving an error message saying PIN Entry Blocked The PIN cannot be entered because the microphone is in use. Make sure that Voice Control is off and no apps are using the microphone. I've turned everything off, restarted, re installed and spent hours on the phone with Tyro who are less than helpful trying to fix the issue. Tyro's solution ultimately was to sell me a Tyro Go which I refused to do. I gave up and took my business elsewhere. **Developer response:** Hi Richard, we’re sorry to hear about your frustrating experience with the app. We appreciate your feedback and are continually working to improve functionality. Your insights are valuable, and we hope to regain your trust in the future. Thank you for sharing your concerns. Please DM us your Merchant ID or ABN so we can help resolve this issue for you. -Juliette ### 2/5 — No Surcharge Integration *2023-07-19* Really needs Surcharge Integration same as the EFTPOS machine. Small busineyneed Surcharge. **Developer response:** Hi Robin, Hi there! Thank you for your feedback! We understand how important surcharge integration is for small businesses, especially for transactions like those with EFTPOS machines. We’re constantly working on improvements, and your input is invaluable. Stay tuned for updates! If you have any other suggestions, feel free to share! -Monica ### 4/5 — Much happier than initially with this App *2023-06-10* Following initial frustrations using the Tyro App, I’m glad to say that now, things seem to be working well. It would be nice if the ability to select Cheque, Savings or Credit on the customer’s card can be implemented though. Otherwise works well and settlement is fast and reliable. **Developer response:** Hello, thank you for this feedback. We’d like some more information from you to assist with this. Could you please email cs@tyro.com with 'Loops242' in the subject line along with your best contact. ### 4/5 — Moto transactions *2023-05-18* Please add manual transactions, if contactless does not work or we need to process over the phone we need this . Great job **Developer response:** Hi there, Thanks for the update! Please send us a DM with your Merchant ID or ABN so we can look into this further for you. -Monica ## Frequently asked questions about Tyro BYO ### What is Tyro BYO? Tyro BYO is an iPhone application that allows users to accept contactless payments directly on their device using Apple's Tap to Pay technology. It supports physical cards and digital wallets, eliminating the need for separate card readers. ### How secure is Tyro BYO? Tyro BYO is designed to be easy, secure, and private. Transactions processed through Tap to Pay on iPhone are encrypted and handled by Apple's secure enclave, ensuring sensitive cardholder data is protected. ### What types of payments can I accept with Tyro BYO? You can accept contactless payments from physical debit and credit cards, as well as digital wallets like Apple Pay and Google Pay. It also supports Tyro Tap and Save for optimized debit card transactions. ### Does Tyro BYO have ads? No, Tyro BYO does not contain advertisements. As a free application, it focuses on providing a seamless payment processing experience without interruptions. ### What are the system requirements for Tyro BYO? Tyro BYO requires an iPhone and an internet connection to function. Standard mobile data charges may apply. The app is compatible with iOS devices. ### Can I view my transaction history with Tyro BYO? Yes, you can view transactional insights using the Tyro App and Tyro Portal. This allows you to monitor your sales and manage your business finances effectively. ### How often is Tyro BYO updated? The latest version of Tyro BYO is 1.4.0, which was last updated on January 13, 2025. Updates typically include performance improvements and new features. ### What is the user rating for Tyro BYO? Tyro BYO has a rating of 3.4 stars from 33 ratings. This indicates a generally positive user experience, though there is room for improvement. ## Version history (last 5 releases) ### 1.4.0 — 2025-01-13 We've made some enhancements to keep the app running smoothly. ### 1.3.6 — 2024-09-26 Surcharge configuration has been updated for App users. Authorised users can enable and edit surcharge rates via the Tyro Portal. ### 1.3.5 — 2024-07-29 We’ve made some minor changes to keep your app running smoothly. ### 1.3.4 — 2024-05-22 We’ve made some minor changes to keep your app running smoothly. ### 1.3.3 — 2024-05-06 Dynamic Surcharging¹ is now available on the Tyro BYO App. To enable, turn on surcharging in the Tyro Portal, set your rates, and then enable surcharging in the Tyro BYO App. ¹ Dynamic Surcharging is available for Mastercard, Visa, eftpos, UnionPay, American Express, JCB, and Diners Club transactions. The Dynamic Surcharging feature is not available for eCommerce transactions or to customers on No Cost EFTPOS pricing. By default, we do not include your EFTPOS machine rental costs into the calculation of your cost of acceptance, however you may choose to apply these costs into your calculation of your cost of acceptance via the Tyro Portal subject to the surcharging rules as set by the RBA and enforced by ACCC and, in relation to American Express transactions, the American Express Merchant Operating Guide (found at http://www.americanexpress.com.au/merchantopguide) ## More apps by Tyro Payments - [Tyro](https://appshunter.io/ios/app/tyro/id981337478) - [Tyro Go](https://appshunter.io/ios/app/tyro-go/id1587089454) - [Tyro Bank](https://appshunter.io/ios/app/tyro-bank/id6746708155) - [Tyro Accounting](https://appshunter.io/ios/app/tyro-accounting/id6761745207) All apps by Tyro Payments: https://appshunter.io/developer/981337477 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*