# U钱包-个人信用借款APP

> Mobile personal loan recommendation and application service with flexible repayment. (iPhone/iPad app by 德云晟小额贷款股份有限公司.)

- Source: https://appshunter.io/ios/app/u-app/id1406674094 (this page in markdown: same URL + `.md`)
- Developer: [德云晟小额贷款股份有限公司](https://appshunter.io/developer/1464117186)
- Category: Finance, Utilities
- Price: Free
- Rating: 1.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 12.0 · 39 MB
- Languages: American English
- Released: 2018-09-06
- Data updated: 2026-07-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/u-app/id1406674094/reviews.md

## What is U钱包?

【产品简介】 
U钱包是一款个人借款推荐服务APP。手机一站式申请匹配模式可有效降低申请时间和借款成本。 
【产品特点】 
1、额度10000元-30000元。
2、利率低至0.021%， 降低还款压力。
3、还款方式
可根据个人需要灵活选择还款方式，支持按月还款。
4、线上操作
淘宝实名用户， “刷脸”识别，足不出户即可申请，方便快捷。 
5、机器审批
无人工干预，根据评级，提升额度，更高效。
6、大数据风控
拥有严格的风控团队和先进的网络安全技术，基于全方位大数据审批测评，让您借款更安心。
【联系我们】 
客服热线：4006849188
U钱包，优享利率。

借贷有风险，勿过度借贷

## Key features

- Loan amounts from 10,000-30,000 yuan
- Low interest rates from 0.021%
- Flexible monthly repayment options
- Online application with facial recognition
- Machine-driven approval process
- Big data risk control for security


## Frequently asked questions about U钱包

### What is the maximum loan amount available through U钱包?

U钱包 offers loan amounts ranging from 10,000 yuan to 30,000 yuan. This allows users to borrow a substantial sum based on their needs and creditworthiness.

### What are the interest rates for loans on U钱包?

The interest rates on U钱包 can be as low as 0.021%, aiming to reduce the repayment pressure for borrowers. This competitive rate is a key feature highlighted by the app.

### How does U钱包 handle loan approvals?

U钱包 utilizes a machine-driven approval process with no human intervention. This system leverages big data risk control for efficient and objective assessments, potentially leading to faster approvals and credit limit adjustments.

### What repayment options does U钱包 support?

U钱包 provides flexible repayment options tailored to individual needs, including support for monthly repayments. This allows users to manage their loan obligations more conveniently.

### Is U钱包 available on Android devices?

Based on the provided information, U钱包 is currently supported on iPhone and iPod devices. Compatibility with Android is not specified in the current data.

### How often is U钱包 updated?

The latest version of U钱包 is 1.9.5, and it was last updated on November 13, 2024. This indicates a relatively recent update, suggesting ongoing development and maintenance.

### What is the user rating for U钱包?

U钱包 has a current rating of 1.0 stars based on 1 rating. This indicates a very low user satisfaction score from the limited feedback available.

### Does U钱包 have ads?

No, U钱包 does not contain advertisements. The app is listed as free and does not have an 'hasAds' flag set to true.

## Version history (last 5 releases)

### 1.9.5 — 2024-11-13

1.修复已知问题。

### 1.9.4 — 2022-11-03

1.修复已知问题。

### 1.9.3 — 2021-01-20

修复已知问题。

### 1.9.2 — 2020-04-09

老用户奖励上线

### 1.9.1 — 2020-01-16

优化签约流程，修复已知问题。

## Apps similar to U钱包

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [马上钱包-手机借钱借款小额分期贷款平台](https://appshunter.io/ios/app/id1568686533) | 4.0 (2) | Free | Finance |

## More apps by 德云晟小额贷款股份有限公司

- [魔借-小额借款平台](https://appshunter.io/ios/app/id1197956810)
- [好借分期](https://appshunter.io/ios/app/id1627426151)

All apps by 德云晟小额贷款股份有限公司: https://appshunter.io/developer/1464117186

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*