# U. S. Postal Service FCU > Mobile banking app for managing accounts, payments, and financial tools. (iPhone/iPad app by U. S. Postal Service FCU.) - Source: https://appshunter.io/ios/app/u-s-postal-service-fcu/id735428037 (this page in markdown: same URL + `.md`) - Developer: [U. S. Postal Service FCU](https://appshunter.io/developer/735428040) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,002 App Store ratings · 25 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 101 MB - Languages: American English - Released: 2013-11-12 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/u-s-postal-service-fcu/id735428037/reviews.md ## What is U. S. Postal Service FCU? U. S. Postal Service FCU USPS FCU’s mobile application makes managing your accounts easy with your mobile phone. It’s fast, secure, and free. This app allows you to: • Check your balances • View recent transactions • Transfer money between your accounts • Pay bills • Deposit checks - $4,000 daily limit • Free ATM/branch locator • Send and receive money via Zelle • Credit score monitoring with Credit Sense • Money management tools Support/Information You can obtain more information about this mobile service by visiting our website at www.uspsfcu.org, by calling our Member Service Department at 800-877-7328, or send us an email at uspsfcu@uspsfcu.org. USPS FCU does not charge fees to download or use our application. Your wireless provider’s messaging and data rates may apply. Federally Insured by NCUA and ESI. ## Key features - Check account balances - View recent transactions - Transfer money - Pay bills - Deposit checks - ATM/branch locator - Send/receive money via Zelle - Credit score monitoring ## What do users think of U. S. Postal Service FCU? Overall sentiment: negative **Pros** - 👍 Easy to use - 💡 Convenient mobile banking - 🚀 Fast and reliable app - 🔒 Secure login process **Cons** - 🐛 Frequent login issues - 🔍 Limited functionality compared to other banking apps - ⚠️ Outdated and buggy app - 🔒 Lack of biometric login options **Commonly reported bugs** - Login process frequently fails - Notifications not working properly - Account balances not updating in real-time - App crashes or freezes unexpectedly **Most requested features** - Add biometric login options (Face ID, Touch ID) - Improve notification system to provide real-time updates - Expand mobile check deposit capabilities - Enhance transaction history and balance tracking ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/u-s-postal-service-fcu/id735428037/reviews.md ### 3/5 — Log in *2026-02-27, version 25.2.100* Logging is hard to do half of the time which is frustrating ### 1/5 — Horrible App *2026-01-20, version 25.1.70* Horrible App, too basic and still requires password login after using Face ID. Need fixes and updates. ### 5/5 — Worst app *2025-02-16, version 24.2.50* This is the worst app the bank is good but they need to do better with the application process I can’t login in the bank is closed for holidays I can’t get access to my account this is the worst’s experience ever ### 1/5 — USOS FCU MAJOR SECURITY ISSUE *2025-02-01, version 24.2.50* 2 Factor authentication is not working in the USPS FCU app on iPhone 14. When you log in to your account it immediately bypasses the 2 factor authentication. This is a major security issue! Uninstalling and reinstalling the app doesn’t solve the problem. Rebooting the phone doesn’t solve the problem. ### 5/5 — Post -Covid requirement *2023-09-13* I love banking with USPSFCU despite the onsite locations limit. Having the app makes up for some limitations. I am glad USPSFCU forged banking relationships with local credit unions for cash withdrawals and face-to-face transactions. I do wish the app would program notifications like Zelle and identify the specific $dollar amount of an Debit or Credit transaction rather than just saying “a Debit transaction greater than amount: Your account (xxxxxxxx) had one or more debit transactions exceed $1. Now, the notification Rule only allows users to set a default $ amount to exceed to get a notification. In the prior legacy system rather option was available. ### 3/5 — Why did we move backwards? *2022-08-16, version 21.3.40* This app is horrible. You receive notifications the next day vs real time as before. You literally can no longer manage your distributions until after the money is deposited. It seems like every functionality that made the other system great is now something that you literally have to go into the actual facility to request a teller or staff member to do for you. It’s 2022 and I can do LESS banking processes online today than I could with the old system, and sadly the people that work there know it and can’t offer any explanation for it! It’s very disappointing and we ponder if it’s better to move to another FCU? My money has been here since I was a child, and I even have an acct for my grandson, but it may be time to move it all. Do better folks. ### 5/5 — Uspsfcu *2022-05-16, version 21.3.40* I’ve been working for the USPS For 33 years. I joined the credit union shortly after I started. I’ve been nothing but unhappy with the service. When you made some new changes to the establishment, I was unable to log on. I called for days. I left a message and no one called me back. It’s been months and I still haven’t received a return call. I had to figures it out by myself. ### 5/5 — Glad for this app *2021-10-13, version 21.1.41* I’m so glad for this app 😊 ### 1/5 — New Update 2021 *2021-08-05, version 21.1.41* New update doesn’t allow users to login anymore not even on the website!! We can’t access our accounts or balances. This is unacceptable!! Not all of us live near actual branch locations to walk into so we have to rely on the mobile app or website and neither have worked for almost a week!! And the employees can’t give us an update on when this issue will be fixed when we call the customer service number!! ### 5/5 — Long Time Member *2020-12-21, version 20.1.200* I have been a member for over 40 years. Never had a bad experience. ## Frequently asked questions about U. S. Postal Service FCU ### What can I do with the U.S. Postal Service FCU mobile app? The app allows you to manage your accounts easily from your mobile phone. You can check balances, view recent transactions, transfer money between your accounts, pay bills, and deposit checks with a daily limit of $4,000. It also offers a free ATM/branch locator, the ability to send and receive money via Zelle, credit score monitoring with Credit Sense, and money management tools. ### Is the U.S. Postal Service FCU mobile app free to use? Yes, the app is free to download and use. USPS FCU does not charge any fees for using the application. However, your wireless provider's messaging and data rates may apply. ### How do I get help or more information about the app? You can obtain more information by visiting the USPS FCU website at www.uspsfcu.org. You can also call their Member Service Department at 800-877-7328 or send an email to uspsfcu@uspsfcu.org. ### What are the key features for managing my money? Key features for money management include the ability to check your balances, view recent transactions, transfer funds between your accounts, pay bills, and deposit checks. The app also provides money management tools and credit score monitoring through Credit Sense. ### Can I deposit checks using the app? Yes, you can deposit checks using the app. There is a daily limit of $4,000 for check deposits made through the mobile application. ## Version history (last 5 releases) ### 26.1.30 — 2026-07-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.2.100 — 2026-02-25 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.70 — 2025-12-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.30 — 2025-08-27 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 24.2.50 — 2024-12-09 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ## Apps similar to U. S. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*