# U1 Mobile

> Mobile banking app for managing U1 Credit Union accounts on the go. (iPhone/iPad app by UNIVERSAL 1 CREDIT UNION, INC..)

- Source: https://appshunter.io/ios/app/u1-mobile/id904998792 (this page in markdown: same URL + `.md`)
- Developer: [UNIVERSAL 1 CREDIT UNION, INC.](https://appshunter.io/developer/904998795)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.75/5 from 1,764 App Store ratings · 31 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 109 MB
- Languages: English, Chinese
- Released: 2014-09-15
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/u1-mobile/id904998792/reviews.md

## What is U1 Mobile?

Take charge wherever you are. 
U1 Mobile allows easy access on the go. We like to think of it as a kind of U1 branch genie that appears whenever summoned. A quick tap provides all you need to manage the everyday. 

Balances – Current and up to 180-day history
Transfers – Move between U1 accounts
Payments – Send payments via Bill Pay 
Deposit Checks - Take a picture of check and deposit it directly to your U1 accounts
Pay other People- Use Pop Money to send payments to your phone contacts
Locations - Find the closest branch or ATM

Please enroll in Online Banking (u1cu.org/login) before downloading. Catch you on the go, friend! 

Universal 1 Credit Union
Federally Insured by NCUA

## Key features

- View account balances and history
- Transfer funds between accounts
- Pay bills via Bill Pay
- Deposit checks with a photo
- Send payments to contacts
- Find branches and ATMs

## Recent user reviews (10 of 31)

All indexed reviews: https://appshunter.io/ios/app/u1-mobile/id904998792/reviews.md

### 5/5 — Website always down

*2026-06-23, version 2026.01.01*

Website always down

### 5/5 — Review

*2025-04-09, version 2025.2.2.3*

Very easy to use, upgrades done on the weekends

### 3/5 — Vee

*2025-01-26, version 2024.10.1.10*

Need to have a way to deposit an receive money from different credit unions on the app

### 3/5 — Needs Updated

*2024-09-19, version 2024.04*

Been using this app for many years. Works well enough. Does need an update. After the iOS18 update, quick balance no longer works. I use or would say used this option very often.

### 5/5 — Works great!

*2023-12-23, version 2023.10.1.4*

Ditto

### 5/5 — 👍🏾

*2023-04-05, version 2022.9.1.11*

Oh good perfect in every way😊

### 5/5 — Easy to use and very useful.

*2022-05-19, version 2021.11.0.38*

Easy to use e

### 1/5 — I hate surveys.

*2021-09-02, version 2021.6.0.37*

I hate surveys

### 3/5 — I hate paper

*2021-03-13, version 6.5.5.34*

My main account is checking and I would like to go paperless but only my savings account is available in PDF so I must get my statements mailed to me; this happened after the last big update and I HATE paper!

### 1/5 — Bill pay

*2021-01-27, version 6.5.5.34*

The system won’t allow to use Bill pay. This has gone on foe 3 days now

## Frequently asked questions about U1 Mobile

### What can I do with the U1 Mobile app?

The U1 Mobile app allows you to manage your Universal 1 Credit Union accounts on the go. You can view current and historical balances, transfer funds between your U1 accounts, pay bills using Bill Pay, deposit checks by taking a picture, send payments to other people using Pop Money, and find the nearest branch or ATM.

### How do I get started with U1 Mobile?

Before downloading the app, you need to enroll in Online Banking at u1cu.org/login. Once enrolled, you can download the U1 Mobile app and use your online banking credentials to access your accounts.

### Is there a cost to use the U1 Mobile app?

The U1 Mobile app is free to download and use. While the app itself is free, standard carrier data rates may apply for accessing your accounts. There are no in-app purchases mentioned as required for core functionality.

### What are the key features of the U1 Mobile app?

Key features include the ability to check account balances with up to 180 days of history, transfer funds between U1 accounts, make payments through Bill Pay, deposit checks by taking a photo, send money to contacts via Pop Money, and locate nearby branches or ATMs.

### Is my money safe with U1 Mobile?

Yes, Universal 1 Credit Union is federally insured by the NCUA, ensuring the safety of your deposits. The app provides secure access to your accounts for managing your finances.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.2 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

## Apps similar to U1 Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [River Valley CU Mobile](https://appshunter.io/ios/app/river-valley-cu-mobile/id943614379) | 4.0 (25) | Free | Finance |
| [Bridge Credit Union Mobile](https://appshunter.io/ios/app/bridge-credit-union-mobile/id1147802764) | 4.1 (11) | Free | Finance |
| [Day Air Credit Union](https://appshunter.io/ios/app/day-air-credit-union/id757149493) | 3.4 (51) | Free | Finance |
| [Universal Federal Credit Union](https://appshunter.io/ios/app/universal-federal-credit-union/id1568721729) | — | Free | Finance |
| [CODECU](https://appshunter.io/ios/app/codecu/id1529314087) | 4.8 (1,000) | Free | Finance |
| [Abbey CU Mobile](https://appshunter.io/ios/app/abbey-cu-mobile/id1025489698) | 2.5 (24) | Free | Finance |

## Related topics

[unisaver](https://appshunter.io/ios/topics/unisaver) · [1touch](https://appshunter.io/ios/topics/1touch)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
