# U1 Mobile — user reviews > 31 indexed App Store user reviews of U1 Mobile by UNIVERSAL 1 CREDIT UNION, INC., rated 4.75/5 from 1,764 ratings. - Source: https://appshunter.io/ios/app/u1-mobile/id904998792/reviews - App overview in markdown: https://appshunter.io/ios/app/u1-mobile/id904998792.md - Rating breakdown: 5★ 1,406 · 4★ 138 · 3★ 50 · 2★ 12 · 1★ 38 ## Newest reviews (11 of 31) ### 5/5 — Universal 1 Credit Union *2017-01-27, version 5.2.6* Great app. Easy to use! ### 5/5 — Home run! *2016-07-14, version 5.2.0.0* Terrifically reliable and convenient for moving $$ checking balances etc on the go. Even supports my old iPhone4. ### 5/5 — Loving It! *2016-06-25, version 5.0.1.0* So glad to have my app. I us it all the time. Really easy to use and understand. ### 5/5 — Great app! *2016-04-04, version 4.3.0.0* Great app to use. Simple, clean user interface for iPad. No muss, no fuss architecture. ### 5/5 — Convenient Banking *2016-02-28, version 4.3.0.0* Wonderful and convenient to have all my banking in one place! From checking balances to transferring money between accounts this app has made banking so much easier. ### 5/5 — Awesome App *2016-01-12, version 4.3.0.0* It's really easy to use and navigate my way round and mostly even more convenience. ### 5/5 — Makes college a lot easier! 👍🏽 *2015-08-26, version 4.3.0.0* Very convenient and easy to use. Loving it so far! ### 5/5 — Great app *2015-06-28, version 4.3.0.0* Great time saver, since I can't access my accounts from work. ### 5/5 — Mme. *2014-12-03, version 4.3.0.0* Love, love, love ### 5/5 — U1 Moblie App *2014-11-29, version 4.3.0.0* Great app. Looking forward to Mobile Remote Deposit! ### 5/5 — 👍👍👍👍👍 *2014-10-10, version 4.3.0.0* This app has been more helpful than I could imagine. The full functionality and access are the high points. ## Most critical reviews (10 lowest-rated) ### 1/5 — I hate surveys. *2021-09-02, version 2021.6.0.37* I hate surveys ### 1/5 — Bill pay *2021-01-27, version 6.5.5.34* The system won’t allow to use Bill pay. This has gone on foe 3 days now ### 2/5 — Having trouble with app *2020-10-27, version 6.5.2.33* I got the update but it is not working for me on my iPad Pro. I can’t get it to load my account history. It is saying “ Application error please try again later”. Or it’s saying no valid accounts. I’ve been banking with Universal one for 20 years or more and can’t figure out what’s going on. ### 2/5 — Helpful but slow *2015-03-12, version 4.3.0.0* I love how I can review all my accounts but I find this app is incredibly slow at times ### 3/5 — Vee *2025-01-26, version 2024.10.1.10* Need to have a way to deposit an receive money from different credit unions on the app ### 3/5 — Needs Updated *2024-09-19, version 2024.04* Been using this app for many years. Works well enough. Does need an update. After the iOS18 update, quick balance no longer works. I use or would say used this option very often. ### 3/5 — I hate paper *2021-03-13, version 6.5.5.34* My main account is checking and I would like to go paperless but only my savings account is available in PDF so I must get my statements mailed to me; this happened after the last big update and I HATE paper! ### 4/5 — Very happy with U1 *2018-01-02, version 5.6.1.14* Friendly, helpful, In the banks and at corporate office too. Affordable because no excessive fees. Flexible. Only issue we’ve ever had with them is their requirements for a used car loan to first-timers. ### 4/5 — Personal Banker *2016-03-22, version 4.3.0.0* I think the mobile app is a very helpful tool for banking on the go. One thing that would make it better would be to implement a fingerprint reader to login. ### 4/5 — Improvements *2014-10-02, version 4.3.0.0* I like how all my accounts are linked in one place now! It's very convenient! However...the app is extremely slow, and I don't like the 2 separate amounts on each account. Why show what's "there" and what's "available". Just the available amount would be perfect like the old app. No confusions! Those 2 reasons are the only reasons I didn't give the new app 5 stars!!! ## Most praised reviews (10 highest-rated) ### 5/5 — Website always down *2026-06-23, version 2026.01.01* Website always down ### 5/5 — Review *2025-04-09, version 2025.2.2.3* Very easy to use, upgrades done on the weekends ### 5/5 — Works great! *2023-12-23, version 2023.10.1.4* Ditto ### 5/5 — 👍🏾 *2023-04-05, version 2022.9.1.11* Oh good perfect in every way😊 ### 5/5 — Easy to use and very useful. *2022-05-19, version 2021.11.0.38* Easy to use e ### 5/5 — Easy *2019-02-25, version 5.11.0.23* So easy to use ### 5/5 — I love the new update!!! *2018-08-23, version 5.10.21* I have been using U1 Mobile for a long time, and this is the best update yet!! ### 5/5 — Financial Field *2018-03-27, version 5.7.1.15* This is the BEST app. Easy not complicated. ### 5/5 — Great tool!! *2017-05-17, version 5.3.4* I love this app, it is easy to use! ### 5/5 — Great app *2017-04-07, version 5.2.6* I love being able to check things out when I need to We love U1 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*