# UBank Banking made for U — user reviews

> 27 indexed App Store user reviews of UBank Banking made for U by UBank, rated 4.76/5 from 740 ratings.

- Source: https://appshunter.io/ios/app/ubank-banking-made-for-u/id971358163/reviews
- App overview in markdown: https://appshunter.io/ios/app/ubank-banking-made-for-u/id971358163.md
- Rating breakdown: 5★ 571 · 4★ 44 · 3★ 12 · 2★ 6 · 1★ 9

## What do users think of UBank Banking made for U?

Overall sentiment: mixed

**Pros**

- 👍 User-friendly interface and easy navigation
- 🔒 Strong security features and biometric authentication
- 💳 Convenient mobile deposit functionality
- ⚡ Quick balance checking and account access
- 💰 Flexible bill pay and transfer options
- 📱 Clean, modern app design after rebrand

**Cons**

- 🐛 Frequent app crashes and freezing
- ⏳ Extremely slow app loading times
- 🔐 Persistent login and authentication issues
- ❌ App closes immediately upon opening
- 🚫 Inconsistent performance after updates
- ⚠️ Poor iOS compatibility with beta versions
- 😤 Unreliable mobile deposit for UBank checks
- 🔄 Biometric login fails requiring timeout resets

**Commonly reported bugs**

- App crashes on startup
- Login screen takes 30 seconds to hours to load
- Biometric authentication fails intermittently
- Password authentication not accepting correct credentials
- Mobile deposit fails for checks from UBank accounts
- Incompatibility with iOS 16.4 and beta updates
- Account lockout after incorrect password attempts
- Timeout errors preventing fingerprint login
- Missing user ID save functionality on iPhone

**Most requested features**

- Apple Pay integration
- Instant mobile deposit processing
- Extended banking hours (Saturday availability)
- Improved app stability and performance optimization

## Newest reviews (7 of 27)

### 2/5 — update

*2026-07-03, version 25.2.371*

Old set up of the app was way better. Don’t like the update.

### 2/5 — Useful when it works

*2023-02-23, version 22.2.40*

Does not open on some ios beta updates like other banking apps consistently do
Not working after update to iOS 16.4 public beta

### 2/5 — App doesn’t work

*2020-04-05, version 19.3.20*

App can’t take my password and number doesn’t go to anything. It use to be great

### 2/5 — Not impressed

*2019-04-05, version 18.3.80*

Takes entirely way to long for this app to open.

### 2/5 — Update of Sept 7 - Still A MESS !!

*2018-09-07, version 18.2.63*

Fingerprint logon awkward - works sometimes.

  Exiting app, logging out, or removing from multitasking tray does not reliably permit fingerprint logon next time.  Will get ‘Timeout’ most of the time - frustrating.
  
  Maybe random drug testing of software developer...?

  THIS VERSION DEFINITELY LACKING

### 4/5 — What's going on?

*2017-04-15, version 6.0.1716*

Why doesn't the app save my user Id on the IPhone.  Had no trouble on my android I just changed from.

Pam Bailey

### 1/5 — Doesnt work

*2015-03-03, version 4.7.286*

The app closes after opening it.

## Most critical reviews (10 lowest-rated)

### 1/5 — Trash!😒

*2026-04-24, version 25.2.370*

Since the update the app has been trash. It keeps crashing and doesn’t want to let in into my own damn account. It’s declining everything just for me to have to go back and authorize making it inconvenient when trying to purchase simple things like gas or food. It’s annoying and honestly yall should have left the app alone it was fine.

### 1/5 — Slow to open

*2023-09-10, version 23.1.72*

The app is great once you are able to access it. 8/10 times it takes FOREVER for it to load the sign in screen to use biometrics. Sometimes when you are in a bind you need to see your information instantly not 30 seconds up to hours later. There are days it just won’t open. I depend on my banking this way so it’s super annoying.

### 1/5 — Login glitch

*2023-07-19, version 22.2.200*

Even after waiting months to redo the login process, because I’ve been using the internet/webpage to actually view my account. I’m still not about to access. I’ve called numerous times to get the app reset or anything to no avail. Even resetting my password to even login. So at this point it’s a dusting my hands for the negative review.

### 1/5 — Ubank

*2022-08-03, version 21.3.50*

It doesn’t work half the time; this app and UBank not being open on Saturday may be the reason I bank elsewhere.

### 1/5 — Mobile Deposit never works!

*2021-05-05, version 20.2.82*

I can never get the mobile deposit to work on any check that I have that is written from a UBank account! Any other accounts work fine. Going to be changing banks next week.

### 1/5 — It’s always having Technical Difficulties!!!!

*2020-04-15, version 19.3.20*

It’s always glitching and I can’t never see get into my account. It’s always having technical difficulties.

### 1/5 — Does not even deserve one star

*2018-09-09, version 18.2.63*

I put in $40 in my account yesterday and now its gone !it doesn’t show it on the app or my card.This bank needs to get better !

### 1/5 — Horrible

*2016-02-17, version 4.7.286*

I wouldn't even rate this app one star if I could help it. I typed my wrong password in just two times and now it will not let me get my account information at all, even when I type in correct login information. I tried deleting and reinstalling app but that didn't work. It also claims my password is wrong when I know it is not.

### 1/5 — Horrible

*2015-03-13, version 4.7.286*

App closes as soon as it opens, much like HSB DEBIT CARDS this app does not work!!!

### 1/5 — Doesn't work

*2015-03-09, version 4.7.286*

Soon as you open it closes

## Most praised reviews (10 highest-rated)

### 5/5 — Best Bank

*2024-06-21, version 24.1.70*

Been with UBank for several years now. I have never had any problems they will always make sure I’m taking care with my financial situations.

### 5/5 — Love this app

*2024-06-14*

I absolutely love that UBank mobile banking app is so extremely user friendly and super convenient. All the security features are easy to activate and use. Keep up the great work guys!

### 5/5 — Great banking App

*2019-09-25, version 19.1.200*

I have banked with them for years. Have always had great service.  I really like this app and all of the flexibility it offers!  Great bank!

### 5/5 — Internet banking

*2019-08-01, version 19.1.30*

I have had issues with logging on
Have changed password 4 times .
Always resolved my problems.

### 5/5 — Convenient

*2019-07-31, version 19.1.30*

This app is very user friendly. I can access my balance real easily. I have a habit of forgetting my password so the instant balance is a life saver. I definitely would recommend this app.

### 5/5 — A+++++

*2019-07-31, version 19.1.30*

I just updated my app and I really like the newest features. I use bill pay and love that I can create new contacts without ever having to log into my computer. The mobile deposit option works great and is very user friendly. I love UBANK!

### 5/5 — Great App

*2019-07-31, version 19.1.30*

I use this to check my balance daily!  I just made my first deposit with mobile banking and it was so easy. Money showed up in my account within 30 minutes. Love the convenience!! 5 star!!!

### 5/5 — Love it!

*2019-07-24, version 19.1.30*

Love this app. It just makes banking easy!!

### 5/5 — It’s all right

*2019-06-28, version 18.4.62*

The app so far so good. I don’t really use the app much but when I do it’s to make a deposit. This is my only complaint and it’s been this way for awhile. The deposits are not instant, and they should be. I have been with HSB now U Bank for 30+ years and my deposit should be done instantly. I deposit the same check, same amount every month. I also bank with USAA and U Bank should really shadow them bc they have it down. All checks I deposit with USAA go through immediately.

### 5/5 — New updates are great!

*2019-05-22, version 18.4.62*

Solid Mobile Banking app. Clean, easy to use, and the new updates with the rebrand have enhanced my mobile banking experience. It seems to go down every so often but has never caused much issue for me.

I rarely ever go to an actual branch location for banking so having a fully functional mobile option with quick mobile deposit, internal/external transfers, and bill management that works well is very important to me, and this app delivers on just about all categories. Would prefer integration with Apple Pay though, but that may be more of an account/debit card thing. For a community bank, this app is great over-all.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*
