# UBank by Unibank — Closer than a bank! > Comprehensive mobile banking for managing accounts, cards, payments, and transfers. (iPhone/iPad app by Unibank ASC.) - Source: https://appshunter.io/ios/app/ubank-by-unibank/id1073632425 (this page in markdown: same URL + `.md`) - Developer: [Unibank ASC](https://appshunter.io/developer/567715437) - Category: Finance - Price: Free - Rating: 4.70/5 from 419 App Store ratings · 63 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 173 MB - Languages: American English, Azerbaijani, Russian - Released: 2016-04-19 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ubank-by-unibank/id1073632425/reviews.md ## What is UBank by Unibank? Manage your bank products: • Real-time information about cards, accounts, loans, deposits • Add cards of other banks • Order a card with delivery to your address • Order and instantly receive a Digital Card right in the app • Statements on cards and accounts Payments and transfers: • Utility bills • Government payments • Unibank loan payments • Loan payments of other local banks • Transfers to Unibank cards/accounts • Transfers to cards of other local banks • Fast Money Transfers • Creating templates for payments and transfers • Car payments and car transfers Additional Information: • Operations history • Card transaction notifications • Location of branches, ATMs, payment terminals • Currency rates • Currency converter • Live chat with representatives of the Bank Bonuses are issued for the following types of operations: • Making payments and quick money transfers • Connect to u’Walk. uBank uses Healthkit to promote healthy lifestyle on its platform. • Invite friends Earned bonuses can be exchanged for free coupons in partner networks ## Key features - Real-time account and card information - Add external bank cards - Order physical and digital cards - Pay utility and government bills - Transfer funds between banks - View transaction history and statements - Find ATMs and branches ## What do users think of UBank by Unibank? Overall sentiment: positive **Pros** - 👍 User-friendly and intuitive interface - 💰 Reliable banking service - 🌍 Convenient international transfers - 📱 Comprehensive all-in-one app - ⚡ Easy account management from abroad - 🎯 Practical and straightforward operations - 💳 Good card services and features **Cons** - 🐢 Slow processing speed - 🎨 Poor user interface design - 💸 Fraudulent charges and overdraft issues - 🔄 Money transfer failures and delays - 📞 Poor customer support and issue resolution - 💱 Currency conversion problems - 🎭 Unnecessary feature additions (pedometer) - 🖥️ Poor iPad optimization **Commonly reported bugs** - Registration code not accepted - App crashes during payment entry - White screen error in VAT refund section - U Card ordering error - Login issues for web-registered accounts - App freezes and exits unexpectedly - Persistent errors after multiple branch visits - Autopay functionality not working properly **Most requested features** - Apple Pay support - Save transfer templates for recurring payments - Remote account and deposit opening - Stock trading capabilities - 3D Secure for internal transfers - More interesting card design options - Restore Russian and Azerbaijani language options - Saved transfers for other bank cards ## Recent user reviews (10 of 63) All indexed reviews: https://appshunter.io/ios/app/ubank-by-unibank/id1073632425/reviews.md ### 1/5 — Anar *2026-01-03, version 3.20.0* Poor user interface, slow processing ### 5/5 — Master viza *2025-12-25* Men azi 10 ildi isledirem ve bu banki cox beyenirem **Developer response:** UBank tətbiqindən istifadə etdiyiniz üçün təşəkkür edirik. 😇 ### 4/5 — Отличный банк! *2025-12-04* Если бы еще удаленно можно было открывать вклады без визита в банк и торговать на бирже - было бы 5 звезд.. **Developer response:** Здравствуйте, Вы можете открыть вклад в банке Topla и обналичить сумму в любой момент. 😇 ### 1/5 — Fırıldaqçılar *2025-12-03* Fırıldaqçılar! Hesabınızın sıfıra endirilməməsini dediyiniz halda, onlar sizdən guya overdraftlar üçün pul alırlar. Onlar problemi araşdırmaq istəmirlər, sadəcə sizdən heç vaxt götürmədiyiniz pulu sizdən çıxarmağa çalışırlar! ### 5/5 — Bir sozle SUPERRR *2025-04-06* bir sozle SUPERRRRR **Developer response:** Təşəkkür edirik. 😊 ### 5/5 — 5 stars ⭐️ *2025-04-05, version 3.15.1 Card Saving hotfix* Thank you for this brilliant app. Only wish one day Unibank will support Apple pay. Update: 08.11.2019 U Walk 😂 pedometer. Now Unibank is going to compete with health apps. I would say stay on focus what you are in best at. This kind of features are unnecessary. ### 5/5 — Unibank *2025-01-23* super ! **Developer response:** Təşəkkürlər. 😇 ### 5/5 — Unibank *2024-12-28* Çox sevirəm bu bank xidmətini **Developer response:** Biz təşəkkür edirik. 🥰 ### 4/5 — Все супер *2024-12-24* Так держать. Вот только хотелось бы чтобы при оплате покупок в долларах их не пересчитывали в евро. Хотя может это сторонний процессинг платежной системы так обработал мой недавний платеж за IPTV - там 2$ было, но оплатил 2€ в итоге. ### 5/5 — Good *2024-11-20* Good ## Frequently asked questions about UBank by Unibank ### What can I do with this banking app? This app allows you to manage all your bank products, including cards, accounts, and loans, in real-time. You can also add cards from other banks, order new cards, make various payments like utility bills and loan installments, and perform money transfers. ### Can I add cards from other banks to this app? Yes, the app allows you to add cards from other banks, providing a consolidated view of your financial instruments. This enables you to manage multiple cards from different institutions within a single interface. ### Is this app free to use? Based on the provided information, the app is available for free. There are no mentions of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements. ### How can I find nearby ATMs or branches? The app provides a feature to locate branches, ATMs, and payment terminals. This helps you find convenient places to conduct your banking transactions or withdraw cash when needed. ### Does the app offer any rewards or bonuses? Yes, bonuses are issued for certain operations such as making payments and quick money transfers. You can also earn bonuses by connecting to u'Walk, which uses Healthkit to promote a healthy lifestyle, and by inviting friends. These earned bonuses can be exchanged for free coupons in partner networks. ## Version history (last 5 releases) ### 3.27.1 — 2026-08-26 Kredit müraciəti: • Müraciət emal olunarkən ekranda taymer göstərilir, cavabın nə qədər vaxt aparacağını dəqiq biləcəksiniz. Ödəniş və köçürmələr: • Köçürmə zamanı ödənişin təyinatını qeyd etmək imkanı əlavə olundu. • Kredit kartı ilə ödəniş etdikdə tətbiq bu barədə əvvəlcədən xəbərdar edəcək. Bankla əlaqə: • Səhifənin dizaynı yeniləndi və daha rahat oldu. Premium müştərilər üçün şəxsi menecerin kontaktları əlavə edildi. Loan requests: • Added a timer on the processing screen so you know exactly when to expect a decision Payments & transfers: • Added an option to specify the payment purpose for transfers. • Added a notification when paying with a credit card. Contact us: • Redesigned the contact screen for easier navigation. Added Relationship Manager details for Premium clients. ### 3.27.0 — 2026-08-20 Kredit müraciəti: • Müraciət emal olunarkən ekranda taymer göstərilir, cavabın nə qədər vaxt aparacağını dəqiq biləcəksiniz. Ödəniş və köçürmələr: • Köçürmə zamanı ödənişin təyinatını qeyd etmək imkanı əlavə olundu. • Kredit kartı ilə ödəniş etdikdə tətbiq bu barədə əvvəlcədən xəbərdar edəcək. Bankla əlaqə: • Səhifənin dizaynı yeniləndi və daha rahat oldu. Premium müştərilər üçün şəxsi menecerin kontaktları əlavə edildi. Loan requests: • Added a timer on the processing screen so you know exactly when to expect a decision Payments & transfers: • Added an option to specify the payment purpose for transfers. • Added a notification when paying with a credit card. Contact us: • Redesigned the contact screen for easier navigation. Added Relationship Manager details for Premium clients. ### 3.26.1 — 2026-08-03 Manage your bank products: • Real-time information about cards, accounts, loans, deposits • Add cards of other banks • Order a card with delivery to your address • Order and instantly receive a Digital Card right in the app • Statements on cards and accounts Payments and transfers: • Utility bills • Government payments • Unibank loan payments • Loan payments of other local banks • Transfers to Unibank cards/accounts • Transfers to cards of other local banks • Fast Money Transfers • Creating templates for payments and transfers • Car payments and car transfers Additional Information: • Operations history • Card transaction notifications • Location of branches, ATMs, payment terminals • Currency rates • Currency converter • Live chat with representatives of the Bank Bonuses are issued for the following types of operations: • Making payments and quick money transfers • Connect to u’Walk. uBank uses Healthkit to promote healthy lifestyle on its platform. • Invite friends Earned bonuses can be exchanged for free coupons in partner networks ### 3.26.0 — 2026-07-10 UBank daha da yeniləndi! Artıq nağd kredit üçün filiala getməyə ehtiyac yoxdur - UBank-da müraciət et, SİMA ilə imzala və pulu dərhal kartında istifadə et. Üstəlik, kart rekvizitlərini birbaşa tətbiqdən əldə edə, rəqəmsal sifariş etdiyin kartın fiziki formasını isə ünvana və ya seçdiyin filiala çatdırılma ilə ala bilərsən. UBank just got even better! No need to visit a branch to apply for a cash loan. Simply apply in UBank, sign with SİMA, and access the funds on your card instantly. You can also view your card details directly in the app and have the physical version of your digitally issued card delivered to your address or to the branch of your choice. ### 3.25.0 — 2026-06-30 Məlumatların artıq hər zaman əlinin altındadır. İndi birbaşa tətbiqdə sadəcə bir toxunuşla digər banklara öz hesab və kart məlumatlarına giriş üçün verdiyin icazələri və razılıq sənədlərini asanlıqla nəzərdən keçirə bilərsən. Ən əsası, istədiyin zaman hər hansı razılığı tətbiqdən çıxmadan, dərhal ləğv edə bilərsən. Keeping track of your data is more convenient than ever. With just one tap in the app, you can easily view the consents you’ve granted to other banks to access your accounts and cards, along with the actual consent documents. Best of all, you can withdraw any consent directly through the app whenever you choose. ## Apps similar to UBank by Unibank | App | Rating | Price | Category | | --- | --- | --- | --- | | [MilliÖN](https://appshunter.io/ios/app/million/id1456249791) | 4.8 (81) | Free | Finance | | [Dostbank](https://appshunter.io/ios/app/dostbank/id1642869806) | 4.3 (19) | Free | Finance | | [Rabita Mobile](https://appshunter.io/ios/app/rabita-mobile/id1457972986) | 4.1 (46) | Free | Finance | | [m10 — Digital Wallet](https://appshunter.io/ios/app/m10-digital-wallet/id1642308007) | 4.8 (1,059) | Free | Finance | | [Birbank](https://appshunter.io/ios/app/birbank/id1293207342) | 4.8 (1,894) | Free | Finance | | [ABB mobile: Bank & Tez Kredit](https://appshunter.io/ios/app/abb-mobile-bank-and-tez-kredit/id1251456175) | 4.8 (1,666) | Free | Finance | ## More apps by Unibank ASC - [Albalı Plus](https://appshunter.io/ios/app/albal-plus/id972168616) - [UBank Biznes](https://appshunter.io/ios/app/ubank-biznes/id1167939260) - [Leobank - Online Bank & Card](https://appshunter.io/ios/app/leobank-online-bank-and-card/id1574700070) - [UTrader by Unicapital](https://appshunter.io/ios/app/utrader-by-unicapital/id1634565864) - [UTrader by Unicapital](https://appshunter.io/ios/app/utrader-by-unicapital/id6473635488) All apps by Unibank ASC: https://appshunter.io/developer/567715437 ## Related topics [ubank by unibank](https://appshunter.io/ios/topics/ubank-by-unibank) · [yelo bank](https://appshunter.io/ios/topics/yelo-bank) · [ubank biznes](https://appshunter.io/ios/topics/ubank-biznes) · [ubank](https://appshunter.io/ios/topics/ubank) · [ubank mobile](https://appshunter.io/ios/topics/ubank-mobile) · [ubank by ubci](https://appshunter.io/ios/topics/ubank-by-ubci) · [ubank banking made for u](https://appshunter.io/ios/topics/ubank-banking-made-for-u) · [leobank](https://appshunter.io/ios/topics/leobank) · [ucard](https://appshunter.io/ios/topics/ucard) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*