# UBank Mobile Banking

> Mobile banking for existing UBank customers managing original accounts. (iPhone/iPad app by National Australia Bank.)

- Source: https://appshunter.io/ios/app/ubank-mobile-banking/id1313119623 (this page in markdown: same URL + `.md`)
- Developer: [National Australia Bank](https://appshunter.io/developer/373434226)
- Category: Finance, Business
- Price: Free
- Rating: 4.44/5 from 57 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 101 MB
- Languages: English
- Released: 2017-11-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ubank-mobile-banking/id1313119623/reviews.md

## What is UBank Mobile Banking?

The UBank app is only for our customers still awaiting upgrade. You’ll be able to manage your original UBank products including USave and USpend accounts. If you’re a new customer looking to sign up to new ubank products, check out our upgraded ubank app at https://apps.apple.com/au/app/id1449543099.


SAVE, SPEND AND EARN INTEREST FASTER
•	You can open an account in minutes on the app.
•	Unlock a competitive bonus interest rate on up to 10 savings buckets (check out our bonus eligibility criteria in the app or at https://www.ubank.com.au/help/original/og-everyday-banking/account/how-do-i-qualify-for-the-usave-bonus-interest-rate ). 
•	No UBank fees on USave and USpend accounts. 

NEED A TRAVEL BUDDY? WE GOT YOU
•	We don’t charge international or ATM withdrawal fees overseas (but ATM owners and stores might).
•	Super secure overseas banking.
•	Push notifications that ensure you approve all payments.

WHY DIGITAL BANKING? IT’S SIMPLE.
•	With no branches, we pass on the savings to you and our other 600,000 customers.
•	Great rates and Aussie-based support teams.
•	Extra convenience – pay bills with BPAY or spend on-the-go with Apple Pay, Garmin Pay or Fitbit Pay.
•	Super quick and secure log in with Touch or Face ID (on compatible devices).
•	Your savings with UBank are government guaranteed, up to the value of $250,000 per customer per financial institution.

Important information:
Subject to network provider coverage.
® BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518.



Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Any advice has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances. We recommend that you read and consider the relevant Terms and Conditions for our products at https://www.ubank.com.au/original-products/terms-and-conditions before making any decision. Credit criteria and fees and charges can apply. Target Market Determinations for these products are available at https://www.ubank.com.au/target-market-determinations. 


UBank is a division of National Australia Bank Limited ABN 12 004 044 937, AFSL and Australian Credit Licence 230686. UBank is the issuer of the USpend and USave products. For our home loan products, the credit provider is AFSH Nominees Pty Ltd ABN 51 143 937 437 Australian Credit Licence 391192. UBank is the mortgage manager for our home loan products.

## Key features

- Open accounts in minutes
- Competitive bonus interest rates
- No UBank fees on USave/USpend
- Fee-free overseas ATM withdrawals
- Secure overseas banking
- Pay bills with BPAY
- Contactless payments with Apple/Garmin/Fitbit Pay
- Biometric login (Touch/Face ID)


## Frequently asked questions about UBank Mobile Banking

### Is UBank Mobile Banking secure?

Yes, UBank Mobile Banking offers super secure overseas banking and uses push notifications to ensure you approve all payments. It also features quick and secure login with Touch or Face ID on compatible devices.

### What types of accounts can I manage with UBank Mobile Banking?

UBank Mobile Banking allows you to manage your original UBank products, specifically USave and USpend accounts. It is intended for customers still awaiting upgrade.

### Does UBank Mobile Banking charge international fees?

UBank does not charge international or ATM withdrawal fees overseas, though ATM owners and stores may impose their own charges. This feature makes it a convenient travel buddy.

### How do I qualify for the bonus interest rate on savings buckets?

You can unlock a competitive bonus interest rate on up to 10 savings buckets. For specific eligibility criteria, please check within the app or visit the UBank website.

### Can I pay bills using UBank Mobile Banking?

Yes, you can pay bills conveniently using BPAY directly through the UBank Mobile Banking app. It also supports spending on-the-go with Apple Pay, Garmin Pay, or Fitbit Pay.

### What is the government guarantee for savings with UBank?

Your savings with UBank are government guaranteed up to the value of $250,000 per customer per financial institution, providing an extra layer of security.

### Is UBank Mobile Banking available on Apple Watch?

Yes, UBank Mobile Banking is supported on Apple Watch, along with iPhone, iPad, and iPod, offering flexibility across your devices.

### How often is UBank Mobile Banking updated?

The latest version of UBank Mobile Banking is 1.29.3, which was last updated on March 6, 2023. Updates typically include performance improvements and new features.

## Version history (last 2 releases)

### 1.29.3 — 2023-03-06

Bug fixes and performance improvements.

### 1.29.2 — 2022-10-12

Bug fixes and performance improvements.

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All apps by National Australia Bank: https://appshunter.io/developer/373434226

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
