# Ubanklending — Secure Financial Companion

> Secure Financial Companion (iPhone/iPad app by HUAYUAN CAPITAL LTD..)

- Source: https://appshunter.io/ios/app/ubanklending/id6786137136 (this page in markdown: same URL + `.md`)
- Developer: [HUAYUAN CAPITAL LTD.](https://appshunter.io/developer/6786137138)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 38 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-08-31
- Data updated: 2026-09-23
- User reviews in markdown: https://appshunter.io/ios/app/ubanklending/id6786137136/reviews.md

## What is Ubanklending?

Welcome to Ubank – Your Trusted Lending & Financial Assistance Companion.

Ubank is a comprehensive mobile lending application designed to provide users with secure, efficient, and transparent financial services. Whether you need immediate funds for emergencies or flexible credit management, Ubank offers a seamless experience with an intuitive multilingual interface supporting both English and Chinese.

【Why Choose Ubank?】
- Fast Application: Streamlined digital process to apply for financial lines anytime, anywhere.
- Secure & Confidential: Your data privacy is our highest priority, protected with industry-leading encryption and secure Google Single Sign-In.
- Transparent Terms: Clear breakdown of fees, interest rates, and loan structures with zero hidden charges.

【Important Disclosures (Financial Compliance)】
- Minimum Repayment Period: 91 days
- Maximum Repayment Period: 365 days
- Annual Percentage Rate (APR): From 10% to 35% (based on user credit evaluation)
- Representative Example: For a loan of $500 with a 180-day tenure and an APR of 24%, the interest fee will be $60. The total repayment amount will be $560.

*Note: Ubank does not offer short-term personal loans that require full repayment within 60 days. Users must be at least 18 years old to apply.


## Version history (last 3 releases)

### 1.0.2 — 2026-09-17

Improved user experience and overall app performance.

### 1.0.1 — 2026-09-03

Bug fixes and system optimizations.

### 1.0 — 2026-08-31

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*