# UBAY 2 GO

> Mobile banking app for checking balances, viewing history, transferring funds, and paying loans. (iPhone/iPad app by United Bay Community Credit Union.)

- Source: https://appshunter.io/ios/app/ubay-2-go/id567832809 (this page in markdown: same URL + `.md`)
- Developer: [United Bay Community Credit Union](https://appshunter.io/developer/567832812)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 1,405 App Store ratings · 22 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 116 MB
- Languages: English, French, Spanish
- Released: 2012-10-15
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ubay-2-go/id567832809/reviews.md

## What is UBAY 2 GO?

United Bay Community Credit’s UBAY2GO Mobile Banking allows you to do the following: 
Features: 
- Check Balances 
- View Transaction History 
- Transfer Funds 
- Pay Loans

## Key features

- Check account balances
- View transaction history
- Transfer funds
- Pay loans

## What do users think of UBAY 2 GO?

Overall sentiment: neutral

**Pros**

- 👍 Easy online banking
- 🚀 Convenient mobile access
- 💡 Helpful for checking balances and transferring money
- 🚀 Fast and reliable
- 👍 User-friendly app

**Cons**

- 🐛 App crashes or goes blank
- 🐛 Inconsistent performance
- 🐛 Inaccurate balance tracking
- 🔒 Security concerns
- 👎 Limited features compared to other banking apps

**Commonly reported bugs**

- Login issues and password problems
- Bill pay not working on weekends
- Compatibility problems with newer devices

**Most requested features**

- Add e-deposit option
- Expand bill pay capabilities
- Integrate credit card account management
- Improve app stability and consistency

## Recent user reviews (10 of 22)

All indexed reviews: https://appshunter.io/ios/app/ubay-2-go/id567832809/reviews.md

### 5/5 — Message

*2022-07-04, version 4.40.113*

I love your online banking. It makes it so easy to access my account, pay my bills. There isn’t anything I can’t do on line and not have to take a trip to the credit union in person. Keep up the good work on my behalf. That’s why I choose United .

### 1/5 — TERRIBLE APP

*2022-05-16, version 4.38.192*

Absolutely horrible app. Does NOT track your spending. Says you’ll have money available and next thing you know your two hundred dollars overdraft. Very very awful.

### 3/5 — No options

*2021-08-16, version 4.38.192*

Other banking apps you can transfer money anywhere. You can apply for cards. You can apply for a loan. This app is not the greatest.

### 5/5 — Mobile banking!

*2021-04-16, version 4.38.192*

I love it!!!

### 1/5 — App goes blank

*2020-04-17, version 4.19.141*

This app used to work great but now when starting to enter my password, the app goes blank.

### 5/5 — Website

*2020-02-08, version 4.19.141*

The new format is so much easier than the old.  Thank you!

### 5/5 — Edeposit

*2019-11-25, version 4.19.141*

Hoping you will get an edeposit option. It’s the handiest thing to have when you receive a check!

### 5/5 — Works good

*2019-06-06, version 4.2.2541*

For the most part this app work good, as for the bill pay part, they got work to do, only works it seems during normal business hours, and about nothing Is going to post or be in Q on the weekend

### 1/5 — Crashes every time you use it

*2019-05-05, version 4.2.2541*

Seems the credit union went cheap on an app developer, which is ok but this app just doesn’t work

Please fix this!

### 1/5 — Very inconsistent.

*2019-04-05, version 4.2.2541*

Do not “bank” on this app working when you need it. It is terribly inconsistent. Some days it works as promised. Other days not-so-much. I suggest they toss the Dollar-Store web master... and invest in someone who they would trust their life-savings to. As we all do.

## Frequently asked questions about UBAY 2 GO

### What can I do with this mobile banking app?

This app allows you to perform essential banking tasks from your mobile device. You can check your account balances, review your transaction history to track spending, transfer funds between your accounts, and make payments towards your loans.

### Is this app free to use?

Yes, the application is available for free. There are no charges associated with downloading or using the core features of the mobile banking service.

### What are the main features of the app?

The primary features include the ability to check your current account balances, view a detailed history of your transactions, easily transfer money between your linked accounts, and conveniently pay off your loans.

### Who is this app designed for?

This app is specifically designed for members of United Bay Community Credit. It provides them with a convenient way to manage their banking needs remotely through their smartphone or tablet.

## Version history (last 1 release)

### 4.40.113 — 2022-06-28

Updated design, new features including Loan Details page, Transaction Searches, and Enhanced Security Functionality!

## Apps similar to UBAY 2 GO

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Sunrise Family Credit Union](https://appshunter.io/ios/app/sunrise-family-credit-union/id979323145) | 4.6 (298) | Free | Finance |
| [Dow Credit Union Banking](https://appshunter.io/ios/app/dow-credit-union-banking/id1476491064) | 4.8 (9,328) | Free | Finance |
| [United Financial CU Mobile](https://appshunter.io/ios/app/united-financial-cu-mobile/id1623853535) | 4.8 (1,487) | Free | Finance |
| [Great Lakes FCU](https://appshunter.io/ios/app/great-lakes-fcu/id1112686479) | 5.0 (1) | Free | Finance |
| [FinancialEdge CU Mobile](https://appshunter.io/ios/app/financialedge-cu-mobile/id1031706520) | 4.1 (8) | Free | Finance |
| [Jolt Credit Union](https://appshunter.io/ios/app/jolt-credit-union/id506644079) | 3.1 (29) | Free | Finance |

## More apps by United Bay Community Credit Union

- [UbayGO](https://appshunter.io/ios/app/ubaygo/id6462514902)
- [United Bay CCU Banno](https://appshunter.io/ios/app/united-bay-ccu-banno/id6747392694)

All apps by United Bay Community Credit Union: https://appshunter.io/developer/567832812

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*