# UBAY 2 GO — user reviews > 22 indexed App Store user reviews of UBAY 2 GO by United Bay Community Credit Union, rated 4.70/5 from 1,405 ratings. - Source: https://appshunter.io/ios/app/ubay-2-go/id567832809/reviews - App overview in markdown: https://appshunter.io/ios/app/ubay-2-go/id567832809.md - Rating breakdown: 5★ 1,149 · 4★ 165 · 3★ 44 · 2★ 18 · 1★ 29 ## What do users think of UBAY 2 GO? Overall sentiment: neutral **Pros** - 👍 Easy online banking - 🚀 Convenient mobile access - 💡 Helpful for checking balances and transferring money - 🚀 Fast and reliable - 👍 User-friendly app **Cons** - 🐛 App crashes or goes blank - 🐛 Inconsistent performance - 🐛 Inaccurate balance tracking - 🔒 Security concerns - 👎 Limited features compared to other banking apps **Commonly reported bugs** - Login issues and password problems - Bill pay not working on weekends - Compatibility problems with newer devices **Most requested features** - Add e-deposit option - Expand bill pay capabilities - Integrate credit card account management - Improve app stability and consistency ## Newest reviews (3 of 22) ### 5/5 — Ubccu app *2015-10-29, version 3.10.220* This app has changed and is not user friendly when first signing in- they did an update and I have had to call the credit union three times because it was not working on all the accounts I have - had used the old mobile app for years without any problems ### 5/5 — Works *2013-03-11, version 2.3.6* I like it ### 5/5 — Very user friendly *2012-12-18, version 2.3.6* Great app, very user friendly. Quick access to balances and transfers. Hopefully more features will be added over time. ## Most critical reviews (10 lowest-rated) ### 1/5 — TERRIBLE APP *2022-05-16, version 4.38.192* Absolutely horrible app. Does NOT track your spending. Says you’ll have money available and next thing you know your two hundred dollars overdraft. Very very awful. ### 1/5 — App goes blank *2020-04-17, version 4.19.141* This app used to work great but now when starting to enter my password, the app goes blank. ### 1/5 — Crashes every time you use it *2019-05-05, version 4.2.2541* Seems the credit union went cheap on an app developer, which is ok but this app just doesn’t work Please fix this! ### 1/5 — Very inconsistent. *2019-04-05, version 4.2.2541* Do not “bank” on this app working when you need it. It is terribly inconsistent. Some days it works as promised. Other days not-so-much. I suggest they toss the Dollar-Store web master... and invest in someone who they would trust their life-savings to. As we all do. ### 2/5 — Works great...but only sometimes *2018-01-02, version 4.2.2541* I love being able to check balances, pay bills, etc on the go. Unfortunately some days it won't let me pay bills. It will read a message stating I need to register for bill pay....which I have. I can try in the morning unsuccessfully, and try later in the day and it works fine. Just wish it was more consistent because it's such a time saver to bank on the go ### 3/5 — No options *2021-08-16, version 4.38.192* Other banking apps you can transfer money anywhere. You can apply for cards. You can apply for a loan. This app is not the greatest. ### 4/5 — I Like It *2017-09-04, version 4.2.2541* I wish it could deposit checks like some bank apps, but it's super helpful for transferring money. It goes fast and is usually reliable. ### 4/5 — Only one flaw! *2015-07-14, version 2.3.6* This is a great app! My only complaint is that it hasn't been updated to higher IOS and doesn't fill my iPhone 5c screen! It will only fit cleanly on iPhone 4 or lower. Otherwise, still works great! ### 4/5 — Almost perfect *2012-12-31, version 2.3.6* This app is almost perfect! I love being able to check my balance so quickly and am able to transfer money between accounts easily. My only complaint is I wish I could check and pay my Visa balance in there. If they could add this feature I'd give 5 stars! ### 5/5 — Message *2022-07-04, version 4.40.113* I love your online banking. It makes it so easy to access my account, pay my bills. There isn’t anything I can’t do on line and not have to take a trip to the credit union in person. Keep up the good work on my behalf. That’s why I choose United . ## Most praised reviews (9 highest-rated) ### 5/5 — Mobile banking! *2021-04-16, version 4.38.192* I love it!!! ### 5/5 — Website *2020-02-08, version 4.19.141* The new format is so much easier than the old. Thank you! ### 5/5 — Edeposit *2019-11-25, version 4.19.141* Hoping you will get an edeposit option. It’s the handiest thing to have when you receive a check! ### 5/5 — Works good *2019-06-06, version 4.2.2541* For the most part this app work good, as for the bill pay part, they got work to do, only works it seems during normal business hours, and about nothing Is going to post or be in Q on the weekend ### 5/5 — Pinecone *2018-08-16, version 4.2.2541* Works great! ### 5/5 — Password *2018-06-26, version 4.2.2541* Too many password changes. Glitches every time. ### 5/5 — Love the app *2018-05-14, version 4.2.2541* Makes is so easy to know the balance in my account and takes a lot of hassle out of having to go in or call to transfer money to savings or checking ### 5/5 — It great *2017-09-28, version 4.2.2541* I love this app. It lets me check all my banking activity and it's easy to use ### 5/5 — Ubcu app *2017-09-13, version 4.2.2541* The only complaint I have is they do not have the ability to setup direct deposit from the app as well as setting up bill payments from the app. If this was added I will change this to a 5 star approval. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*