# UbayGO > Mobile banking app for managing accounts, transactions, and payments. (iPhone/iPad app by United Bay Community Credit Union.) - Source: https://appshunter.io/ios/app/ubaygo/id6462514902 (this page in markdown: same URL + `.md`) - Developer: [United Bay Community Credit Union](https://appshunter.io/developer/567832812) - Category: Finance - Price: Free - Rating: 4.70/5 from 915 App Store ratings · 11 written reviews indexed - Age rating: 4+ - Requires: iOS 18.4 · 171 MB - Languages: American English, European Spanish - Released: 2023-10-23 - Data updated: 2026-09-03 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/ubaygo/id6462514902/reviews.md ## What is UbayGO? UbayGO affords you all the conveniences of a Ubay branch with the added benefit of being accessible from anywhere and at any time. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your finances with ease. With UbayGO, you can… - Keep your transactions organized by adding tags, notes, and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the check’s front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts - Secure your account with a 4-digit passcode or biometric on supported devices ## Key features - Organize transactions with tags, notes, and photos - Set balance alerts - Make payments and transfer money - Deposit checks via photo - Manage debit card - View and save statements - Aggregate financial accounts ## Recent user reviews (10 of 11) All indexed reviews: https://appshunter.io/ios/app/ubaygo/id6462514902/reviews.md ### 1/5 — Can’t update, can’t use app *2026-03-01* Thanks to the lovely update, I can no longer use the UBay banking app. ### 5/5 — App doesn’t work *2025-11-01* Apparently I cannot update because I have an older iPhone. Won’t go back to original app just sends me to App Store which takes you through the same cycle. I’ve tried everything even calling Ubccu. Please fix this!!! ### 1/5 — UBay *2025-10-30* This new app is a bad move. I hate it! It’s not user friendly like the old app. Please switch back! I hate it even more at this point! I can’t access my account info because it wants me to update for security! It sends me to the App Store which in return doesn’t have an update it just says open! When I hit open it takes me back to the app which then does not allow me to open without the update! Vicious cycle of getting nowhere & have bills to pay!!!!🤬 ### 1/5 — Transfer Money *2024-09-22* I left my atm card in the atm. I’m try to transfer money into my personal checking account but I can’t for some reason. ### 2/5 — Opened new accounts *2024-09-17* App is down not a good start not sure how often that happens we will see what the future holds ### 5/5 — Great app *2024-02-26* Fast and easy to use. Very friendly customer support when encountering an issue too. ### 4/5 — Hate the mobile app *2024-01-17* I absolutely hate the “updated” mobile app. It’s not nearly as customer friendly as the previous mobile app. Way to go backwards! ### 1/5 — Updated App Difficult To Use *2023-12-22* Bring back the running balance please. Some changes are good but not in this situation. ### 5/5 — Not a fan *2023-11-10* I can’t get my accounts to show or make a payment! This new app is terrible, makes me want to just close my accounts an go somewhere that has an app I can use!!! ### 5/5 — New credit Union apt *2023-11-08* I hate it, every time I get on I have to reapply ## Frequently asked questions about UbayGO ### What can I do with UbayGO? UbayGO allows you to manage your finances from anywhere. You can organize transactions with tags and notes, set up balance alerts, make payments, transfer money between accounts, and deposit checks by taking pictures. It also lets you manage your debit card and view your monthly statements. ### How do I secure my account on UbayGO? You can secure your account on UbayGO using a 4-digit passcode. For supported devices, you can also enable biometric authentication, such as fingerprint or facial recognition, for an added layer of security. ### Is UbayGO free to use? The application itself is free to download and use. However, as indicated by its monetization model, it may display advertisements within the app. ### Can I deposit checks using the app? Yes, you can deposit checks conveniently through UbayGO. Simply take a clear picture of the front and back of your endorsed check, and the app will process the deposit for you. ### What are the benefits of aggregating financial accounts? Aggregating your financial accounts in UbayGO provides a consolidated view of your finances. This allows you to see all your accounts in one place, making it easier to track your overall financial health and manage your money more effectively. ## Version history (last 5 releases) ### 3.37.0 — 2026-08-28 Version 3.37.0 • Bug fixes and performance improvements ### 3.36.0 — 2026-07-16 Version 3.36.0 • Bug fixes and performance improvements ### 3.35.0 — 2026-06-10 Version 3.35.0 • Bug fixes and performance improvements ### 3.34.1 — 2026-05-22 Version 3.34.1 • Bug fixes and performance improvements ### 3.34.0 — 2026-05-18 Version 3.34.0 • Bug fixes and performance improvements ## Apps similar to UbayGO | App | Rating | Price | Category | | --- | --- | --- | --- | | [Jolt Credit Union](https://appshunter.io/ios/app/jolt-credit-union/id506644079) | 3.1 (30) | Free | Finance | | [Dow Credit Union Banking](https://appshunter.io/ios/app/dow-credit-union-banking/id1476491064) | 4.8 (9,666) | Free | Finance | | [Wildfire Personal Banking](https://appshunter.io/ios/app/wildfire-personal-banking/id1557266112) | 4.7 (583) | Free | Finance | | [Frankenmuth Credit Union](https://appshunter.io/ios/app/frankenmuth-credit-union/id578146647) | 3.4 (77) | Free | Finance | | [United Financial CU Mobile](https://appshunter.io/ios/app/united-financial-cu-mobile/id1623853535) | 4.8 (1,555) | Free | Finance | | [FinancialEdge CU Mobile](https://appshunter.io/ios/app/financialedge-cu-mobile/id1031706520) | 4.1 (8) | Free | Finance | ## More apps by United Bay Community Credit Union - [UBAY 2 GO](https://appshunter.io/ios/app/ubay-2-go/id567832809) - [United Bay CCU Banno](https://appshunter.io/ios/app/united-bay-ccu-banno/id6747392694) All apps by United Bay Community Credit Union: https://appshunter.io/developer/567832812 ## Related topics [ubaygo](https://appshunter.io/ios/topics/ubaygo) · [ubay](https://appshunter.io/ios/topics/ubay) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*