# UBL Funds Smart Savings

> Mobile investment management for mutual and pension funds. (iPhone/iPad app by UBL Fund Managers.)

- Source: https://appshunter.io/ios/app/ubl-funds-smart-savings/id979130863 (this page in markdown: same URL + `.md`)
- Developer: [UBL Fund Managers](https://appshunter.io/developer/979130862)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 6 App Store ratings · 6 written reviews indexed
- Age rating: 17+
- Requires: iOS 15 · 189 MB
- Languages: American English
- Released: 2015-05-30
- Data updated: 2026-07-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ubl-funds-smart-savings/id979130863/reviews.md

## What is UBL Funds Smart Savings?

UBL Funds app is a user-friendly application that provides you easy, seamless and direct access to your investments on the go. Investors have the convenience of monitoring their investments and conducting online transactions around the clock, from any location worldwide, with just a few clicks. Investors can open an account by selecting their preferred Mutual Fund OR Pension Fund based on their risk profile and earn attractive returns.
Investment transactions can be performed quickly and conveniently through Jhatpat E-account.

Features:
•⁠  ⁠Digital Account Opening (Mutual & Pension Funds) without having to visit our investment centers.
•⁠  ⁠Open Pension Fund Account (Only For New to UBL Funds)
•⁠  ⁠Redemption from your Provident Fund (PF) linked Pension Account
•⁠  ⁠Seamless account opening via Biometric, liveness and Facial Matching (for Sarmayakari accounts only)
•⁠  ⁠Shariah Compliant options duly approved by Shariah Advisory Council.
•⁠  ⁠Instant Redemption (Fauri Paisa T&C apply).
•⁠  ⁠Online Additional Investments (through 1Bill, KuickPay & RAAST ID) 
•⁠  ⁠Free of charge Online Conversion (one to many & many to one)
•⁠  ⁠Updated returns
•⁠  ⁠Daily updated Account Statements
•⁠  ⁠Schedule your Transactions
•⁠  ⁠Seamlessly manage investments while on-the-go for sustainable financial growth.
•⁠  ⁠Re-allocation of Pension Plans
•⁠  ⁠Our Application is protected by multiple layers of security and controls.

Are you NEW to UBL Funds? Simply, call us at 0800-26336 or SMS INVEST to ‘8258’ and you will be contacted by one of our call center representatives. Whereas, existing UBL Funds users can use their existing User Name & Password to login. For more details visit our website https://www.ublfunds.com.pk/

## Key features

- Digital account opening
- Pension fund management
- Mutual fund investments
- Instant redemptions
- Online transactions
- Shariah-compliant options
- Scheduled transactions

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/ubl-funds-smart-savings/id979130863/reviews.md

### 5/5 — Best MUTUAL FUNDS APP

*2025-09-08*

No problem in transferring or redeeming plus no bugs till now highly recommend

### 5/5 — Works well

*2025-03-18, version 2.2.4*

Easy to invest and use. I hope it stays efficient

### 5/5 — Fantastic app

*2024-05-22*

The app keeps on improving and never disappoints at all..kuddos to team!

### 5/5 — Very good app

*2024-02-07*

The app is smooth and easy to install..features are awesome

### 5/5 — Funds transfer

*2023-11-02*

Funds transfer could be made easier through banking channels instead of quick pay. And how to get dividends in cash couldn’t find the option- overall the app is good

### 1/5 — Fix Your App

*2021-07-05, version 2.0.2*

You’ve got one outstanding app. Others just glitch you into oblivion. This one doesn’t even let you in. Please fix it so that I don’t have to wait ages to connect to one of your customer reps.

## Frequently asked questions about UBL Funds Smart Savings

### How do I open an account with UBL Funds Smart Savings?

You can open a digital account for Mutual and Pension Funds directly through the UBL Funds Smart Savings app without visiting an investment center. For new users, you can also call 0800-26336 or SMS INVEST to 8258 to be contacted by a representative.

### What types of funds can I invest in with UBL Funds Smart Savings?

The app allows you to open accounts and invest in both Mutual Funds and Pension Funds. It also offers Shariah-compliant options that have been approved by the Shariah Advisory Council.

### Can I redeem funds from my pension account using UBL Funds Smart Savings?

Yes, you can perform redemptions from your Provident Fund (PF) linked Pension Account directly through the app. Instant Redemption is also available, subject to terms and conditions.

### Is UBL Funds Smart Savings secure?

Yes, the application is protected by multiple layers of security and controls to ensure the safety of your investments and personal information.

### What are the transaction options available in UBL Funds Smart Savings?

You can conduct investment transactions quickly through the Jhatpat E-account. Online additional investments can be made through 1Bill, KuickPay, and RAAST ID. Free online conversions are also supported.

### How often are returns and account statements updated?

The app provides updated returns daily. You can also access your daily updated Account Statements to monitor your investment performance.

### Does UBL Funds Smart Savings support biometric or facial matching for account opening?

Yes, seamless account opening is available via Biometric, liveness, and Facial Matching for Sarmayakari accounts only.

### What devices is UBL Funds Smart Savings available on?

UBL Funds Smart Savings is available on iPhone, iPad, and iPod devices, as indicated by its supported devices list.

## Version history (last 5 releases)

### 2.3.1 — 2026-03-09

Bug fixes

### 2.3.0 — 2026-02-17

Bug fixes

### 2.2.9 — 2025-11-10

Minor Bug Fixes

### 2.2.8(2) — 2025-11-06

Minor Bug Fixes

### 2.2.7 — 2025-09-24

Bug Fixes.

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## More apps by UBL Fund Managers

- [Al Ameen Funds](https://appshunter.io/ios/app/al-ameen-funds/id6738091718)

All apps by UBL Fund Managers: https://appshunter.io/developer/979130862

## Related topics

[ubl funds](https://appshunter.io/ios/topics/ubl-funds) · [ubl funds smart savings](https://appshunter.io/ios/topics/ubl-funds-smart-savings) · [al meezan investments](https://appshunter.io/ios/topics/al-meezan-investments) · [ubl ameen](https://appshunter.io/ios/topics/ubl-ameen)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-18.*