# UCB Banks

> Free mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by United Community Bancorp, Inc..)

- Source: https://appshunter.io/ios/app/ucb-banks/id533451602 (this page in markdown: same URL + `.md`)
- Developer: [United Community Bancorp, Inc.](https://appshunter.io/developer/529254398)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 8,635 App Store ratings · 118 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 117 MB
- Languages: American English
- Released: 2012-06-19
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/ucb-banks/id533451602/reviews.md

## What is UCB Banks?

Free Mobile Banking App for United Community Bank (UCB), Marine Bank & Trust (MBT), Brown County State Bank (BCSB), Farmers State Bank of Camp Point (FSBCP), United Commonwealth Bank (UCWB), Liberty Bank and Mercantile Bank. This app provides you with a quick, easy, and secure way to manage your banking needs anytime, anywhere.
With 24/7 access to your accounts, you can:

• Check account balances
• Review transaction history
• Transfer funds between accounts
• Make loan payments
• Deposit checks
• Create and manage alerts
• Monitor your credit score
• Pay and receive bills
• Access statements & tax documents

If you are not currently enrolled as a UCB, MBT, BCSB, FSBCP, UCWB, Liberty Bank or Mercantile Bank online banking customer and wish to sign up, please visit UCBbank.com/mobile.

Mobile data transmissions are sent and received using state-of-the-art encryption methods to prevent unauthorized access to your accounts. We’ll never transmit your account number or store private data on your phone.

UCB is committed to protecting your privacy. View our privacy policy at ucbbank.com/privacy. Learn more about online and mobile security at ucbbank.com/alerts. For additional information, contact us at 855-822-5880.

United Community Bank. Member FDIC and an Equal Housing Lender.

## Key features

- Check account balances
- Review transaction history
- Transfer funds
- Make loan payments
- Deposit checks
- Monitor credit score
- Pay and receive bills

## What do users think of UCB Banks?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💳 Helpful with managing accounts
- 🔒 Secure app
- 💡 Great new features
- 🙌 Excellent customer service

**Cons**

- 🐛 Frequent crashes and glitches
- ⚠️ Unreliable login and access
- 🔍 Limited functionality compared to website
- 🕰️ Slow performance and loading times
- 🔒 Frustrating security measures
- 🤔 Confusing UI changes

**Commonly reported bugs**

- Login issues and account lockouts
- App crashes on startup
- Alerts and notifications not working
- Inconsistent performance across devices
- Trouble accessing accounts and features

**Most requested features**

- Add ability to add notes/descriptions to transfers
- Improve mobile check deposit functionality
- Integrate with more money transfer services
- Provide option to enlarge font size
- Restore ability to view check images

## Recent user reviews (10 of 118)

All indexed reviews: https://appshunter.io/ios/app/ucb-banks/id533451602/reviews.md

### 5/5 — Great bank. Great app

*2026-08-13, version 25.2.1*

Love the ease of use for this app. The bank is wonderful and very friendly to deal with. Highly recommend.

### 2/5 — Substandard quality

*2026-08-06, version 25.2.1*

Constantly crashes, glitches, and or makes you confirm identity through text messages… freezes frequently. A complete joke of an app for a bank that is already mid tier at best

### 2/5 — Works…barely

*2026-07-21, version 25.2.1*

App loading after login can be very slow and has lots of network connection issues whether connected to wifi or data. 
Typically I have to open the app 2-3 times to check charges, deposit checks. Overall it does do what it is supposed to do but is buggy.

### 5/5 — Takes so long to transfer

*2026-07-21, version 25.2.1*

takes a long time to do a transfer. You wait forever for the info to come through

### 5/5 — UCB online

*2026-07-13, version 25.2.1*

I use the online system all the time , whether to pay my bills or transfer money from one acct to another and it’s very easy to navigate UCB’s online system. If I have to go to the bank all the employees from the tellers to the bankers are all extremely nice and helpful!!UCB is an excellent bank.

### 1/5 — fraud

*2026-07-10, version 25.2.1*

i received a check that i was up front with them about. they threaten to cancel my account saying i committed fraud. i did not commit any fraud

### 5/5 — Favorite Bank

*2026-07-02, version 25.2.1*

Customer Service is outstanding.

### 5/5 — Mobile Deposit

*2026-06-15, version 25.2.1*

So fast, so easy! Great feature!

### 5/5 — Awesome

*2026-06-13, version 25.2.1*

This is the BEST BANK!!! They have always been on their promises!! I’ve had a few close calls with fraud and always on top of it!! They do and have always put us customers first!! Appreciate you always!!

### 5/5 — Makes life a little easier

*2026-06-08, version 25.2.1*

This app has saved us so much money over the years! It’s an easy way to keep track of our accounts and sends me a text message if an account gets below a certain amount, thus saving me from getting an overdraft or automatic transfer. And I can make transfers between accounts or pay extra on a loan any time of the day or night.

## Frequently asked questions about UCB Banks

### What can I do with the UCB Banks app?

The app allows you to manage your banking needs 24/7. You can check account balances, review transaction history, transfer funds between accounts, make loan payments, deposit checks, create and manage alerts, monitor your credit score, and pay or receive bills.

### Is the UCB Banks app free to use?

Yes, the app is a free mobile banking app provided by United Community Bank and its affiliated banks. While the app itself is free, standard mobile data transmission charges may apply.

### How secure is the UCB Banks app?

The app uses state-of-the-art encryption methods for mobile data transmissions to prevent unauthorized access. Your account number is never transmitted or stored on your phone, and the bank is committed to protecting your privacy.

### Which banks are supported by this app?

This app is for United Community Bank (UCB), Marine Bank & Trust (MBT), Brown County State Bank (BCSB), Farmers State Bank of Camp Point (FSBCP), United Commonwealth Bank (UCWB), Liberty Bank, and Mercantile Bank.

### How do I sign up for online banking to use this app?

If you are not currently enrolled as an online banking customer with one of the supported banks and wish to sign up, please visit UCBbank.com/mobile to get started.

## Version history (last 5 releases)

### 25.2.1 — 2026-02-24

Bug fixes and enhancements.

### 24.1.0 — 2025-03-17

General fixes and performance enhancements.

### 22.2.312 — 2023-11-13

Customizable debit and credit card controls and your rewards points details are now available in our Mobile Banking App. One app, and one secure login now brings you real-time card controls and the ability to access, monitor and redeem your Everyday Points! Log in to your UCB Banks Mobile Banking App to get started.

### 22.2.310 — 2023-10-02

Customizable debit and credit card controls and your rewards points details are now available in our Mobile Banking App. One app, and one secure login now brings you real-time card controls and the ability to access, monitor and redeem your Everyday Points! Log in to your UCB Banks Mobile Banking App to get started.

### 22.2.300 — 2023-06-17

We are continually releasing new updates to further improve your mobile banking experience. This version includes enhanced security and authentication along with new features to help you manage your finances, quickly request important services, open new accounts, monitor your credit score, access tax documents and more. Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to UCB Banks

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [F&M Bank EZ Banking](https://appshunter.io/ios/app/f-and-m-bank-ez-banking/id6446647070) | 4.8 (3,883) | Free | Finance |
| [FSCB Banking](https://appshunter.io/ios/app/fscb-banking/id458081834) | 4.4 (1,738) | Free | Finance |
| [United Community Mobile](https://appshunter.io/ios/app/united-community-mobile/id1166683428) | 4.7 (16,843) | Free | Finance |
| [South Central Bank Inc.](https://appshunter.io/ios/app/south-central-bank-inc/id551617951) | 4.8 (2,635) | Free | Finance |
| [FFBank](https://appshunter.io/ios/app/ffbank/id581904882) | 4.8 (2,214) | Free | Finance |
| [FSB Mobile Banking](https://appshunter.io/ios/app/fsb-mobile-banking/id489187454) | 3.8 (10) | Free | Finance |

## More apps by United Community Bancorp, Inc.

- [UCB Card Vault](https://appshunter.io/ios/app/ucb-card-vault/id1515400381)

All apps by United Community Bancorp, Inc.: https://appshunter.io/developer/529254398

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*