# UCB M-Bank

> Mobile banking application for accessing Universal Capital Bank accounts and card information. (iPhone/iPad app by Universal Capital Bank AD.)

- Source: https://appshunter.io/ios/app/ucb-m-bank/id1670150542 (this page in markdown: same URL + `.md`)
- Developer: [Universal Capital Bank AD](https://appshunter.io/developer/1420145117)
- Category: Finance, Business
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 27 MB
- Languages: American English, German (Germany), Russian, Serbian
- Released: 2023-10-09
- Data updated: 2026-08-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ucb-m-bank/id1670150542/reviews.md

## What is UCB M?

Mobile banking, as part of digital banking, is widely used and dominant electronic banking platform. It is a user-friendly tool for clients which enables them access to their accounts, cards, as well as other information shared by Universal Capital Bank.
M-banking app is well-designed to support both retail and corporate accounts, especially for Authorized users, who can have access to both private and corporate accounts at one place.
M-banking is complementary to Web banking platform, offering our clients same functionalities available on Web, with sophisticated design and convenient form made for mobile devices.
Activation of M-Bank application requires assigned username and password/mobile token for generating OTP, after which the user receives SMS with one-time activation code.

## Key features

- Account access
- Card management
- Bank information
- Retail and corporate accounts
- Web banking synchronization
- Mobile token for OTP


## Frequently asked questions about UCB M

### How do I activate UCB M-Bank?

Activation requires an assigned username and password/mobile token for OTP generation. You will then receive an SMS with a one-time activation code to complete the process.

### What kind of accounts can I access with UCB M-Bank?

UCB M-Bank supports both retail and corporate accounts. Authorized users can access both private and corporate accounts in one place.

### Does UCB M-Bank offer the same features as web banking?

Yes, UCB M-Bank is designed to offer the same functionalities as the web banking platform, with a sophisticated and convenient design optimized for mobile devices.

### Is UCB M-Bank secure?

The app utilizes mobile tokens for One-Time Passwords (OTP) to enhance security during activation and potentially for transactions, aligning with standard mobile banking security practices.

### What devices does UCB M-Bank support?

UCB M-Bank is available for iPhone and iPod devices, as indicated by its supported devices list.

### How often is UCB M-Bank updated?

The latest version is 1.0.6, and the app was last updated on December 1, 2025. While specific update frequency isn't detailed, this indicates ongoing maintenance.

### What is the user sentiment for UCB M-Bank?

Based on the available data, UCB M-Bank has a rating of 3.0 stars from 2 ratings, suggesting a mixed to neutral user reception.

### Does UCB M-Bank have ads?

No, UCB M-Bank does not contain advertisements, as indicated by the 'hasAds' flag being false.

## Version history (last 5 releases)

### 1.0.8 — 2026-07-28

- Bug fixes

### 1.0.7 — 2026-06-08

- 3DES validation for online card payments and performance improvements

### 1.0.6 — 2025-12-01

Wallet improvements and performance enhancements

### 1.0.5 — 2025-11-19

Wallet improvements and performance enhancements

### 1.0.4 — 2025-11-17

Wallet improvements and performance enhancements

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## More apps by Universal Capital Bank AD

- [UCB m-Token](https://appshunter.io/ios/app/ucb-m-token/id1420145118)

All apps by Universal Capital Bank AD: https://appshunter.io/developer/1420145117

## Related topics

[ucb banks](https://appshunter.io/ios/topics/ucb-banks)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*