# UCO mBanking Plus — user reviews

> 34 indexed App Store user reviews of UCO mBanking Plus by UCO BANK, rated 4.58/5 from 8,042 ratings.

- Source: https://appshunter.io/ios/app/uco-mbanking-plus/id1484066925/reviews
- App overview in markdown: https://appshunter.io/ios/app/uco-mbanking-plus/id1484066925.md
- Rating breakdown: 5★ 53 · 4★ 12 · 3★ 5 · 2★ 4 · 1★ 10

## Newest reviews (11 of 34)

### 4/5 — Passbook

*2026-05-21*

I’m using iPhone 17. When I open my passbook, I find that the first digit of the date of transaction is not visible. I’ve reduced the font size from the default font size. Still, the first digit of the transaction date is hidden. Please see if this issue can be resolved.

**Developer response:** We thank you for your interest in our app & the inconvenience is deeply regretted. For better assistance, please share the difficulties you are facing with uco.mbanking@uco.bank.in. If you like us, please encourage us with 5★ : )

### 4/5 — Needs improvement

*2025-08-17*

The app covers basic banking needs but feels outdated compared to other bank apps. Frequent login issues, slow performance, and limited features affect the overall experience. Needs a major UI/UX revamp and more stability for smoother banking.

**Developer response:** We highly regret the inconvenience. However, we could not understand the exact problem. Please send us a message at uco.mbanking@uco.bank.in with relevant details. We'll be more than happy to assist you.

### 3/5 — Software for IOS has to be improved

*2023-11-22*

Software for IOS has to be improved.

### 3/5 — App developers not making needful minor improvements

*2023-10-31*

In ios cant see holiday list, please update. Also it requires location permission every time we log into app. In ios it becomes hactic to turn location on /off again and again. Kindly allow app to operate with or without location access.

**Developer response:** Dear Customer,
We regret the inconvenience caused. We are looking into the issue you faced regarding holiday list. We suggest you to kinldy use the Holiday list feature post login in the app. Regarding capturing location, it is required as per guidelines

### 2/5 — Welcoming new interdace is not good enough

*2023-07-29*

Changing interface wont create much changes if you are still providing faulty system with dead links. Many links i found are not working. About interface “quick transfer” option ahould be on first page but one will find this under “click hre for more” action. As a designer i dont think this updated interface is appealing. Other apps are giving QR widget then why not UCO BANK is giving it and making it handy tool. Form 16A is still ambiguous. Dont know if anybody is checking this software release before putting it on appstore. My rating down from 5 to 1.5/5

**Developer response:** Dear Customer, 
Thank you very much for your feedback. We are providing regular updates as per industry best practice. We are taking feedback from customers to consider the same in new updates.

### 5/5 — For Recurring Deposit Auto-debit needed

*2021-12-16*

App is awesome!! But when we open online RD account the auto debit feature doesn’t work from next month onwards. To be honest if I open RD online and visit branch for each month contribution what is the meaning of mobile banking. Pls make the necessary modifications.

### 5/5 — Standing Instruction unable to view and delete

*2021-06-12*

All the features are good but the PPF standing instruction view and delete is not able to access. I want to view and delete but I was not able to access this option. IT dept must look into it. I call up customer centre but cannot help.

### 5/5 — Perfect banking app

*2021-02-11*

It’s the best and perfect banking app for all your banking needs just in one app. Very user friendly interface and payments made simple, funds transfer so quickly and simple like never before. I am using it and I’m loving it but I thing I didn’t like about this app that for DTH recharge it doesn’t include all DTH names there is only one Namely Big tv DTH they double include all DTH names for recharging. Please fix it as soon as possible.

### 5/5 — Send to my beneficiary not working

*2021-02-03*

I am trying to send money using send to my beneficiary option but when I click on it nothing happens and ps I have more than 10 beneficiaries activated. I deleted and reinstalled the app but in vain. Kindly look into this matter.

### 5/5 — UCO MBankingPlus

*2020-10-24*

Our Bank’s App is the most customer friendly among all Apps in Banking Industry. Efforts of all concerned are worth mentioning please

### 5/5 — Money on the move

*2020-06-19*

With this one go app , I am able to perform on the go transactions with high security and more user friendly medium . Updates are coming on from the bank and everyday this app keeps me safe while I’m asleep .

## Most critical reviews (10 lowest-rated)

### 1/5 — UCO mBanking Plus

*2026-04-07*

The UCO Mobile Banking app has been quite disappointing, especially for iPhone users. The app feels poorly optimized for iOS, with frequent glitches, slow performance, and an outdated interface that makes basic banking tasks more frustrating than convenient.

One major issue is its strict regional restriction. If your iPhone is not set to India as the country/region, you simply cannot install or access the app. This creates a serious problem for customers living or traveling outside India, as it makes managing a UCO Bank account unnecessarily difficult. In today’s global environment, where people frequently move across countries, such limitations are highly impractical.

Overall, the app lacks the flexibility and user experience expected from a modern banking platform. UCO Bank should improve compatibility, remove unnecessary regional barriers, and invest in better app development to ensure customers—regardless of their location—can access their accounts securely.

**Developer response:** Dear Customer,
We regret the inconvenience you had to face. Since, UCO Bank is providing Mobile Banking Services in India only, app doesn't work in case location is set to other than India in iOS devices.

### 1/5 — Cannot open NRE deposits

*2026-01-23*

App doesn’t allow opening of any FDs. Keeps giving an error of Session expired login again despite entering all details in 10-15 seconds. Tried all permutations of inr but that shouldn’t matter. Only good to check balance. Can’t perform transactions.

**Developer response:** We regret the inconvenience you had to face. For better assistance please share your information with uco.mbanking@uco.bank.in. We will be happy to assist you.

### 1/5 — Doesn’t open in higher iPhone versions

*2025-04-29*

This app is incompatible with higher iPhone/IOS versions.It doesn’t recognise your faceID even after touch the face icon or does not allow you to enter passcode when you touch on it.Stays dumb forever.Whoever owns the IT division have to be woken up to stay current.

**Developer response:** We regret the inconvenience you had to face. For better assistance please share your information with uco.mbanking@ucobank.co.in. We will be happy to assist you.

### 1/5 — Weird steps on register

*2025-01-10, version 4.5*

It asks to register in mobile app after an update. I’m not able to send SMS, it asks wifi to switch off, if its done, then says session invalid.

I can’t access my account for more than a year. I regret that I had started an account there

### 1/5 — Asking for location mode even when its on

*2024-06-16*

Registered successfully on app but unable to login now as everytime app asks to enable location mode.. I have made setting to be always allowing location but stiml getting same error message..

**Developer response:** We highly regret the inconvenience. However, we could not understand the exact problem. Please send us a message at uco.mbanking@uco.bank.in with relevant details. We'll be more than happy to assist you.

### 1/5 — Fraud

*2023-07-04*

Receiving messages from a bank where you don't have an account can be concerning and potentially indicative of a phishing attempt or a mistaken identity. It's crucial to remain vigilant and avoid sharing any personal or financial information. To ensure your security, it's advisable to contact the bank directly, explain the situation, and confirm that the messages were not intended for you. Additionally, consider reporting the incident to your mobile carrier or relevant authorities to help prevent any potential fraudulent activities.

**Developer response:** Dear Customer, thank you very much for your feedback. Please write to us at uco.custcare@ucobank.co.in or reach us at 18001030123

### 1/5 — Crashes

*2021-11-11, version 2.5*

Crashes while trying to change upi limit

### 1/5 — The worst app & support!!

*2021-08-14*

First of any banking app, which is ridiculously awful and provides worst experience ever. Their servers are ever down. No customer support. No app support. If you want to use mobile/net banking, do not choose UCO Bank.

### 1/5 — Crashes

*2020-05-28*

This app crashes on startup. It cannot connect to the service. This can be reproduced on Android and iOS platforms. Please fix this ASAP. Thank you.

### 1/5 — Unable to login

*2020-05-16*

I have registered for UCO mBanking plus but while login there is no response from app. I am unable login in the app
Do the needful ASAP

## Most praised reviews (10 highest-rated)

### 5/5 — User friendly design

*2025-04-17*

UCO mBanking app is designed in way to simplify mobile banking experience. The app is full of features yet feels so lightweight and seamless to navigate through interfaces. A must have mobile banking app for all UCO customers. Thank you.

**Developer response:** Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

### 5/5 — Mbanking plus is the best app for financial services that I used

*2025-03-28*

This app is really easy on the eye and the best part is that all the stuff are in one place. With this app, I never need to visit the branch. Other banks must aspire to develop their digital services in this way!! Thanks for the amazing service.

**Developer response:** Dear customer, It is delightful to hear such positive words and it’s always a pleasure to serve our users.

### 5/5 — Best out there

*2025-03-23*

The best mobile banking app out there in the market. User friendly, loads of insights, superb interface. Been using it since last 5 years. Not been disappointed since then.

**Developer response:** Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

### 5/5 — M banking services

*2025-02-01*

Uco m banking is really helpful.
It is user friendly and easy to understand.
I never faced any problems with the banking system and I have been using this app since it was launched.
Thanks for the excellent service to help us.
👍

**Developer response:** Thank you for your five star ratings and feedback.

### 5/5 — Thakur Prasad Panda

*2025-01-27*

I’ve been using the UCO M Banking Application since long and it’s been an excellent experience. The app has a clean, intuitive design, making it easy to navigate even for someone who isn’t tech-savvy. From account management to payments, everything feels so easy and user friendly.

Main Highlights:
1.Ease of Use: The interface is well-organized, with essential features like transfers, bill payments, and account statements accessible within a few taps.
2.Security: Advanced security measures such as biometric login (fingerprint/face recognition) and two-factor authentication make me feel confident about my data’s safety.
3.Speed: Transactions are processed almost instantly, and the app rarely lags or crashes.
4.24/7 Availability: Having round-the-clock access to banking services is a game-changer.
5.Support: The in-app customer support is responsive and resolves issues quickly.

Thank You

**Developer response:** Dear Customer,
Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

### 5/5 — Good but needs to be better

*2024-09-26*

Sometimes it takes time to start otherwise app has improved a lot over the past years

**Developer response:** Thank you for your five star ratings.

### 5/5 — Perfect banking app

*2024-08-25*

I use the banking app of 5 banks and hands down, this is the best one. Everything is so simple yet safe. Just at times, I have faced the ‘location on’ prompt but rest everything is picture perfect.

**Developer response:** Dear Customer, 
Thanks for your support all along. We will keep working to provide a good user experience.
You can follow us on Facebook and Twitter to get the latest information.

### 5/5 — Best service

*2024-08-11, version 4.3*

It is useful and handy application It’s easy to use and we can use it anytime & any where

### 5/5 — Uco mBanking

*2024-03-20*

it’s very  easy to access like uneducated people also easy to access ,high security features ,no declining transaction,receiving or sent the money on correct time and it’s rating also very good compare to other bank mobile banking.

**Developer response:** Thank you for your review. We look forward for your continuous support

### 5/5 — Location

*2022-09-26*

Where we can activate location...due to location not update the mobile banking plus is not allow to enter password

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*
