# UCOPAY+

> Digital wallet for mobile recharges, bill payments, and money transfers. (iPhone/iPad app by UCO BANK.)

- Source: https://appshunter.io/ios/app/ucopay-plus/id1191452060 (this page in markdown: same URL + `.md`)
- Developer: [UCO BANK](https://appshunter.io/developer/1045009109)
- Category: Finance, Business
- Price: Free
- Rating: 2.30/5 from 3 App Store ratings · 21 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 24 MB
- Languages: American English
- Released: 2017-01-06
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ucopay-plus/id1191452060/reviews.md

## What is UCOPAY+?

UCO Bank, a commercial Bank and Government of India undertaking provides various customer oriented services. To facilitate customers more towards the digital Banking and cashless environment, UCO Bank launches UCOPAY+ – a digital wallet app an alternative to your physical wallet/Batua.
UCOPAY+ is a semi closed digital wallet application on iOS platform to cater your financial requirement. It is electronic virtual wallet where you can load money and spend it for your Mobile recharge/ DTH recharge/various utility Bill Payments including Gas, Electricity, Insurance, Mutual Funds, etc., sending money to your near & dear ones. It contains various features like adding money from your net banking/debit card/credit card, getting money from your pals, paying money to your pal’s wallet/UCO Bank account/Other bank account. It provides facility of QR Code scanning of merchants and doing quick payment.

You can check all transaction statement and send it to your Email-IDs.
How to Register:-
•	Download the app “ UCOPAY” from iTunes App Store.
•	Register in “UCOPAY” by entering your mobile number and creating your profile.
•	Load money into your wallet (through your net banking, debit card, Credit card, by asking from 
your Pal and by your Bank account).
•	Use the wallet money for your day to day expenses like bill payment, mobile/DTH recharge, online 
shopping etc.
•	Transfer money from wallet to UCO Bank account.
•	If you are a merchant, create your own QR code and receive the money by displaying the QR code 
to the customer. 
•	Customer can pay the bill by scanning the QR code without any pain/complexity like writing 
account number/IFSC/Name etc.
•	Any complaints need to be forwarded to uco.mbanking@ucobank.co.in; 
uco.custcare@ucobank.co.in, 033-44559084/9059/9459/9460/9039.
All you need to access the wallet is:
•	iOS phone
•	Access to Internet which can be via Wi-Fi or your mobile internet

## Key features

- Digital wallet for financial transactions
- Load money via net banking, debit/credit cards
- Pay bills and recharge mobile/DTH
- Send and receive money
- QR code scanning for payments
- Transaction statement access

## Recent user reviews (10 of 21)

All indexed reviews: https://appshunter.io/ios/app/ucopay-plus/id1191452060/reviews.md

### 1/5 — Ghatiya app

*2025-11-17*

Ghatiya bank hai isme koi ac mat banana ekdam sara time barbad cheeeee

### 1/5 — Chutiyaaaaaaa

*2024-12-06*

Madrchod fake application h

### 1/5 — The app isn’t working properly

*2024-07-17*

Except BBPS, in-app option for utility bill payment isn’t working.

### 1/5 — Not working

*2022-05-09*

Unable to sing up in ios

**Developer response:** Dear Customer, we regret the inconvenience caused. Please share your concern at:- uco.mbanking@ucobank.co.in or reach our toll free number at 18001030123. We will be happy to assist you. You may also raise complaint through https://spgrs.ucoonline.in

### 4/5 — Bank transfer payment than application close

*2020-12-14*

wallet to bank transfer money than application is closed. Please update my solution.

### 1/5 — Very bad performance

*2020-07-10*

Very bad application and not giving correct response waste of time to using this nonsense application

### 5/5 — Now u can Credit Your SB Account Via Credit Card

*2020-04-09*

Hello guys this is UCOPAYPlus a great application launch by UCO bank One of the best nationalised bank Presently By UCOPAYPlus we do our cellphone recharge and pay many others utility bills also we can topup this by credit card and transfer that amount to our uco bank saving account which is very easy to use one more thing we have to done Kyc for the same before topup the wallet kyc is done through bank nearest branch

### 1/5 — Bugs

*2020-03-18*

Lots of bugs

### 1/5 — Useless App

*2020-02-29*

I am unable to login. Everytime it says USER ID IS LOCKED OR CONNECTION ERROR. 
Infact none of their apps are working!

### 1/5 — Doesn’t work

*2020-01-31*

Pathetic app

## Frequently asked questions about UCOPAY+

### How do I register for UCOPAY+?

Download the UCOPAY app from the iTunes App Store, register using your mobile number, create a profile, and then load money into your wallet to start using it for various expenses.

### What payment methods can I use to load money into UCOPAY+?

You can add money to your UCOPAY+ wallet through your net banking, debit card, credit card, by requesting funds from a friend, or directly from your bank account.

### Can merchants use UCOPAY+?

Yes, merchants can create their own QR codes within UCOPAY+ to receive payments from customers by displaying the QR code. This simplifies the payment process for customers.

### What kind of transactions can I make with UCOPAY+?

UCOPAY+ allows for mobile and DTH recharges, various utility bill payments (gas, electricity, insurance), mutual fund payments, sending money to friends and family, and online shopping.

### Is UCOPAY+ available on Android devices?

Based on the provided information, UCOPAY+ is an application on the iOS platform and is supported on iPhone and iPod devices.

### How often is UCOPAY+ updated?

The latest version of UCOPAY+ is 16.0, and it was last updated on November 11, 2025. This indicates a recent update, suggesting ongoing development and maintenance.

### What is the user sentiment for UCOPAY+?

UCOPAY+ has a rating of 2.3 stars from 3 ratings. This suggests that user satisfaction may be mixed or leaning towards negative based on the limited available reviews.

### Does UCOPAY+ have ads?

No, the application data indicates that UCOPAY+ does not contain advertisements.

## Version history (last 5 releases)

### 16.0 — 2025-11-11

Security Enhancement

### 15.0 — 2025-08-19

Security Enhancement

### 14.0 — 2024-08-09

Security Enhancement

### 13.0 — 2024-01-10

Minor Bug Fixes
New Logo incorporation

### 12.0 — 2023-07-28

Minor Bug Fixes.

## Apps similar to UCOPAY+

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [PNB ONE](https://appshunter.io/ios/app/pnb-one/id1434797444) | 3.6 (557) | Free | Finance |
| [IDFC FIRST Bank: MobileBanking](https://appshunter.io/ios/app/idfc-first-bank-mobilebanking/id1521443352) | 4.8 (2,862) | Free | Finance |
| [PSB UnIC](https://appshunter.io/ios/app/psb-unic/id1597657276) | 4.8 (4) | Free | Finance |
| [PGB mBanking](https://appshunter.io/ios/app/pgb-mbanking/id1449557292) | — | Free | Finance |
| [Bajaj Housing Finance](https://appshunter.io/ios/app/bajaj-housing-finance/id1599094903) | 2.0 (4) | Free | Finance |
| [OmniCard: UPI, Card & Rewards](https://appshunter.io/ios/app/omnicard-upi-card-and-rewards/id1569978342) | 4.7 (40) | Free | Finance |

## More apps by UCO BANK

- [UCO mPassbook](https://appshunter.io/ios/app/uco-mpassbook/id1072308150)
- [UCOSECURE](https://appshunter.io/ios/app/ucosecure/id1346468085)
- [BHIM UCO UPI](https://appshunter.io/ios/app/bhim-uco-upi/id1452986347)
- [UCO mBanking Plus](https://appshunter.io/ios/app/uco-mbanking-plus/id1484066925)
- [UCO Corporate mBanking](https://appshunter.io/ios/app/uco-corporate-mbanking/id1603605420)

All apps by UCO BANK: https://appshunter.io/developer/1045009109

## Related topics

[uco mbanking plus](https://appshunter.io/ios/topics/uco-mbanking-plus) · [uco bank](https://appshunter.io/ios/topics/uco-bank) · [uco m banking](https://appshunter.io/ios/topics/uco-m-banking) · [uco mpassbook](https://appshunter.io/ios/topics/uco-mpassbook)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*