# UCU Mobile

> Mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by United Credit Union, MO.)

- Source: https://appshunter.io/ios/app/ucu-mobile/id1661835820 (this page in markdown: same URL + `.md`)
- Developer: [United Credit Union, MO](https://appshunter.io/developer/1403921272)
- Category: Finance
- Price: Free
- Rating: 3.61/5 from 23 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 16 · 83 MB
- Languages: English, Spanish
- Released: 2024-02-14
- Data updated: 2026-08-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ucu-mobile/id1661835820/reviews.md

## What is UCU Mobile?

Mobile banking at your fingertips.

Banking with UCU Mobile is faster and easier than ever before!

With UCU Mobile, you can:

View balances
View transaction
View scheduled transfers, pending deposits, and upcoming transfers
Set up alerts
Face ID authentication
Make transfers between your accounts
Make transfer to other UCU members
Make loan payments
Grant account access to a sub-user
Deposit checks by taking a picture with your device’s camera
Manage card controls for your debit and credit cards from your device. This includes freezing misplaced cards.
View monthly statements
Order checks
Pay bills
Locate branches and ATM’s near you

UCU’s Mobile App is convenient, safe, and secure.

First time users must select the enroll link to set up their account.

If you have any issues using the app, please call us at 573.581.8651 for assistance.

You must be a member of United Credit Union to enroll. Looking to become a member, visit one of our branch locations or visit us at www.unitedcu.org for more information.

Insured by NCUA

We are United!

## Key features

- View account balances and transactions
- Make internal and external transfers
- Deposit checks via mobile camera
- Pay bills and manage loan payments
- Set up account alerts
- Manage debit and credit card controls
- Locate branches and ATMs

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/ucu-mobile/id1661835820/reviews.md

### 1/5 — Worthless

*2026-03-02*

If I could give negative stars I would. Ucu needs to hire a real app builder because everyone they launch is worthless

### 5/5 — Love it

*2025-12-19*

Absolutely perfect app

### 1/5 — Mobile deposits

*2024-09-30*

Making a mobile deposit takes an eternity. No matter how straight the check is, how dark the background is, or how well it's aligned, the process just doesn't work. Most people choose mobile deposits because they're busy and can't run to the bank every time they need to deposit a check. This app is frustrating. The previous version was far better, and I don't understand why it had to be changed.

### 5/5 — Love it

*2024-07-31*

Best upgrade ever! Took some getting used to but way better than the old app.

### 2/5 — Terrible app

*2024-07-17*

Poor

### 1/5 — 👎🏻

*2024-03-01*

No longer showing my my transaction history cannot see what bills have come out of my account yet.

### 5/5 — Seamless and well laid out

*2024-02-28*

Had no problem with the transition to this new app and the layout is much easier than the past UI. Defaulted to a “dark” background, but the settings section gives plenty of options.

### 3/5 — Meh.

*2024-02-28*

Not a big fan of the interface/design. But I guess I’ll get used to it eventually. The original app was more simple, this one seems like too much.

### 5/5 — New and improved

*2024-02-21*

Don’t let the misleading reviews get too much power, this app is for sure an upgrade with a sold design

### 5/5 — Nice

*2024-02-20*

They are really nice to me, and I think that other guys 1 star review is dumb ahell

## Frequently asked questions about UCU Mobile

### What can I do with UCU Mobile?

UCU Mobile allows you to view account balances and transactions, make transfers between accounts and to other UCU members, pay bills, deposit checks, and manage card controls. You can also set up alerts and locate branches or ATMs.

### Is UCU Mobile secure?

Yes, UCU Mobile is designed to be safe and secure, featuring Face ID authentication for access. It is insured by NCUA, providing an additional layer of security for your funds.

### How do I enroll in UCU Mobile?

First-time users must select the enroll link within the app to set up their account. You must be a member of United Credit Union to enroll.

### Can I deposit checks with UCU Mobile?

Yes, you can deposit checks by simply taking a picture of the check with your device's camera directly through the UCU Mobile app.

### What devices support UCU Mobile?

UCU Mobile is supported on iPhone, iPad, and iPod devices. The app is rated for ages 4 and up.

### How often is UCU Mobile updated?

The latest version of UCU Mobile is 5.14.93, which was last updated on December 17, 2025. Updates ensure the app remains functional and secure.

### What is the user rating for UCU Mobile?

UCU Mobile has an average rating of 3.6 stars based on 23 user ratings. This indicates a generally positive but mixed user reception.

### Does UCU Mobile have ads?

No, UCU Mobile does not contain advertisements. The app is free to download and use without interruptions from ads.

## Version history (last 5 releases)

### 5.16.113 — 2026-05-27

Various bugfixes and optimizations

### 5.14.93 — 2025-12-17

Various bugfixes and optimizations

### 5.13.98 — 2025-10-08

Financial Wellness Tools
Increased security with Passkeys

### 5.12.85 — 2025-07-16

New Transaction and Balance Graphs
Export images attached to transaction history
Lock your account from your Pin notification if required

### 5.11.101 — 2025-03-18

Updates and Improvements

## Apps similar to UCU Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [PSB Bank](https://appshunter.io/ios/app/psb-bank/id849933636) | 2.7 (27) | Free | Finance |
| [Vicinity CU](https://appshunter.io/ios/app/vicinity-cu/id1119685507) | 3.8 (4) | Free | Finance |
| [HNB Bank Mobile](https://appshunter.io/ios/app/hnb-bank-mobile/id6463269896) | 4.8 (1,117) | Free | Finance |
| [The Callaway Bank Mobile](https://appshunter.io/ios/app/the-callaway-bank-mobile/id773666885) | 3.3 (6) | Free | Finance |
| [Multipli Credit Union](https://appshunter.io/ios/app/multipli-credit-union/id1299716382) | 4.7 (4,131) | Free | Finance |
| [Peoples Bank & Trust Co.](https://appshunter.io/ios/app/peoples-bank-and-trust-co/id1598375423) | 4.8 (1,311) | Free | Finance |

## More apps by United Credit Union, MO

- [United CU Mobile](https://appshunter.io/ios/app/united-cu-mobile/id929439640)
- [UCU IN CHARGE](https://appshunter.io/ios/app/ucu-in-charge/id1531324497)

All apps by United Credit Union, MO: https://appshunter.io/developer/1403921272

## Related topics

[ucu mobile](https://appshunter.io/ios/topics/ucu-mobile)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-04.*