# UCU's Mobile Banking > Mobile banking app for checking balances, transactions, transfers, and loan payments. (iPhone/iPad app by University Credit Union.) - Source: https://appshunter.io/ios/app/ucus-mobile-banking/id497930691 (this page in markdown: same URL + `.md`) - Developer: [University Credit Union](https://appshunter.io/developer/497930694) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,605 App Store ratings · 32 written reviews indexed - Age rating: 4+ - Requires: iOS 16 · 32 MB - Languages: American English - Released: 2012-02-06 - Data updated: 2026-08-30 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ucus-mobile-banking/id497930691/reviews.md ## What is UCU's Mobile Banking? UCU's Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! ## Key features - Check account balances - View transaction history - Transfer funds - Pay loans - On-the-go banking ## What do users think of UCU's Mobile Banking? Overall sentiment: neutral **Pros** - 👍 Easy to use - 💡 Convenient mobile check deposit - 🚀 Reliable and dependable - 🔒 Biometric login support **Cons** - 🐛 Login issues (USERPASS LOCKOUT) - 🐛 Inconsistent app performance - 🐛 Camera alignment issues for mobile deposit - 🔍 Minimal aesthetics **Commonly reported bugs** - App getting stuck during login verification - Inability to review account history on new devices - Mobile deposit not working on iOS 9 - One-time PIN causing usability issues **Most requested features** - Mobile check deposit feature improvements - Ability to transfer to external accounts - Consistency across mobile, full, and app sites - Apple Pay support ## Recent user reviews (10 of 32) All indexed reviews: https://appshunter.io/ios/app/ucus-mobile-banking/id497930691/reviews.md ### 1/5 — New app *2026-07-30* With this new app I’m no longer able to use it on my older iPad. Not happy about this. ### 5/5 — Great Update *2026-06-26* The most recent update to mobile banking has really improved the app UI, and being able to access Kasasa info and card rewards in-app is super convenient. Using a passkey is my preferred security option, and I was happy to see that added. Bank with credit unions! ### 1/5 — Update… *2023-01-07* Gets stuck “verifying login information”. Sometimes removing the app and replacing it can help. I’ve done that many times, right now it’s still stuck and continues to be stuck. I have to rely on the browser. In my experience, this app is terrible. my phone and app are up-to-date, i’ve done my part, I think UCU need remove and then update their programmers. ### 5/5 — A happy customer *2021-12-21* Big thanks to Naomi, Jen, and Kim for all their help in 2021!🤵‍♂️ ### 5/5 — Thank you, thank you, thank you! *2021-10-29* Just had a great conversation with Kim! We had a lot of laughs for a great ending of the day and the week!! She helped me get logged on to both my iPhone and iPad! It was a great phone call! ### 1/5 — Automatic mobile deposit *2021-08-07* Follow up to review in May. Please fix this critical issue. This app used to have the ability of automatically capturing a check for mobile deposit, but it appears this feature is no longer available. Please fix this feature. ### 4/5 — Among best Apps of its kind *2021-06-09* Three are only a few things one can’t do on this app and what it can do it does flawlessly. Really 4.5 stars and I’ve yet to experience a 5 star app. ### 5/5 — Great app! *2021-05-28* Easy to use, reliable, all the features necessary for true mobile banking. ### 5/5 — Nice fresh look! *2021-03-25* Love bill pay, check capture and facial ID!! Wouldn’t go anywhere with out it these days! Actually wouldn’t want to GO anywheres these days so banking right at home makes it easy without a mask! ;) Ok love the option of getting statements now via mobile!!! Woop woop UCU!! ### 1/5 — Ads *2021-02-25* Turn off the ads. ## Frequently asked questions about UCU's Mobile Banking ### What can I do with this mobile banking app? This app allows you to perform essential banking tasks from your mobile device. You can check your account balances, review your transaction history to keep track of your spending, and transfer funds between accounts. ### Can I pay my loans through the app? Yes, the app provides the functionality to pay your loans directly. This offers a convenient way to manage your loan repayments without needing to visit a branch or use a different platform. ### Is this app free to use? Based on the provided information, the app is available for free. There are no mentions of subscription fees, in-app purchases, or advertisements, indicating a free service for users. ### Who is this app designed for? This mobile banking application is designed for UCU members. It caters to individuals who want a convenient and accessible way to manage their UCU accounts and conduct banking transactions on their mobile devices. ## Version history (last 5 releases) ### 5.17.137 — 2026-08-28 - New Kasasa Rewards Dashboard to easily track your rewards, monthly qualifications, and year-to-date earnings. - Updated look and feel throughout the app including light and dark mode options that automatically adjust to your device or can be customized in settings. - Enhanced security with Passkeys and new Security Alerts. - New budgeting tools with improved charts, categorized transactions, and monthly balance forecast. - Consistent menus and navigation between desktop and mobile app. ### 5.16.114 — 2026-06-24 - New Kasasa Rewards Dashboard to easily track your rewards, monthly qualifications, and year-to-date earnings. - Updated look and feel throughout the app including light and dark mode options that automatically adjust to your device or can be customized in settings. - Enhanced security with Passkeys and new Security Alerts. - New budgeting tools with improved charts, categorized transactions, and monthly balance forecast. - Consistent menus and navigation between desktop and mobile app. ### 4.42.891 — 2024-10-11 General app enhancementbs and improved performance ### 4.42.750 — 2023-11-02 Updated look and functionality with Advanced Credit Card Controls ### 4.42.690 — 2023-04-30 Updated look and functionality with Advanced Credit Card Controls ## Apps similar to UCU's Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Bangor Federal](https://appshunter.io/ios/app/bangor-federal/id1536798503) | 4.8 (1,122) | Free | Finance | | [UCU Mobile](https://appshunter.io/ios/app/ucu-mobile/id1661835820) | 3.6 (23) | Free | Finance | | [University Credit Union Miami](https://appshunter.io/ios/app/university-credit-union-miami/id1528972666) | 4.5 (427) | Free | Finance | | [Maine Savings](https://appshunter.io/ios/app/maine-savings/id510454204) | 4.7 (614) | Free | Finance | | [Bangor Mobile](https://appshunter.io/ios/app/bangor-mobile/id641343765) | 4.8 (15,283) | Free | Finance | | [County MoGO Mobile Banking](https://appshunter.io/ios/app/county-mogo-mobile-banking/id627445210) | 4.2 (16) | Free | Finance | ## More apps by University Credit Union - [UCU Credit Cards](https://appshunter.io/ios/app/ucu-credit-cards/id1551809043) All apps by University Credit Union: https://appshunter.io/developer/497930694 ## Related topics [ucu mobile banking app](https://appshunter.io/ios/topics/ucu-mobile-banking-app) · [university credit union maine](https://appshunter.io/ios/topics/university-credit-union-maine) · [university credit union](https://appshunter.io/ios/topics/university-credit-union) · [ucu mobile](https://appshunter.io/ios/topics/ucu-mobile) · [uccs mobile](https://appshunter.io/ios/topics/uccs-mobile) · [uccu mobile](https://appshunter.io/ios/topics/uccu-mobile) · [uecu mobile](https://appshunter.io/ios/topics/uecu-mobile) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*