# udikoo — Know what's yours to spend

> Know what's yours to spend (iPhone/iPad app by Miguel Maldonado.)

- Source: https://appshunter.io/ios/app/udikoo/id6812926180 (this page in markdown: same URL + `.md`)
- Developer: [Miguel Maldonado](https://appshunter.io/developer/6796547426)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 1 MB
- Languages: American English
- Released: 2026-09-21
- Data updated: 2026-09-30
- User reviews in markdown: https://appshunter.io/ios/app/udikoo/id6812926180/reviews.md

## What is udikoo?

udikoo is a simple money planner for anyone who wants a clear answer to one question: what's actually safe to spend right now?

Log your income and expenses, set up recurring bills, and set aside percentages for taxes, savings, or anything else — udikoo does the math and shows you what's left.

Built for privacy from the ground up:
- Your data is encrypted on your device and never leaves it unless you choose to export it
- No account or sign-up required
- No ads, no analytics, no tracking of any kind
- Optional Face ID / Touch ID lock for extra protection

Features:
- Income and expense tracking with a searchable history
- Recurring bills automatically reserved from your Safe to Spend total
- Custom allocation buckets (Taxes, Savings, Investing, or your own categories)
- "What if I spend...?" calculator to check a purchase before you make it
- Multiple accounts to keep separate books — personal, business, or anything else (udikoo Pro)
- CSV export and full JSON backup, shareable however you like
- Support for any currency
- Full support for larger text sizes and accessibility settings

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Multiple Accounts | $3.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-09-21

No release notes.

## More apps by Miguel Maldonado

- [CineCalc](https://appshunter.io/ios/app/cinecalc/id6796547424)
- [ShiftFund](https://appshunter.io/ios/app/shiftfund/id6803772917)
- [Ranfla](https://appshunter.io/ios/app/ranfla/id6804888289)

All apps by Miguel Maldonado: https://appshunter.io/developer/6796547426

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*