# Ugami - Debit Card for Gamers — A Mobile Banking Experience > Gamified debit card for gamers to earn rewards and manage finances. (iPhone/iPad app by Ugami Inc..) - Source: https://appshunter.io/ios/app/ugami-debit-card-for-gamers/id1589150330 (this page in markdown: same URL + `.md`) - Developer: [Ugami Inc.](https://appshunter.io/developer/1587009004) - Category: Finance, Games - Price: Free - Rating: 4.66/5 from 1,234 App Store ratings · 64 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 156 MB - Languages: English, French, Spanish - Released: 2022-06-02 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ugami-debit-card-for-gamers/id1589150330/reviews.md ## What is Ugami? Ugami is the #1 Debit Card for Gamers! The Card features all the utility of banking cards with a gamified app to help you manage your finances. Use your card and the app to earn Ugipoints. Then use your points to shop or get discounts on the curated Ugami Store, accessing merchandise from the top gaming brands, including Best Buy, Nvidia, Steam, Xbox, PlayStation, Nintendo, and many more. If you want to enjoy this debit card for gamers, download it now and become a Ugamer! The Ugami App features include: » Earn Ugipoints lots of new ways including: PLAYING GAMES ON YOUR PC, PLAYSTATION, XBOX or MOBILE DEVICE! » 2 Days Early Pay: Connect your payroll through direct deposit and get paid up to 2 days early! » Instant Cash Transfer: Fund your card instantly from another debit card. » ATM Finder: Find cash fast by using the Ugami ATM finder to locate one of the 55K machines within the network. » Level Up: The more Ugipoints you earn, the higher your status and more features you unlock. » Complete Streaks: Earn more rewards by completing daily, weekly and monthly streaks. » Collect Cool Badges: With each achievement you complete, you can unlock new badges. » Daily Spin: Feeling Lucky? Log in every day to spin the wheel for more Ugipoints. ____________________________________________________________________ Download Ugami today! Applying won’t impact your credit score. Must be 18 or older to apply for the Ugami Debit Card. ____________________________________________________________________ FOR BOOSTED PERKS INFO https://ugami.com/boosted-perks/ LEARN MORE https://ugami.com FOR FAQs https://ugami.com/faq/ Ugami is a financial technology company and is not a bank. Banking services are provided by Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Blue Ridge Bank, N.A., Member FDIC. The Ugami Visa Debit Card is issued by Blue Ridge Bank, N.A., Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC. ## Key features - Earn Ugipoints by playing games - Shop Ugami Store with points - 2 Days Early Pay - Instant Cash Transfer - ATM Finder - Level Up system - Daily Spin for rewards ## What do users think of Ugami? Overall sentiment: positive **Pros** - 💎 Awesome rewards system - 🎮 Great for gamers - 👍 User-friendly app - 🤝 Helpful customer support - 🔥 Innovative features - 💳 Cool debit card design **Cons** - 💰 Recent changes to points structure - 📢 Intrusive ads and notifications - 🚫 Account freezes/closures - 💸 Fees for certain transactions - 🐛 Occasional app crashes **Commonly reported bugs** - Login issues - Problems with cash deposits **Most requested features** - Integrate with Zelle for easy transfers - Offer more discounts on gaming purchases - Improve daily spin rewards - Add mobile check deposit feature ## Recent user reviews (10 of 64) All indexed reviews: https://appshunter.io/ios/app/ugami-debit-card-for-gamers/id1589150330/reviews.md ### 2/5 — App used to be amazing *2024-02-24* Recently there are way too many ads. I got about 10 notifications this month trying to get me to buy a premium account. Most other banks only send notifications for important things like your balance or when you spend money. When you open the app there are ads too that block the screen so you can’t see your balance unless you close the ad. In addition to the intrusive ads they also added a $3 fee to every gift card purchase which they didn’t use to have. Its still a decent app since you get cash back on every purchase but it’s definitely gone downhill. ### 5/5 — Ugami has become my favorite 1 banking platform *2023-11-14* I couldn’t be more proud of Ugami and how far they have come they truly care about their users experience and making truly the best and seems like the only banking platform that was made actually meant for gamers i hope they will continue to improve the app on the same trajection keep up the amazing work:) **Developer response:** Hi there! 😍 Thank you for those comments, you're a great #Ugamer!!! 😍 ### 5/5 — Amazing bank app *2023-09-27* I’ve been banking with ugami from the beginning at first I was a little skeptical of the point system but it’s real they have made some adjustments on the points but still a amazing bank the support team’s awesome they have two accounts a free one and a paid one but even the free one has so much to offer it links to your gamertag and you earn points while playing it’s a win win definitely recommend ### 5/5 — Ugami is the best *2023-08-07* Personally i love the app, you get some fire deals, they make ways to earn points which also lower the costs of things and can use points instead of actual money when upgrading your pc system, library, setup and more. It’s a great bank and i recommend it to everyone. ❤️❤️❤️ ### 5/5 — Great for independent contractors *2023-07-05* I’m a independent contractor apart from my main job and this app is a lifesaver I get paid two days early which has saved me more than once and the points rack up pretty quickly I only wish there were more atms around because the only way I can find my account is with my direct deposit or transfer from another account there are no atms where I can deposit cash around me ### 4/5 — Love the benefits! *2023-07-04* With the debit card It’s like having a credit card that earns you cash back rewards. With most things you buy you will get points that then count as cash within the app that you can use. Only thing that bothers me is the recent change in the amount of points you earn per dollar you spend. Other than that it’s a great app for gamers and anyone who wants to earn rewards. ### 5/5 — Okay I guess I’m writing another review?- *2023-07-03* So I seen a thing for 2k+ UP if you wrote a review. So I did. And now I can’t find it. This one is just a repeat pretty much. The app is wonderful. You earn UP by spinning a wheel and/or buying things with the Ugami Card. With those points you can use them to redeem some prices off things in the in-app store. It’s like electronics and stuff. 10/10 recommended if you’re a gamer :) ### 5/5 — Great reward system for gamers *2023-07-03* This bank has the ability to be great! The rewards system is built for gamers which is great. Would be better if they can partner with Zelle for easy transfers without fees! Overall I think expect this bank to eventually become even better as they are still new and ironing out the details. ### 5/5 — Best banking solution for gamers *2023-07-03* Never would I have thought I’d look for a bank that was tailored to gaming. However, when I found Ugami my whole perspective changed. The app UI is easy to navigate and who doesn’t love rewards!? My debit card has a personalized gamer tag which is super cool. Support is super active on Discord too. ### 2/5 — Was great! Decline??? *2023-06-09* Ugami was by far my most favorite banking app especially for gamers and with rewards. The rewards system was amazing and it felt like I was getting my moneys worth with the subscription. There recently was a change made without notifying the account holders. They changed the points structure from 400 points = 1 dollar to 1000 points = 1 dollar!! There was huge backlash and significant disappointment. The company did offer to provide additional points to make up for the difference but that doesn’t change how things will be moving forward. It now takes a significantly larger amount of money just to break even with the monthly fee of $10. I went from a true day 1 supporter and advocate to questioning keeping my account open. I cancelled my subscription now also. I hope things improve for the better! ## Frequently asked questions about Ugami ### What is Ugami? Ugami is a financial technology company that offers a debit card and a gamified mobile app designed specifically for gamers. It combines the utility of a standard debit card with features that reward users for their gaming activities and financial management. ### How do I earn Ugipoints? You can earn Ugipoints in numerous ways, including playing games on your PC, PlayStation, Xbox, or mobile device. Additional methods include completing daily, weekly, and monthly streaks, collecting badges for achievements, and participating in the daily spin feature within the app. ### Is there a cost to use Ugami? The Ugami app is free to download and use. The debit card itself is also free to apply for, and applying will not impact your credit score. Banking services are provided by Blue Ridge Bank, N.A., Member FDIC. ### What can I do with my Ugipoints? Your earned Ugipoints can be used to shop or get discounts on the curated Ugami Store. This store features merchandise from top gaming brands such as Best Buy, Nvidia, Steam, Xbox, PlayStation, and Nintendo. ### Who is eligible to apply for the Ugami Debit Card? To apply for the Ugami Debit Card, you must be 18 years or older. The card is issued by Blue Ridge Bank, N.A., Member FDIC, and your funds are FDIC insured up to $250,000. ## Version history (last 5 releases) ### 2.8.1 — 2024-02-07 Improved new account sign up & email verification Play4UP: Missions now record in minutes! ### 2.8.0 — 2024-01-24 What’s New - New time-limited bonus UP to be activated in home screen over the coming weeks. - Offers4UP partner network changed. - Improved language & clarity for Optional App Tracking Bug Fixes - Supply Drop Link Fixed. ### 2.7 — 2023-12-19 - Updated credit report authentication - Improved bug monitoring - Fixed edge case crashes - Added Optional App Tracking settings & screen ### 2.6 — 2023-12-06 The Limited Edition Ugami Debit Metal Card isn't just a sleek addition to your wallet; it's a key that unlocks an even more immersive gaming-fueled financial experience. Here are the BOOSTED Perks: » GameStop x Ugami: Ever wondered what it's like to be a VIP gamer? The crown jewel of the yearly boosted subscription grants Ugami users a one-year GameStop membership adding substantial value to their gaming endeavors. » 10X Ugipoints on 7-Eleven Purchases: Bite into rewards every time you grab a snack! Transform everyday transactions into gaming triumphs with a 10X Ugipoints boost on all 7/11 purchases for an entire year. Who knew everyday purchases could be this rewarding? » 10X Ugipoints on Pizza: Are you a Pizza lover? It definitely is the perfect meal while you are playing video games. So, with the Yearly Boosted Subscription, you can enjoy a 10X Ugipoints boost on all pizza purchases from Pizza Hut, Domino's, Papa John's, and Little Caesars for one year. » 4X Ugipoints on All Purchases: Boosted users can earn 4X Ugipoints on all their purchases and an impressive 6X Ugipoints when shopping in the Ugami Store. Yearly boosted subscribers can redeem these Ugipoints for cashback in the Ugami Store. Ready to make every transaction a win? » Credit Score Monitoring: Stay in control of your financial game with monthly credit score monitoring and insights into the factors that influence it. Remember, your credit score is really important for your finances because firms will often use credit scores to determine a person's creditworthiness. » Boosted ACH and Wire Limits: Yearly boosted account holders enjoy enhanced ACH and Wire limits, providing even greater flexibility in their gaming journey. » Exclusive Boosted Badge and Ugipoint Bonus: Display your gaming prowess with an exclusive boosted badge and earn additional Ugipoints through the gamified Ugami app. ### 2.5 — 2023-11-13 - Updated bug monitoring & reporting - Improvements to Store & Purchase History - Closed beta for some "shiny" new features next month ## Apps similar to Ugami | App | Rating | Price | Category | | --- | --- | --- | --- | | [Zoro Card: Credit Builder](https://appshunter.io/ios/app/zoro-card-credit-builder/id1478757081) | 2.7 (56) | Free | Finance | | [Moneon – My budget & expenses](https://appshunter.io/ios/app/moneon-my-budget-and-expenses/id906363437) | 4.5 (105) | Free | Finance | | [Mana - Finance for Gamers](https://appshunter.io/ios/app/mana-finance-for-gamers/id1628873264) | 3.4 (25) | Free | Finance | | [Ivella - Banking for Couples](https://appshunter.io/ios/app/ivella-banking-for-couples/id1527883924) | 4.5 (659) | Free | Finance | | [Goalsetter: Invest & Bank](https://appshunter.io/ios/app/goalsetter-invest-and-bank/id1440624866) | 4.3 (1,692) | Free | Finance | | [CoinGlass - Live Crypto Prices](https://appshunter.io/ios/app/coinglass-live-crypto-prices/id1522250001) | 4.7 (18,901) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*