# Ugami - Debit Card for Gamers — user reviews

> 64 indexed App Store user reviews of Ugami by Ugami Inc., rated 4.66/5 from 1,234 ratings.

- Source: https://appshunter.io/ios/app/ugami-debit-card-for-gamers/id1589150330/reviews
- App overview in markdown: https://appshunter.io/ios/app/ugami-debit-card-for-gamers/id1589150330.md
- Rating breakdown: 5★ 1,066 · 4★ 63 · 3★ 24 · 2★ 16 · 1★ 65

## What do users think of Ugami?

Overall sentiment: positive

**Pros**

- 💎 Awesome rewards system
- 🎮 Great for gamers
- 👍 User-friendly app
- 🤝 Helpful customer support
- 🔥 Innovative features
- 💳 Cool debit card design

**Cons**

- 💰 Recent changes to points structure
- 📢 Intrusive ads and notifications
- 🚫 Account freezes/closures
- 💸 Fees for certain transactions
- 🐛 Occasional app crashes

**Commonly reported bugs**

- Login issues
- Problems with cash deposits

**Most requested features**

- Integrate with Zelle for easy transfers
- Offer more discounts on gaming purchases
- Improve daily spin rewards
- Add mobile check deposit feature

## Newest reviews (11 of 64)

### 5/5 — Showing great potential

*2023-02-11, version 1.5.0*

Even if your not a gamer, it’s a pretty good fintech company. While they don’t offer (at least not yet) things like interest rates or payday advances like other fintech company. The Ugipoint system is surprisingly very good.

### 5/5 — Love this card

*2023-02-09, version 1.5.0*

I’ve been dealing with this app for not long but I’ve sincerely enjoyed it and I am still going to bc it’s just fun to earn points and be able to get stuff on discount and it’s a great card for gamers

### 5/5 — Problem

*2023-02-06, version 1.5.0*

Great app but for some reason now every time I try to log in it tells me something went wrong

### 5/5 — Quality and helpfulness

*2023-02-04, version 1.5.0*

This banking app is amazing and easy!!! Had trouble loading a confirmation of address at first and I am waiting for my new card because I lost my first one, but other than that, this has been supper easy and nothing less than amazing!!!!!!

### 5/5 — Gamer Style

*2023-02-03, version 1.5.0*

I love this app because it have everything that I wanted and everything that I need to process my gaming skills faster and better

### 5/5 — Cool Banking App For Gamers!

*2023-02-03, version 1.5.0*

So far haven’t had too many issues. Just minor bugs with the app itself but support is very helpful and they have a discord to chat with other users. There is an in app currency that you earn with every purchase plus with daily wheel spins. You can spend it on the store they have which is full of gaming related products. Excited to see where it goes from here.

### 5/5 — Great bank and reward

*2023-02-02, version 1.5.0*

I couldn’t ask for any better bank then ugami, they do a lot for us gamers, including give us point for things we do. The rewards are amazing like I couldn’t ask for anything more then what they give us

### 5/5 — Best for gamers

*2023-01-31, version 1.5.0*

I have a spending problem with video games and I’m glad I can earn points for spending a lot on gaming instead of my normal debt card

### 5/5 — Awesome app and banking solution.

*2023-01-05, version 1.5.0*

I love my Ugami app! It’s user friendly and practical. I have it as my go to card (digital and physical card). I haven’t seen this gaming tool before! It’s innovative  and cool!

### 5/5 — Excellent

*2022-12-18, version 1.5.0*

The amount of money you can save on anything gaming related is awesome. You’re missing out truly, check this out!! Just by doing everyday things like going out to eat, depositing money, groceries etc you earn points which rack up fast!

### 5/5 — Love it

*2022-10-25, version 1.5.0*

I love Ugami and as a gamer it’s very appealing. I personally use it for my online winnings when I compete in call of duty and other games. I already connected one of my paychecks to it also and use it as a savings besides my winnings.

## Most critical reviews (10 lowest-rated)

### 1/5 — Unwarranted account closure

*2022-12-22, version 1.5.0*

I’ve been with a gummy for about six or seven months and just recently they decided to close my account. They haven’t told me why they want me to wait an entire an entire 15 days that’s one pay period for me effectively so I’ll be missing out on my paycheck to wait for a check for money that is already mine. If you have a gummy at this point, I’d say find another bank. They are not worth it and they haven’t even tried to fix why they close my account they’re saying that it’s final in the reversible I have given no explanation as to what I may have done to warrant such a decision.

### 1/5 — Fase Advertisement

*2022-11-09, version 1.5.0*

U not getting what u pay for u buy a 30 dollar btc Voucher and u only get half of what u pay for and other things like ur link say one thing and then y’all change it and yall say it’s 400 when u put 50 dollars in but that’s a lie because when u send your link out it say u get 4000 when u put in 10 that’s not even worth mising with. People want what they pay for u can’t put out one thing and then give them what u want to do anyway u can’t keep changing things as u go u got to own up to what u put out this is a scam all the way don’t download at all and u have Ben reported to the bbb for fase advertisement

### 2/5 — App used to be amazing

*2024-02-24*

Recently there are way too many ads. I got about 10 notifications this month trying to get me to buy a premium account. Most other banks only send notifications for important things like your balance or when you spend money. When you open the app there are ads too that block the screen so you can’t see your balance unless you close the ad. In addition to the intrusive ads they also added a $3 fee to every gift card purchase which they didn’t use to have. Its still a decent app since you get cash back on every purchase but it’s definitely gone downhill.

### 2/5 — Was great! Decline???

*2023-06-09*

Ugami was by far my most favorite banking app especially for gamers and with rewards. The rewards system was amazing and it felt like I was getting my moneys worth with the subscription. There recently was a change made without notifying the account holders. They changed the points structure from 400 points = 1 dollar to 1000 points = 1 dollar!! There was huge backlash and significant disappointment. The company did offer to provide additional points to make up for the difference but that doesn’t change how things will be moving forward. It now takes a significantly larger amount of money just to break even with the monthly fee of $10. I went from a true day 1 supporter and advocate to questioning keeping my account open. I cancelled my subscription now also. I hope things improve for the better!

### 2/5 — Froze my account for no reason

*2023-02-14, version 1.5.5*

I literally only purchased one thing and the next day,I tried getting back in but they froze my account, luckily I didn’t deposit a lot of money into it (only 30 bucks) just to see if it was reliable. I was very disappointed when my account froze. I was actually super excited to use this card because I was in love with the concept and overall UI on the app but sadly this happened

### 2/5 — Bad

*2022-08-22, version 1.3.7*

I’ve been trying to use cash deposit but says pin is incorrect try to change it on app won’t let me I call customer service they are no help so I go to try and deposit through another debit card and it’s stuck won’t let me add a card to it. It’s a great concept but need a lot of work

### 3/5 — Mislead by comments on Ad

*2023-05-24*

I will say firstly that once I figured out what the banking/debit situation was with the points and purchases etc that it seems pretty cool.

I was mislead by comments making it seem like my time committed towards gaming was what earned me points by actively playing the games I ALREADY own and not so much as making purchases and earning points with the card. Probably my own fault or maybe I misunderstood but kinda felt like a bummer after I got excited to possibly make money playing the games I love.

### 4/5 — Love the benefits!

*2023-07-04*

With the debit card It’s like having a credit card that earns you cash back rewards. With most things you buy you will get points that then count as cash within the app that you can use. Only thing that bothers me is the recent change in the amount of points you earn per dollar you spend. Other than that it’s a great app for gamers and anyone who wants to earn rewards.

### 4/5 — Good bank

*2023-05-17*

I love this bank just wish they would work a little harder on the discounts like this is a great gaming account it would be amazing and stand out from all others if they could pull off micro transaction discounts I pay a lot in micro transactions in the video game world if I could gain points or save cents on a dollar per transaction or even get a large discount percentage per large transaction it would be perfect like take cash app for example you can activate an Xbox boost that saves you 10% on any Microsoft purchase I love it because I can see my saving so I use it over this when making an Xbox purchase getting small amounts of points is good fun and rewarding and all but when I have the option to see money saved $45 instead of $50 coming out or better I’d run that way over points any day

### 4/5 — Great reward system for gamers

*2023-02-12, version 1.5.0*

This bank has the ability to be great! The rewards system is built for gamers which is great. Don’t like that there is fees for almost every way to get money transferred to the account quickly. Would be better if they can partner with Zelle for easy transfers without fees! Overall I think expect this bank to eventually become even better as they are still new and ironing out the details.

## Most praised reviews (10 highest-rated)

### 5/5 — Ugami has become my favorite  1 banking platform

*2023-11-14*

I couldn’t be more proud of Ugami and how far they have come they truly care about their users experience and making truly the best and seems like the only banking platform that was made actually meant for gamers i hope they will continue to improve the app on the same trajection keep up the amazing work:)

**Developer response:** Hi there!  😍 Thank you for those comments, you're a great #Ugamer!!! 😍

### 5/5 — Amazing bank app

*2023-09-27*

I’ve been banking with ugami from the beginning at first I was a little skeptical of the point system but it’s real they have made some adjustments on the points but still a amazing bank the support team’s awesome they have two accounts a free one and a paid one but even the free one has so much to offer it links to your gamertag and you earn points while playing it’s a win win definitely recommend

### 5/5 — Ugami is the best

*2023-08-07*

Personally i love the app, you get some fire deals, they make ways to earn points which also lower the costs of things and can use points instead of actual money when upgrading your pc system, library, setup and more. It’s a great bank and i recommend it to everyone. ❤️❤️❤️

### 5/5 — Great for independent contractors

*2023-07-05*

I’m a independent contractor apart from my main job and this app is a lifesaver I get paid two days early which has saved me more than once and the points rack up pretty quickly I only wish there were more atms around because the only way I can find my account is with my direct deposit or transfer from another account there are no atms where I can deposit cash around me

### 5/5 — Okay I guess I’m writing another review?-

*2023-07-03*

So I seen a thing for 2k+ UP if you wrote a review. So I did. And now I can’t find it. This one is just a repeat pretty much. The app is wonderful. You earn UP by spinning a wheel and/or buying things with the Ugami Card. With those points you can use them to redeem some prices off things in the in-app store. It’s like electronics and stuff. 10/10 recommended if you’re a gamer :)

### 5/5 — Great reward system for gamers

*2023-07-03*

This bank has the ability to be great! The rewards system is built for gamers which is great. Would be better if they can partner with Zelle for easy transfers without fees! Overall I think expect this bank to eventually become even better as they are still new and ironing out the details.

### 5/5 — Best banking solution for gamers

*2023-07-03*

Never would I have thought I’d look for a bank that was tailored to gaming. However, when I found Ugami my whole perspective changed. The app UI is easy to navigate and who doesn’t love rewards!? My debit card has a personalized gamer tag which is super cool. Support is super active on Discord too.

### 5/5 — Wow great service totally!!!!!!!!!

*2023-06-02*

I wish I could rate higher that 5 stars but literally no other account like it in the whole world it’s the best card ever from one gamer to the next it’s got exclusive access/deals for and by gamers that and some of the perks that are offered are hands down the literal best in the market I’ve never found deals as awesomely as with a his account and best of all it’s FREE!!!!!!!!!!

### 5/5 — Awesome

*2023-05-30*

This card is really awesome for gamers collecting points it’s really cool because I was able to cash out on crypto multiple times build my savings and when somebody steals your card that they are really helpful to stop transactions and get your money back I’ll keep thisFor years to come by better than PayPal or Venmo

### 5/5 — Wow great service totally!!!!!!!!!

*2023-02-16, version 1.5.5*

I wish I could rate higher that 5 stars but literally no other account like it in the whole world it’s the best card ever from one gamer to the next it’s got exclusive access/deals for and by gamers that and some of the perks that are offered are hands down the literal best in the market I’ve never found deals as awesomely as with a his account and best of all it’s FREE!!!!!!!!!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
