# Ugh, Car: Deal Check — Scan quotes, spot fees

> Scan quotes, spot fees (iPhone/iPad app by JEREMY JAMES HIGHTOWER.)

- Source: https://appshunter.io/ios/app/ugh-car-deal-check/id6796794049 (this page in markdown: same URL + `.md`)
- Developer: [JEREMY JAMES HIGHTOWER](https://appshunter.io/developer/6789620929)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 5 MB
- Languages: American English
- Released: 2026-08-25
- Data updated: 2026-09-08
- User reviews in markdown: https://appshunter.io/ios/app/ugh-car-deal-check/id6796794049/reviews.md

## What is Ugh, Car?

At the dealership? Scan the quote before you sign. Ugh, Car flags junk fees, add-ons and payment tricks, then gives you the sentence to say.

Photograph the purchase, finance or lease agreement. Seventeen checks run against shipped data, no network needed — the finance office is where signal is worst:
• Doc fee against your state's statutory cap, with the statute cited
• Destination against the manufacturer's published figure
• Add-ons against real price ranges — including the ones with no documented value at any price, like VIN etching and nitrogen fill
• The same charge billed twice
• Title, registration, tire and inspection fees against published state schedules
• Sales tax recomputed, including how your state treats a trade-in
• Your monthly payment recomputed from the APR, term and amount financed
• Negative equity rolled in from the last loan
• APR against what your credit tier actually averaged
• Lease money factor, residual, acquisition and disposition fees — plus the capitalized-cost itemization federal law entitles you to
• The dealer's licence against your state's register
• The VIN against the car the paperwork describes
• A gas-guzzler tax against EPA's own liability flag

Every flag carries the dollar amount, the benchmark it was measured against, the source, and the exact question to ask. You get an out-the-door target and a talk track that feeds you one question at a time, in order, at the desk.

Photograph the window sticker too and it checks MSRP, destination and factory options against the factory's numbers for your exact car.

NEW: NHTSA crash-test ratings, and your lender's CFPB complaint record read straight off the assignment line.

BEFORE YOU GO
Model-first market search builds your filters and opens Cars.com, Autotrader, TrueCar or CarGurus. It does not scrape listings or resell inventory. Capture the cars you're considering, decode any VIN through NHTSA, then line up dealer quotes side by side.

FIVE TOOLS, KEPT SEPARATE
Because letting one number hide another is how a deal goes wrong.

• Buying plan — budget, true cost of the loan, and a 50-point journey
• Trade Desk — keeps payoff, equity, estimates and real written offers apart
• Lease Lab — money factor, residual, drive-off, effective monthly cost
• Energy cost — petrol against home charging against public charging
• Insurance planner — comparable coverage and real quotes, side by side

THEN IT KEEPS THE CAR
Buying is one afternoon. Owning is years. The Garage works out what your car needs and when, by powertrain — a Subaru wants a shorter oil interval than a Toyota, and an electric car doesn't want one at all. Log what you've had done and reminders arrive before something becomes expensive rather than after.

SAFETY IS NEVER BEHIND THE PAYWALL
Recall checks against NHTSA, including do-not-drive and fire-risk campaigns, alerted whether or not the app is open. Crash-test ratings. Your lender's record. Recall repairs are free by law, and putting a safety warning behind a subscription would make this the same kind of app it exists to protect you from.

HONEST ABOUT WHAT IT KNOWS
Maintenance intervals are typical figures for your make, not your car's official schedule — your manual wins, and you can replace any interval with the real one. Recalls and crash ratings cover a year, make and model, not your specific car. Transaction prices are Washington State electric vehicles only — the only state that publishes what cars actually sold for. When a lookup fails it says so, rather than showing an all-clear.

FREE
One car, one deal, one of each scenario — with every finding, recall alerts and maintenance reminders. Pro lifts the limits and adds widgets, full service history, total spend and side-by-side comparisons.

No account. No ads. No analytics. No tracking. No third-party SDKs. The scan is read entirely on your iPhone.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Pro Yearly | $34.99 | per year |



## Version history (last 3 releases)

### 1.2 — 2026-09-04

The app now opens around the thing that matters at the dealership: checking the quote before you sign.

- New first screen focused on Scan quote, Manual quote and Try demo
- Demo quote shows a full audit without needing camera access
- Results now frame the dollar total as money worth questioning
- Pro copy is clearer: free shows every finding, Pro is for saving and comparing more deals

### 1.1 — 2026-08-30

Two additions, both free. Both are things the government publishes and nobody thinks to look up.

CRASH-TEST RATINGS
NHTSA's star ratings — overall, frontal, side and rollover — on any contract you scan and on every car in your garage. Plus whether the car has electronic stability control, which wasn't mandatory until 2012 and, on a used car, matters more than any star rating.

Stars are always shown with the exact configuration NHTSA tested, because they rate a body style and drive layout rather than a nameplate. And a car that was never tested says exactly that, instead of letting an empty result look like good news.

YOUR LENDER'S COMPLAINT RECORD
The finance office decides who holds your loan for the next six years and hands it to you as paperwork. The audit now reads the assignment line and tells you what two years of CFPB complaints say about that company: what people complain about most, how often they answer on time, how often money goes back.

No rankings and no scores. The CFPB publishes no loan volumes, so a complaint count can't honestly be turned into a rate, and we don't pretend otherwise.

Both are outside the paywall, like recalls. We charge for convenience, never for safety.

ALSO
The app is now called Ugh, Car. Same app, easier to find.

### 1.0 — 2026-08-25

No release notes.

## More apps by JEREMY JAMES HIGHTOWER

- [Ugh, Studying](https://appshunter.io/ios/app/ugh-studying/id6789643324)
- [Outpost: Home Network Security](https://appshunter.io/ios/app/outpost-home-network-security/id6792358327)
- [ScamCheck: Is This a Scam?](https://appshunter.io/ios/app/scamcheck-is-this-a-scam/id6793162862)
- [Ugh, Bills](https://appshunter.io/ios/app/ugh-bills/id6794441733)
- [Everything Keyboard](https://appshunter.io/ios/app/everything-keyboard/id6806642991)

All apps by JEREMY JAMES HIGHTOWER: https://appshunter.io/developer/6789620929

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
