# UGLYCASH — Your Bank Won’t Do This

> Global financial services with rewards, fee-free LatAm payments, and cashback Visa card. (iPhone/iPad app by Best Friend Finance, LLC.)

- Source: https://appshunter.io/ios/app/uglycash/id1587912468 (this page in markdown: same URL + `.md`)
- Developer: [Best Friend Finance, LLC](https://appshunter.io/developer/1740829608)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 543 App Store ratings · 102 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 120 MB
- Languages: American English, European Spanish
- Released: 2021-12-06
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/uglycash/id1587912468/reviews.md

## What is UGLYCASH?

UGLYCASH offers you the global financial services that your bank won’t do: High Annual Rewards on your balance. Domestic and cross-border payments to Latin America for $0 fee and instant. Visa card with 1% Cashback on all your purchases. 




What’s in it for UGLYCASH members?




ANNUAL REWARDS ON YOUR BALANCE


- Get high rewards on your balance and extra APY bonus.
- Your funds are always available for withdrawal or spending. 

SEND DOMESTIC AND CROSS-BORDER PAYMENTS TO LATIN AMERICA FOR $0

- The international Venmo. Send as you would with Venmo, Cash App or Zelle within the U.S., and abroad to: Argentina, Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Honduras, Mexico, Panama, Paraguay, Peru, Dominican Republic, and Uruguay. 
- Send via WhatsApp, Instagram, SMS, iMessage, Messenger or any other app that can receive links. 
- Send abroad without PayPal fees. 
- Great for small amounts (minimum transfer: $1).


VISA CARD TO SPEND WITH 1% CASHBACK (SOON)

- A virtual and physical Ugly Visa card.
- 1% cashback on all purchases.
- Spend anywhere Visa is accepted. 
- Withdraw cash from ATMs. 
- $0 maintenance fee $0 minimum balance     

MEMBER ADVISOR

- You’ll be paired with a real person from our team who is dedicated to improving your app experience
- This real person will know your name, and you’ll know theirs
- Your member advisor is available to support you whenever you need assistance via chat or scheduled meeting 



Your bank won’t do this


- 
More about us:

UGLYCASH is a financial services platform, not a bank.


**Services and features described may vary for users in different countries and/or regions. Check for eligible states.


Best Friend Finance, LLC

## Key features

- High annual rewards on balance
- 0 fee domestic and cross-border payments to Latin America
- Instant payments via messaging apps
- Visa card with 1% cashback
- Dedicated member advisor support
- No maintenance fees or minimum balance

## What do users think of UGLYCASH?

Overall sentiment: mixed

**Pros**

- 💰 Excellent for receiving and managing funds from the US
- 🚀 Fast and reliable money transfers
- 🤑 Earn rewards and cash back
- 💳 Convenient Visa card with useful features
- 👍 User-friendly and intuitive app
- 🤝 Great customer service and support

**Cons**

- 🐛 Account suspension and fund hold issues
- ⏱️ Delayed transactions and withdrawals
- 💸 High fees and unexpected charges
- 🚫 Limited coverage and service availability
- 🔒 Security and account access problems

**Commonly reported bugs**

- Frequent app crashes and login issues
- Unreliable transaction tracking and history
- Compatibility problems with older devices
- Verification and onboarding process delays

**Most requested features**

- Add more payment options and integrations
- Improve transaction speed and reliability
- Expand service coverage to more regions
- Provide more transparency on fees and policies
- Enhance security and account management features

## Recent user reviews (10 of 102)

All indexed reviews: https://appshunter.io/ios/app/uglycash/id1587912468/reviews.md

### 5/5 — Rápido su nuevo método de recarga link de pago

*2026-06-07, version 3.2.0*

🙌🏻🙌🏻

### 5/5 — Love this

*2026-04-07, version 3.1.7*

It just works. Its simple, direct and fast. Recommended

### 5/5 — Dark mode

*2026-04-02*

Thanks I was able to switch to dark mode after your direction

**Developer response:** Hi, Afred! 😎 You can switch the app to dark mode by going to Profile > Settings > Theme.

Once you change the theme, we’re sure you’ll find the app much easier to use. If you have any questions, please don’t hesitate to contact your advisor 😉

### 5/5 — Fácil

*2026-03-31, version 3.1.7*

Fácil y sencillo de usar sin complicaciones

### 5/5 — Simplemente increíble

*2026-03-23, version 3.1.7*

La uso desde Ecuador y me encanta. Es una de las mejores apps para usar USDT en el día a día.

Puedo recibir pagos desde Estados Unidos fácilmente y usar el dinero con la tarjeta de débito. Además, el 1% de cashback es increíble.

Muy recomendable si trabajas con pagos internacionales o usas cripto.

### 5/5 — Ugly

*2026-03-14, version 3.1.6*

Excelente app, la tarjeta es genial, me gustaría realizar cobros mediante enlaces de pago

### 1/5 — Suspended without reason

*2026-03-14, version 3.1.6*

I was trying to verify my identity and I got suspended permanently .-. 🤡🤡🤡🤡

### 1/5 — Big Scam

*2026-03-06*

Signed up for the submitted all kyc verification and fill everything as instructed on the app load my account and purchased their card not even 3 days of using the app the suspended my account with no notification and refuse to give me a reason, they also refused to refund me the money that was in my account and the money used to by their card 

This app is a clear scam

### 2/5 — URGENT: Missing Funds - €200 Not Credited to Account

*2026-03-05, version 3.1.6*

I will be sharing my experience regarding these restrictive policies with others to ensure they don't face the same situation.

### 1/5 — Error transaccional

*2026-02-24, version 3.1.6*

Acabo de transferir 3 dólares pero la cuenta no lo registra y no puedo realizar pagos, la app debería ser inmediata pero no está actualizando la última transferencia hecha

## Frequently asked questions about UGLYCASH

### What does UGLYCASH do?

UGLYCASH is a financial services platform that offers global financial services. It provides high annual rewards on your balance, fee-free and instant domestic and cross-border payments to Latin America, and a Visa card with 1% cashback on purchases.

### What are the key features of UGLYCASH?

Key features include earning high rewards on your balance with an extra APY bonus, sending money instantly and without fees to various Latin American countries via popular messaging apps, and a Visa card offering 1% cashback on all spending. Users also receive a dedicated member advisor for support.

### Is UGLYCASH free to use?

Based on the provided information, the app appears to be free to use. There are no mentioned fees for maintenance or minimum balances. The core services like payments and cashback are offered without explicit charges.

### Which countries can I send money to with UGLYCASH?

You can send domestic and cross-border payments to Argentina, Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Honduras, Mexico, Panama, Paraguay, Peru, Dominican Republic, and Uruguay. This service is designed to be similar to domestic payment apps but for international transfers.

### Who is the target audience for UGLYCASH?

This app is designed for individuals who are looking for financial services beyond what traditional banks offer. It's particularly beneficial for those who frequently send money to Latin America, want to earn rewards on their balances, or desire cashback on their spending.

## Version history (last 5 releases)

### 3.2.2 — 2026-07-07

Bug fixes and user experience improvements.

### 3.2.1 — 2026-06-11

Bug fixes and user experience improvements.

### 3.2.0 — 2026-05-27

Bug fixes and user experience improvements.

### 3.1.9 — 2026-04-23

Bug fixes and user experience improvements.

### 3.1.8 — 2026-04-16

Bug fixes and user experience improvements.

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## Related topics

[ugly cash](https://appshunter.io/ios/topics/ugly-cash)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
