# Ujjivan Mobile Banking — user reviews

> 53 indexed App Store user reviews of Ujjivan Mobile Banking by Ujjivan Small Finance Bank, rated 3.00/5 from 6 ratings.

- Source: https://appshunter.io/ios/app/ujjivan-mobile-banking/id1219179030/reviews
- App overview in markdown: https://appshunter.io/ios/app/ujjivan-mobile-banking/id1219179030.md
- Rating breakdown: 5★ 2 · 4★ 0 · 3★ 2 · 2★ 0 · 1★ 2

## Newest reviews (16 of 53)

### 2/5 — Facing issues related to app performance

*2024-09-16*

1. Takes more times to load and open the desired page.
2. While adding the beneficiary details the app gets struck

**Developer response:** Dear Customer, we apologies for the inconvenience. We would like to know is your issue is resolved? In case the issue still persists, please write back to us, Looking forward to offer you the best service and seamless banking experience. Regards, Ujjivan Small Finance Bank.

### 2/5 — App not working

*2024-09-16, version 1.6.8*

I am trying to open the app but it’s not working from couple of days

### 2/5 — Transfer tab missing some times

*2024-08-13, version 1.6.7*

Neft. Imps payment transfer tab not found sometimes

### 1/5 — Horrible interface

*2024-06-26*

Looks like they have not hired a professional company to develop their mobile banking app. Some highschool student must have designed and developed this app. There is no user experience and no customer journey. Every time in order to go back, you have to come to the main menu. Even my elementary going kid can design a better user interface than this app using Swift code.

### 1/5 — Was Nice app spoiled by upgrade

*2024-06-19, version 1.6.7*

App Asks you to change mpin and when I try , refuses to accept as mpin must have one capital, one small and special character etc ! Someone please tell developers that mpin is only a 4 digit number.

### 2/5 — Apo not working

*2024-06-18*

Couldn’t able to login.. it always says Mpin expired. When I try to change the pin it shows error message. It’s been a month still
this issue is not addressed.

**Developer response:** Dear Customer, we regret the inconvenience caused. Kindly share your concern along with error screenshot at customercare@ujjivan.com or call our toll free number 1800-208-2121 so that we can look into the matter and resolve it for you.  Looking forward to offer you the best service and seamless banking experience. Regards, Ujjivan Small Finance Bank.

### 1/5 — Unable to change Mpin

*2024-05-19, version 1.6.7*

The app says mpin needs to be changed..but not able to change mpin. Says “JSONObject [pin] not a string” error. Plz resolve I am unable to track my debits and credits. I will b forced to close my account and move to some other bank.

### 1/5 — Error while changing m pin

*2024-05-15, version 1.6.7*

Every time i try to change the m pin error shows because of which i am not able to use the app

### 1/5 — Defective App

*2024-04-16, version 1.6.6*

Fund transfer option does not work properly. It goes through after 3/4 error messages “ something went wrong! Try after some time again”. Very very irritating.

### 2/5 — Not working

*2024-01-16, version 1.6.6*

App is not working whenever I tried to open its automatically get close

### 2/5 — Wrost Experience

*2023-12-20, version 1.6.6*

There are a lots of bugs like automatic login, while sign out app got stucked on waiting screen, unable to set transactions limits in application stucked while setting limits

### 1/5 — Stuck on main page only

*2023-12-18, version 1.6.6*

Stuck on main page only

### 1/5 — After update not login

*2023-11-27, version 1.6.6*

After update not login ios I face many problems

### 1/5 — How can a banking app be so slow?

*2023-10-16*

What’s the point of sharing feedback? When u didn’t wish to improve? Everyday I have to delete and download the app as and when I access? Why? Don’t u understand the sensitivity of a banking app being so slow and lagging?

**Developer response:** Dear Customer, we regret the inconvenience caused.Kindly share your concern along with error screenshot at customercare@ujjivan.com or call our tollfree number 1800-208-2121 so that we can look into the matter and resolve it for you.  Looking forward to offer you the best service and seamless banking experience. Regards, Ujjivan Small Finance Bank.

### 1/5 — Services poor

*2023-09-16, version 1.6.5*

Verry third class service and charge verry highly from every type services don’t use this bank and all staff have verry powers so not given answer and behaviour fully powerful

### 1/5 — Pain in the backside

*2023-07-08, version 1.6.5*

This app is a proverbial PIA. Even with the correct login credentials it locks you out sometimes. If you entered a wrong letter or number, you have to restart the app to proceed. There’s no ‘back’ button

## Most critical reviews (10 lowest-rated)

### 1/5 — Application not working

*2026-01-05*

On my device it says application has been disabled. Re-install the application. And then I delete and re-install the same and again it says application has been disabled and re-install the app. This is irritating. It's happens both on wifi and mobile data.

### 1/5 — Not useful

*2025-10-16, version 1.8.5*

This is one of the worst banking applications I’ve used. It frequently fails to open or gets stuck during login

### 1/5 — Please give updates quickly

*2025-06-27*

App is average in quality for this new generation UI..!
Please improve design, usability, service, User interafce is not that smooth..!
App look like any college project, hire some professional and make it better, smoother and faster..!
Many bugs are there..!

**Developer response:** Dear Customer, 
Thank you for your valuable feedback. We are continuously working on adding more features to our app to make your experience better. Thanks and Regards, Ujjivan Small Finance Bank

### 1/5 — Worst App

*2025-03-28, version 1.6.9*

The app is very bad. Nobody picks the toll free helpline number. I need assistance from the team but did not get any response. The app is really bad and shows inconsistent data which is not expected from a bank.

### 1/5 — Boycott this bank worst service ever

*2025-03-07, version 1.6.9*

I cant login to my account in ios it just shows error thinking of changing bank . Find better options this is the worst.

### 1/5 — In app not able to do neft transfer

*2024-12-25*

Getting transaction error from debit account after having balance also not sure why this many issue in this application…

Most of the time not able to login to application whenever update happening facing more issues not looks like update.

**Developer response:** Dear Customer, we regret the inconvenience caused.Kindly share your concern along with error screenshot at customercare@ujjivan.com or call our tollfree number 1800-208-2121 so that we can look into the matter and resolve it for you.  Looking forward to offer you the best service and seamless banking experience. Regards, Ujjivan Small Finance Bank

### 1/5 — New Upadate

*2024-09-08, version 1.6.8*

In New update showing loading and loading while login in account and eventually this hangs like that .kindly resolve this other wise I will close the account worst interface.

### 1/5 — Basic feature like pin change does not work

*2024-07-28, version 1.6.7*

Gives error message “jsonobject pin not a string” wile changing my pin that has expired. Now can not get into the app at all.

### 1/5 — App not working

*2024-07-19, version 1.6.7*

Worst app ever i have used, it’s soo pathetic i don’t know to whom they have hired to develop this app but trust me they have fooled you.

I’ll suggest pls remove your account from this bank asap.

### 1/5 — Doesn’t work

*2024-07-03*

There are so many issues with the app
1. Not able to change mpin
2. Sometimes the app doesn’t work
3. Tried so many times to add beneficiary through app but failed.
What’s the point of having this app , if you have to login through web broswer for everything.

**Developer response:** Dear Customer, we regret the inconvenience caused to you. We are here to resolve the same at the earliest. Please write to us at customercare@ujjivan.com or call our toll free number 1800-208-2121 with your customer ID and issue details. Looking forward to offer you the best service. Thanks and Regards, Ujjivan Small Finance Bank.

## Most praised reviews (10 highest-rated)

### 5/5 — Error

*2024-05-18*

This is very embarrassing as the app always crashed not opening on emergency time please upgrade for ios version what is benefit of keeping money if we good not transact

**Developer response:** Dear Customer, we regret the inconvenience caused to you. We are here to resolve the same at the earliest. Please write to us at customercare@ujjivan.com or call our toll free number 1800-208-2121 with your customer ID and issue details. Looking forward to offer you the best service. Thanks and Regards, Ujjivan Small Finance Bank.

### 5/5 — Simple to use app

*2020-02-16*

Easy to use app for all bank related things. 
Can make FD RD cheque request all from here. 
Hassle free experience till now 2020.

**Developer response:** Dear Customer, great to see your rating and appreciation. Happy banking with us. Thanks and Regards, Ujjivan Small Finance Bank.

### 5/5 — Simple no nonsense banking App

*2019-04-29*

Most banking apps today spoil customers with multiple choices and creating confusion. Ujjivan been able to build a very simple, easy to navigate banking app which is a delight to use.

**Developer response:** Dear Customer, great to see your rating and appreciation. Happy banking with us. Thanks and Regards, Ujjivan Small Finance Bank.

### 5/5 — Simplistic App

*2019-04-26*

I have used other banking apps but this mobile app interface us very simple.
All the needed features are right at the screen with quick navigation.
Keep it up.
The bill payment is feature is a good convenience for me.
I am using this for all my monthly bill payments.

**Developer response:** Dear Customer, Thank you for taking time to rate our app. It is great to see your feedback. We value it. Thanks and Regards, Ujjivan Small Finance Bank.

### 5/5 — I love this app & Bank

*2019-04-14, version 1.2.9*

The colour theme of the bank app cards branch chequebook all are top notch the service is good wishing them all the best

### 4/5 — Superb banking application

*2019-09-09, version 1.3.3*

Mobile banking is very simple and easy for all banking transactions

### 3/5 — Connectivity issues

*2024-01-14*

The app not working with wifi… but working with mobile data…kindly make tge app work with both…

### 3/5 — Need more work on this

*2023-12-23, version 1.6.6*

Login and log out issue

### 3/5 — App doesn’t work when connected to wifi

*2023-05-06*

First I thought it was my wifi problem but realized thats the case when I connect to any wifi. It just shows the ujjivan logo when i launch the app for a few seconds and then says Network Error, could not connect to the server. It works fine on mobile data. But doesn’t work when connected to wifi.

**Developer response:** Dear Customer, we regret the inconvenience caused to you. Our application works both on mobile data and WIFI network.we regret the inconvenience caused to you.Try clearing the cache or reinstalling the app. In case the issue still persists, please write to us customercare@ujjivan.com  Thanks and Regards, Ujjivan Small Finance Bank.

### 3/5 — Amount disappears once entered

*2020-10-22, version 1.4.4*

Hi amount disappears once entered into the box along with remarks. Please fix the bug and send an update for the app, I am not able to transfer at all.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
