# UK Credit Union

> Mobile banking app for account management, transfers, bill pay, and check deposit. (iPhone/iPad app by University of Kentucky Federal Credit Union.)

- Source: https://appshunter.io/ios/app/uk-credit-union/id894032465 (this page in markdown: same URL + `.md`)
- Developer: [University of Kentucky Federal Credit Union](https://appshunter.io/developer/501421241)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 6,070 App Store ratings · 394 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 64 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2014-07-26
- Data updated: 2026-09-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/uk-credit-union/id894032465/reviews.md

## What is UK Credit Union?

UK Credit Union Mobile Banking allows you to access your accounts anytime, anywhere! You can check balances, view transaction history, transfer funds and pay loans! With mobile banking, you can do your banking when it’s convenient for you.

Features include:
-	Check Balances
-	View Transaction History
-	Transfer Funds
-	Pay Loans
-	Remote Deposit Checks
-	Pay Bills

*Standard mobile web fees may apply. Please contact your mobile carrier for more information.

## Key features

- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Remote check deposit
- Pay bills

## What do users think of UK Credit Union?

Overall sentiment: neutral

**Pros**

- 👍 User-friendly
- 🚀 Easy to navigate
- 🔒 Secure banking
- 💡 Great features
- 🤝 Excellent customer service

**Cons**

- 🐛 Bugs and glitches
- 🔍 Difficult to find certain features
- 🔄 Slow performance
- 🔒 Security issues with login
- 💰 Lack of certain banking functions

**Commonly reported bugs**

- App crashes frequently
- Login issues and account lockouts
- Mobile deposit not working
- Inconsistent app performance
- Syncing problems between app and website

**Most requested features**

- Add mobile check deposit
- Improve credit card payment functionality
- Provide more customization options
- Integrate with external accounts
- Enhance transaction history and reporting

## Recent user reviews (10 of 394)

All indexed reviews: https://appshunter.io/ios/app/uk-credit-union/id894032465/reviews.md

### 5/5 — Pleasantly surprised!

*2026-09-04, version 13.0.260700*

Not much to say, but this app has been so easy and gives me the facts. I didn’t expect much, honestly, but I couldn’t be happier.

### 5/5 — Banking

*2026-09-03, version 13.0.260700*

Great app 5 stars

### 3/5 — Poor layout

*2026-09-01, version 13.0.260700*

Bill pay should not be three clicks in. Front page please.

### 5/5 — Good stuff

*2026-09-01, version 13.0.260700*

The CU and the app are responsive to the needs of the members

### 4/5 — Good, could be better

*2026-08-30, version 13.0.260700*

The BillPay function needs to be on the main screen or one click away, instead of moved into multiple sub-menus as it was in the recent version. Same with logging out

### 5/5 — Easy to access and payment

*2026-08-28, version 13.0.260700*

Best bank for offer credit in simple way no complication

### 5/5 — Great Service!

*2026-08-25, version 13.0.260700*

This new app is great!

### 4/5 — Notifications

*2026-08-24, version 13.0.260700*

Seems like app notification are sent in big batch and cause app to not function. Everyone’s is clicking and causing app to not work. Smaller batch notifications over couple hours

### 5/5 — Customer

*2026-08-24, version 13.0.260700*

Great customer service

### 2/5 — Often doesn’t work

*2026-08-21, version 13.0.260700*

Often app wont work at all

## Frequently asked questions about UK Credit Union

### What can I do with this mobile banking app?

This app allows you to manage your UKFCU accounts from your mobile device. You can check your account balances, review your transaction history, transfer funds between accounts, and pay your loans. It also offers features like remote check deposit and bill payment.

### Is this app free to use?

The application itself is free to download and use. However, standard mobile web fees may apply depending on your mobile carrier. It is recommended to contact your mobile carrier for more information regarding potential fees.

### What are the key features of the app?

Key features include checking account balances, viewing transaction history, transferring funds, paying loans, depositing checks remotely, and paying bills. It also includes a feature called 'Larky nudge'.

### Who is this app designed for?

This app is designed for UKFCU members who want to access and manage their bank accounts conveniently from their smartphones or tablets anytime and anywhere.

## Version history (last 5 releases)

### 13.0.260700 — 2026-07-23

Feature enhancements and bug fixes

### 12.1.260500 — 2026-07-14

Feature enhancements and bug fixes

### 12.0.260500 — 2026-05-26

New Logo, Same Great Service! UKFCU is now UK Credit Union!

### 12.0.260400 — 2026-04-30

New Logo, Same Great Service! UKFCU is now UK Credit Union!

### 11.0.260300 — 2026-04-07

Enhancements to Card Management Functionality

## Apps similar to UK Credit Union

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| --- | --- | --- | --- |
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| [Commonwealth CU Go Mobile](https://appshunter.io/ios/app/commonwealth-cu-go-mobile/id482699068) | 4.8 (14,818) | Free | Finance |
| [Stock Yards Bank Mobile](https://appshunter.io/ios/app/stock-yards-bank-mobile/id852469665) | 4.5 (3,285) | Free | Finance |
| [CentralMOBILE](https://appshunter.io/ios/app/centralmobile/id843426026) | 4.8 (4,326) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*
