UK Salary & Take-Home Pay

See what you actually take home. UK Salary & Take-Home Pay calculates net pay after Income Tax, National Insurance, student loans and pension contributions for England, Wales, Scotland and Northern Ireland — then helps you understand the numbers. TAKE-HOME FIRST • Instant annual, monthly and weekly take-home • “Where every pound goes” breakdown bar • Adjustments for salary sacrifice, relief at source, student loans • Current and historical tax years built in COMPARE OFFERS & SPOT TRAPS • Save scenarios (free) and compare two offers after tax with Pro • Visualise the Personal Allowance taper — the so-called 60% tax trap • Pension escape-hatch exploration when you are near £100k ON YOUR HOME SCREEN & WITH SIRI • Take-Home and Tax Year widgets install for everyone • Pro unlocks the medium pound bar and pinning a saved scenario • Shortcuts / Siri phrases for quick estimates • Everything stays on your device EXPLAINED ON-DEVICE (Apple Intelligence) • Explain your result and Ask questions — UK Tax Pro • Answers use audited TaxEngine tools — figures are computed, not invented • Unavailable devices keep full calculators; AI simply hides STILL A GREAT TAX LEARNING APP • Interactive Income Tax, Capital Gains and pension lump-sum explorers • Regional rates including Scotland’s multi-band system • Help guide and tax tables for deeper study PRIVACY • No account required • Data Not Collected — calculations stay on your device • No ads and no tracking SDKs • Optional one-time UK Tax Pro via Apple In-App Purchase (StoreKit) DISCLAIMER UK Salary & Take-Home Pay is an educational tool. It is not affiliated with HMRC or GOV.UK and is not a substitute for professional advice or official tax returns. Always verify figures against GOV.UK or a qualified adviser before making decisions. Perfect for employees comparing offers, freelancers estimating PAYE, anyone near the Personal Allowance taper, and anyone who wants a clear picture of UK net pay.