# ULend — Invest. Track. Grow.

> Saudi debt crowdfunding platform for Shariah-compliant SME financing investments. (iPhone/iPad app by Nayifat Finance Company.)

- Source: https://appshunter.io/ios/app/ulend/id6450456082 (this page in markdown: same URL + `.md`)
- Developer: [Nayifat Finance Company](https://appshunter.io/developer/1561147971)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 48 MB
- Languages: American English
- Released: 2026-02-26
- Data updated: 2026-07-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ulend/id6450456082/reviews.md

## What is ULend?

ULend is Saudi Arabia’s debt crowdfunding platform, licensed and regulated by the Saudi Central Bank (SAMA). We connect investors with carefully vetted SME financing opportunities through a secure, Shariah-Compliant, and fully compliant digital environment.

Whether you're new to alternative investments or an experienced investor, ULend provides access to a curated marketplace of short-term private credit opportunities. Diversify your portfolio, define your investment preferences, and monitor performance in real time through an intuitive digital experience.

Each opportunity undergoes a structured credit evaluation process using verified financial data sources and recognized credit bureaus to support informed decision-making.

Key Features:

• SAMA-regulated platform with strong governance and compliance standards
• Short-term investment opportunities (3–12 months)
• Competitive annual returns (not guaranteed)
• Real-time portfolio tracking and performance insights
• Transparent fee structure with clear disclosure

Why ULend?

As Saudi Arabia’s fintech ecosystem continues to evolve, ULend expands access to regulated alternative investments. Our technology-driven platform is designed to provide transparency, efficiency, and investor control — all within a trusted regulatory framework.

Download ULend and explore regulated private credit opportunities in Saudi Arabia.

## Key features

- SAMA-regulated platform
- Short-term investment opportunities (3-12 months)
- Competitive annual returns
- Real-time portfolio tracking
- Transparent fee structure
- Shariah-Compliant environment

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/ulend/id6450456082/reviews.md

### 5/5 — Best fintech app

*2026-03-09*

Great experience

## Frequently asked questions about ULend

### What is ULend?

ULend is Saudi Arabia's debt crowdfunding platform, licensed by the Saudi Central Bank (SAMA). It connects investors with vetted SME financing opportunities in a secure, Shariah-compliant digital environment.

### Is ULend regulated?

Yes, ULend is licensed and regulated by the Saudi Central Bank (SAMA), ensuring strong governance and compliance standards for investor protection.

### What types of investments does ULend offer?

ULend offers short-term private credit opportunities with investment terms typically ranging from 3 to 12 months.

### Can I track my investments with ULend?

Yes, ULend provides real-time portfolio tracking and performance insights, allowing investors to monitor their investments' progress.

### What are the fees for using ULend?

ULend features a transparent fee structure with clear disclosure, ensuring investors understand all associated costs.

### What devices does ULend support?

ULend is available on iPhone, iPad, and iPod, catering to Apple device users.

### How often is ULend updated?

The latest version of ULend is 1.1, and it was last updated on March 8, 2026, indicating regular maintenance and potential feature additions.

### Does ULend have ads?

No, ULend does not contain advertisements, providing an ad-free investment experience.

## Version history (last 5 releases)

### 2207 — 2026-07-22

Fixing Bugs

### 1.3 — 2026-07-09

Bug Fixing

### 1.2 — 2026-06-10

Fix and Enhancement

### 1.1 — 2026-03-08

UI Enhancements

### 1.0 — 2026-02-26

No release notes.

## Apps similar to ULend

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [حصيلتك \| Hseeltech](https://appshunter.io/ios/app/hseeltech/id6754678275) | 5.0 (1) | Free | Finance |
| [Arbah \| أرباح المالية](https://appshunter.io/ios/app/arbah/id6744737236) | — | Free | Finance |
| [Funding Souq](https://appshunter.io/ios/app/funding-souq/id6739612948) | — | Free | Finance |
| [Dnaneer \| دنانير](https://appshunter.io/ios/app/dnaneer/id6748459385) | 3.7 (6) | Free | Finance |
| [CFC \| التنافسية](https://appshunter.io/ios/app/cfc/id6743412857) | — | Free | Finance |
| [LoanMate](https://appshunter.io/ios/app/loanmate/id6762553472) | — | Free | Finance |

## More apps by Nayifat Finance Company

- [Nayifat App](https://appshunter.io/ios/app/nayifat-app/id6471426831)

All apps by Nayifat Finance Company: https://appshunter.io/developer/1561147971

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*