# ULoanCalc — Loan EMI

> Loan EMI (iPhone/iPad app by Vamsikrishna Kota.)

- Source: https://appshunter.io/ios/app/uloancalc/id6755700940 (this page in markdown: same URL + `.md`)
- Developer: [Vamsikrishna Kota](https://appshunter.io/developer/1190717274)
- Category: Finance, Education
- Price: Free
- Age rating: 12+
- Requires: iOS 26.1 · 7 MB
- Languages: American English
- Released: 2025-11-25
- Data updated: 2026-05-17
- User reviews in markdown: https://appshunter.io/ios/app/uloancalc/id6755700940/reviews.md

## What is ULoanCalc?

Take full control of your home, auto, and personal loans with the most intuitive loan calculator app.
Whether you're planning a new loan or optimizing an existing one, this app gives you powerful tools to understand your EMI, interest, payoff date, and how much you can save with extra payments.

Key Features

• Smart EMI Calculator – Instantly compute your monthly payments with detailed breakdowns of principal vs. interest.
• Advanced Extra Payment Support – See how extra monthly contributions reduce your total interest and shorten your payoff time.
• Remaining Loan Calculator – Enter your current loan balance and new EMI to estimate your updated payoff date, total interest, and savings.
• Full Amortization Schedule – View every month’s principal, interest, extra amount, and remaining balance.
• Interactive Summary – Compare original vs. improved payoff timelines and interest savings at a glance.
• Reverse Month Sorting – Quickly switch between oldest → newest or newest → oldest monthly schedules.
• Clean UI & Easy Navigation – Designed for clarity, speed, and accuracy.

Perfect For

• Home mortgage planning
• Auto loans
• Personal loans
• Refinancing comparisons
• Understanding payoff acceleration
• Budget planning
• Financial optimization

Why You’ll Love It

Unlike basic calculators, this app gives you actionable insights—not just numbers. Instantly see how your financial decisions impact your loan’s lifetime cost.

Make smarter loan decisions today.


## Version history (last 4 releases)

### 1.2.1 — 2025-12-30

Logo Change and Improved UI.
Track your loans smarter. Calculate EMIs, explore amortization schedules, estimate remaining balances, and save money with extra payments instantly.

### 1.2 — 2025-11-29

Minor changes to UI
Track your loans smarter. Calculate EMIs, explore amortization schedules, estimate remaining balances, and save money with extra payments instantly.

### 1.1 — 2025-11-28

Minor changes to UI
Track your loans smarter. Calculate EMIs, explore amortization schedules, estimate remaining balances, and save money with extra payments instantly.

### 1.0 — 2025-11-25

No release notes.

## More apps by Vamsikrishna Kota

- [U Tax Calculator](https://appshunter.io/ios/app/u-tax-calculator/id1338465038)
- [Rummy Score Sheet](https://appshunter.io/ios/app/rummy-score-sheet/id1354834131)
- [V TicTacToe](https://appshunter.io/ios/app/v-tictactoe/id1444436084)
- [U MathMind](https://appshunter.io/ios/app/u-mathmind/id1447563813)
- [NPATGame](https://appshunter.io/ios/app/npatgame/id1505393075)
- [Ultimate Online Bingo](https://appshunter.io/ios/app/ultimate-online-bingo/id1510011628)

All apps by Vamsikrishna Kota: https://appshunter.io/developer/1190717274

## Related topics

[uloancalc](https://appshunter.io/ios/topics/uloancalc)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-17.*