# Ulster Bank NI Mobile Banking

> Mobile banking app for managing accounts, payments, spending, and financial goals. (iPhone/iPad app by NatWest Group plc.)

- Source: https://appshunter.io/ios/app/ulster-bank-ni-mobile-banking/id469523324 (this page in markdown: same URL + `.md`)
- Developer: [NatWest Group plc](https://appshunter.io/developer/479351816)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 215 App Store ratings · 190 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 672 MB
- Languages: American English, French (France), European Spanish
- Released: 2011-11-10
- Data updated: 2026-09-03
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/ulster-bank-ni-mobile-banking/id469523324/reviews.md

## What is Ulster Bank NI Mobile Banking?

Take control of your banking. Our app makes your day-to-day banking easy, quick and secure.

Why the Ulster app?

Manage your money easily and securely:
•	Apply for current, savings, child, teen, Premier, and student accounts quickly. Eligibility criteria apply. 
•	See all your bank accounts straight from your Home screen.
•	Freeze and unfreeze your card at any time (Mastercard only).
•	Use Pots to set money aside from your main account for everyday needs and to stay in control of your spending.
•	Set up fingerprint, voice or facial recognition for better security and to send high value payments in-app, amend payment limits and more. Fingerprint, voice or facial recognition are only available on selected devices.

Send, receive and access money quickly:
•	Request money via a QR code or link.
•	Send money faster with a personalised list of favourite payees.
•	Split a bill up to £500 by sharing a payment request link with multiple people at once. (Eligible current accounts only. Payment requests can be sent to anyone with an eligible account with a participating UK bank and uses online or mobile banking. Paying bank criteria and limits may apply.)
•	iPhone only: Get Cash in emergencies with a unique code without using your card. You can withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked).

Stay on top of your spending and saving:
•	Keep track of payments all in one place.
•	Save your spare change with Round Ups if you have an eligible current account and instant access savings account. Round Ups can only be made on debit card and contactless payments in Sterling.
•	Budget easily by managing your monthly spending and set categories.
•	Turn on push notifications to get alerted when money reaches or leaves your account.

Get support for every life event:
•	Spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account. You must have enough money in your travel account. To apply for a Travel account, you need an eligible sole current account and to be over 18. Other terms and fees may apply.
•	Get updates on your credit score and insight on how to improve it. Your credit score data is provided by TransUnion and is only available to customers over 18, with a UK address.
•	Discover our additional products and services, including mortgages, home and life insurance and loans, in one place.
•	Fast track your money goals with the help of our handy plans, tools and tips.

Important info

Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu, where you will be able to find motion and visual control settings within the menu (note this is not within our app, but in the settings of your device itself).

Our app is available to customers aged 11+ with a UK or international mobile number in specific countries. Be aware that some features and products have age restrictions and are only available if you’re over 16 or 18.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at ulsterbank.co.uk/mobileterms.

Please save or print a copy along with the Privacy Policy for your record.

## Key features

- Apply for accounts
- View all bank accounts
- Freeze/unfreeze cards
- Biometric login and payments
- Send/receive money via QR code/link
- Split bills
- Track spending and set budgets
- Credit score updates

## What do users think of Ulster Bank NI Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Quick and efficient
- 🔒 Secure banking
- 💡 Helpful features
- 🙂 Friendly staff

**Cons**

- 🐛 Bugs and crashes
- 🤔 Confusing layout changes
- ⏱️ Slow performance
- 🔒 Overly complicated security
- 💰 Transfer limits too low

**Commonly reported bugs**

- Biometric authentication issues
- Cheque deposit feature not working
- Payments not deducting from account
- App crashing on certain actions

**Most requested features**

- Ability to easily close accounts
- Improved cheque deposit functionality
- Automatic savings transfer feature
- Real-time account balance updates
- Portrait mode option

## Recent user reviews (10 of 190)

All indexed reviews: https://appshunter.io/ios/app/ulster-bank-ni-mobile-banking/id469523324/reviews.md

### 5/5 — Debit card

*2026-07-28, version 7.68.0*

I would like a debit card

### 5/5 — UB Service

*2026-07-28, version 7.68.0*

Very happy with the service from Ulster Bank. Using the mobile app is excellent. Well done.

### 5/5 — Mobile banking

*2026-07-27, version 7.68.0*

Really easy to use, always updated with useful information

### 5/5 — Love this app!

*2026-07-24, version 7.68.0*

The app is clearly laid out, simplified and to the point, especially when you need it most. 
Great communication and notification, and a quick and effective system to address any concerns or requirements at short notice (freeze card, transfer funds etc)

### 5/5 — Anytime App Absolutely fine for me

*2026-07-22, version 7.68.0*

Great App and I feel secure
 working it

### 5/5 — No issues

*2026-07-20, version 7.68.0*

Very handy and secure

### 5/5 — Easy speedy

*2026-07-17, version 7.68.0*

Easy to use. Speedy results. Brilliant app which makes home banking wry accessible

### 5/5 — Pocket bank

*2026-07-11, version 7.67.0*

Pocket bank. No bus no taxi no walking no Qs    , more time for me to get on with my day

### 5/5 — My account

*2026-07-09, version 7.67.0*

Great app keeps me up to date with my account and transactions and have no problem with transferring money between accounts and paying other’s on my list

### 1/5 — Hugely disappointing

*2026-07-04, version 7.67.0*

Can’t make a transfer payment without spending hrs on phone to verify

## Frequently asked questions about Ulster Bank NI Mobile Banking

### What can I do with the Ulster Bank NI Mobile Banking app?

The app allows you to manage your day-to-day banking easily and securely. You can apply for various types of accounts, view all your bank accounts from the home screen, freeze or unfreeze your Mastercard, and set up biometric security for payments. It also facilitates sending and receiving money, splitting bills, tracking spending, and accessing financial support and tools.

### How do I send money using the app?

You can send money quickly with a personalized list of favorite payees. The app also allows you to request money via a QR code or link. For eligible current accounts, you can split a bill up to £500 by sharing a payment request link with multiple people. Payment requests can be sent to anyone with an eligible account with a participating UK bank.

### Is the app free to use?

The app itself is free to download and use for managing your banking. While the app is free, some features or products may have associated costs or eligibility criteria, as is standard with banking services. The app also contains ads.

### What are the security features of the app?

The app offers enhanced security through Touch, Voice, or Face ID for logging in and sending high-value payments, available on selected devices. You can also freeze and unfreeze your Mastercard at any time. Optic ID is also available on Apple Vision Pro for added security.

### Who is eligible to use the Ulster Bank NI Mobile Banking app?

The app is available to customers aged 11 and over with a UK or international mobile number in specific countries. Please note that some features and products have age restrictions and specific eligibility criteria may apply for certain services like account applications or bill splitting.

## Version history (last 5 releases)

### 7.69.0 — 2026-08-12

•	You can now track your remaining annual ISA allowance in your app.
•	We’ve made approval requests easier to review, appearing at the top of your Home screen the moment they arrive.
•	You can now move your credit card balance with another lender to Ulster Bank.

### 7.68.0 — 2026-07-13

•	View and download statements from previous years.
•	Break down your spending by company or category. This is available for your current accounts and credit cards.
•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.

### 7.67.0 — 2026-06-15

•	We’ve updated your payments screen to make it easier for you to find what you need.
•	Helpful features and products just for you are now at the bottom of your home screen.
•	Your benefits are now all in one place, so it’s even easier to view and use them.
•	If you’ve fallen behind and need help to get back on track, you can find support in Help, under Help with money worries. 
•	Quickly change the account you use for your monthly loan payments in just a few steps.
•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.

### 7.66.1 — 2026-06-01

•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
•	We’ve redesigned My Profile so it’s easier for you to manage information that matters. See what’s new by tapping into it Home.

### 7.66.0 — 2026-05-18

•	Transactions are now easier to access from your home screen so you can see them quickly and access features you need the most.
•	We’ve redesigned My Profile so it’s easier for you to manage information that matters. See what’s new by tapping into it Home.

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## More apps by NatWest Group plc

- [Royal Bank of Scotland](https://appshunter.io/ios/app/royal-bank-of-scotland/id334852412)
- [NatWest International](https://appshunter.io/ios/app/natwest-international/id451464914)
- [Isle of Man Bank](https://appshunter.io/ios/app/isle-of-man-bank/id451476336)
- [Ulster Bank RI Mobile Banking](https://appshunter.io/ios/app/ulster-bank-ri-mobile-banking/id469519882)
- [NatWest Investor Relations app](https://appshunter.io/ios/app/natwest-investor-relations-app/id512311030)

All apps by NatWest Group plc: https://appshunter.io/developer/479351816

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*