# Ulster Bank NI Mobile Banking — user reviews

> 190 indexed App Store user reviews of Ulster Bank NI Mobile Banking by NatWest Group plc, rated 4.80/5 from 215 ratings.

- Source: https://appshunter.io/ios/app/ulster-bank-ni-mobile-banking/id469523324/reviews
- App overview in markdown: https://appshunter.io/ios/app/ulster-bank-ni-mobile-banking/id469523324.md
- Rating breakdown: 5★ 196 · 4★ 9 · 3★ 4 · 2★ 0 · 1★ 6

## What do users think of Ulster Bank NI Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Quick and efficient
- 🔒 Secure banking
- 💡 Helpful features
- 🙂 Friendly staff

**Cons**

- 🐛 Bugs and crashes
- 🤔 Confusing layout changes
- ⏱️ Slow performance
- 🔒 Overly complicated security
- 💰 Transfer limits too low

**Commonly reported bugs**

- Biometric authentication issues
- Cheque deposit feature not working
- Payments not deducting from account
- App crashing on certain actions

**Most requested features**

- Ability to easily close accounts
- Improved cheque deposit functionality
- Automatic savings transfer feature
- Real-time account balance updates
- Portrait mode option

## Newest reviews (15 of 190)

### 5/5 — My banking

*2026-06-27, version 7.67.0*

Great way to bank and manage your finances

### 5/5 — Simple and Effective

*2026-06-27, version 7.67.0*

Easy to use app with clear instructions and good regular updates and information on changes as they occur 

No complaints

### 5/5 — Transferring  funds

*2026-06-26, version 7.67.0*

So easy and simple to do
Only takes a second

### 5/5 — Great app

*2026-06-23, version 7.67.0*

Great app. It works. Use it every day

### 5/5 — Great site

*2026-06-22, version 7.67.0*

Always easy to use thanks

### 5/5 — Conor mckernan

*2026-06-19, version 7.67.0*

Been with bank since I was 16 best experience ever

### 5/5 — Easy mobile app banking

*2026-06-19, version 7.67.0*

Everything good with the app. The only recommendation I could make is to make international transfer and transactions easier.

### 5/5 — Easy to use

*2026-06-11, version 7.66.1*

This is a great app. So straight forward and easy to use. Everything is straight forward and money can be transferred without any hassle. Safe and secure.

### 5/5 — Seán

*2026-05-30, version 7.66.0*

Very happy with Ulster Bank App have no idea how I coped before.

### 5/5 — Review as requested

*2026-05-29, version 7.66.0*

I have remained a customer for more than 60 years I count this my main bank I have not the same relationship as banking has become more remote with the move to online banking but this suits myself as an older customer or indeed also younger customers with no time to visit the few banks that remain

Frederick Edwin EMERSON

### 5/5 — Banking

*2026-05-28, version 7.66.0*

Ulster bank is always there if I have any questions problems ect

### 5/5 — Bank App

*2026-05-25, version 7.66.0*

Brilliant all round so easy to use and you can do lots more saving you having to go to main bank

### 5/5 — quick & effective

*2026-05-12, version 7.65.0*

all at your fingertips. makes life easier and gives me more time to spend for other things.

### 5/5 — Business account

*2026-05-10, version 7.65.0*

Bankline app slow uploading transactions also the process to make contact to try and resolve issues needs improvement as two many departments

### 5/5 — Great App

*2026-05-06*

Great system so easy to use with confidence in 
Ulster Bank.

## Most critical reviews (10 lowest-rated)

### 1/5 — Hugely disappointing

*2026-07-04, version 7.67.0*

Can’t make a transfer payment without spending hrs on phone to verify

### 1/5 — wrong passcode when it was correct

*2026-06-29, version 7.67.0*

logged me out of my banking app, saying that i had wrong passcode when i didn’t! now it’s very hard to get on to my account

### 1/5 — Horrendous

*2026-06-12, version 7.66.1*

My accounts keep disappearing randomly each day and Im unable to add them back on. Now my payees are disappearing making payroll a disaster. Business banking support phoneline are useless. Leaving Ulster Bank after 35 years as a customer.

### 1/5 — Not happy with the Ulster bank

*2026-05-30, version 7.66.0*

I bank with a few other high street banks and Ulster bank is by far the worst to bank with

### 1/5 — Failed to send new card. Very disappointing

*2026-05-08, version 7.65.0*

Ulster bank failed to send me a new card when my current one expired and as a result some of my bills haven’t been paid. STILL WAITING ON CSRD.

### 1/5 — Reporting fraud

*2026-04-14, version 7.64.0*

Wanted to query a transaction so clicked the report fraud button which sends you to a page with info. Fine so far. Most links tell you if you have an issue to report the transaction using the app…? So I called the number to speak to someone and it was a recorded message saying to report the transaction using the app…? Tried for a good 20 minutes but was left in a death loop and didn’t get anywhere. Quite alarming it’s that difficult and doesn’t work.

### 1/5 — Completely useless bank

*2026-04-03, version 7.64.0*

Impossible FAQs.  Chatbot Cora doesn’t understand plain English.  Even easy things are difficult to do with Ulster Bank!  Like change of address.  My 1* review resulted I. A response that I should contact the chatbot.  The chatbot (Cora) couldn’t tell me how to change my address before: that’s why I couldn’t change my address and gave Ulster Bank a 1* review.

### 1/5 — One of the most outdated Apps around

*2026-04-02, version 7.64.0*

Product: Saving Account 

The app is too restrictive for a saving account. It’s like 20 years ago where you have to call for almost anything. 

Transfers are capped in App. 

Info on saving account is inaccurate and out of date. 

When you call customer service they seem to lack training  so you regularly get misinformation

### 1/5 — Helpful person but flawed process

*2026-03-13, version 7.63.0*

See title

### 1/5 — Put your face into a frame didn’t f work

*2026-02-21, version 7.62.0*

The feature does not work! Just shows a black screen without activating the camera. Please use some good AI copilot as your dev is not doing the work or QA is not there

## Most praised reviews (10 highest-rated)

### 5/5 — Debit card

*2026-07-28, version 7.68.0*

I would like a debit card

### 5/5 — UB Service

*2026-07-28, version 7.68.0*

Very happy with the service from Ulster Bank. Using the mobile app is excellent. Well done.

### 5/5 — Mobile banking

*2026-07-27, version 7.68.0*

Really easy to use, always updated with useful information

### 5/5 — Love this app!

*2026-07-24, version 7.68.0*

The app is clearly laid out, simplified and to the point, especially when you need it most. 
Great communication and notification, and a quick and effective system to address any concerns or requirements at short notice (freeze card, transfer funds etc)

### 5/5 — Anytime App Absolutely fine for me

*2026-07-22, version 7.68.0*

Great App and I feel secure
 working it

### 5/5 — No issues

*2026-07-20, version 7.68.0*

Very handy and secure

### 5/5 — Easy speedy

*2026-07-17, version 7.68.0*

Easy to use. Speedy results. Brilliant app which makes home banking wry accessible

### 5/5 — Pocket bank

*2026-07-11, version 7.67.0*

Pocket bank. No bus no taxi no walking no Qs    , more time for me to get on with my day

### 5/5 — My account

*2026-07-09, version 7.67.0*

Great app keeps me up to date with my account and transactions and have no problem with transferring money between accounts and paying other’s on my list

### 5/5 — Convenient

*2026-06-30, version 7.67.0*

Would recommend the Ulster Bank mobile banking app. For a busy person it is the place to check balance, pay bills, enquire about financial services. All in one place.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
