# UltiBudget – Offline & Private — Receipt Scanner & Tracker

> Personal finance manager for receipt scanning, expense tracking, and budget planning. (iPhone/iPad app by Joshua Farnell.)

- Source: https://appshunter.io/ios/app/ultibudget-offline-and-private/id6745314591 (this page in markdown: same URL + `.md`)
- Developer: [Joshua Farnell](https://appshunter.io/developer/1794822757)
- Category: Finance, Business
- Price: Free with in-app purchases (on sale, was $12.99)
- Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed
- Age rating: 12+
- Requires: iOS 16.1 · 7 MB
- Languages: American English
- Released: 2025-06-06
- Data updated: 2026-08-09
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/ultibudget-offline-and-private/id6745314591/reviews.md

## What is UltiBudget?

ULTIBUDGET - PLAN, SCAN, TRACK, & SHARE!

Bank SMS alert hits. 
Transaction created.
Budget updated. – BOOM!

— No waiting days for bank feeds.
— No stale budget.
— No guessing what you really have left.

“PENDING” vs. “CLEARED” separated cleanly.
UltiBudget calculates it.

Snap a receipt.
UltiBudget logs it!

Split one purchase across real categories;
UltiBudget remembers it.

Share a budget with your partner, family, or team;
UltiBudget syncs it.

Import a statement without creating duplicate chaos;
UltiBudget audits it.

Keep receipts, bills, accounts, budgets, and transactions together — organized by workspace, optionally synced with iCloud, and built around PRIVACY!

UltiBudget is built for people who want more than a basic spending list. It helps you plan monthly budgets, scan receipts, turn bank alerts into transactions, manage bills, import statements, share workspaces, and keep your financial life organized without giving up privacy.

NICHE FEATURES THAT MATTER

• INSTANT BANK-ALERT TRANSACTIONS
Turn bank alert text into transaction entries right when spending happens, with amount, merchant, and account detection plus manual review when needed.

• RECEIPT SCANNING
Snap a picture, review the detected merchant, amount, date, and account, then save it as a transaction.

• SPLIT TRANSACTIONS
Break one purchase across multiple categories so mixed receipts do not turn into one useless “shopping” total.

• WORKSPACE-BASED BUDGETING
Keep personal, family, business, side-hustle, vacation, or project finances separated.

• ICLOUD SYNC AND WORKSPACE SHARING
Keep budgets, accounts, transactions, bills, and receipts connected across devices, then share a workspace with the people you manage money with.

• CSV IMPORT AND RECONCILIATION
Import statements, preview rows, map columns, merge matches, avoid duplicates, and compare statement data against what is already in UltiBudget.

• ROLLOVER CATEGORY BUDGETING
Carry unused or overspent category amounts into future months so your budget can handle real life.

• BILLS THAT BECOME TRANSACTIONS
Track upcoming, overdue, paused, and recurring bills, then mark bills paid so planning connects directly to your transaction history.

• SMART MERCHANT CLEANUP
Clean duplicate or messy merchant names, learn better merchant patterns, and improve future receipt and alert matching.

• POWERFUL SEARCH + INSTANT TOTALS
Filter by words, dates, transaction type, categories, and totals, then tap calculate to instantly see the math for matching transactions.
IMAGINE — how helpful this would be if you wanted to search: John's Deck, over $50, before June 2026? 

Useful for reimbursements, projects, returns, tax checks, cleanup, and finding exactly where the money went without scrolling history.

• RECEIPT ARCHIVE
Keep receipt images tied to transactions for returns, reimbursements, tax records, or personal documentation.

• CUSTOMIZABLE TABS
Put the areas you use most within reach and move everything else into More.

• PRIVATE BY DESIGN
UltiBudget uses native Apple storage, on-device processing where possible, and iCloud features built around your Apple account instead of requiring another financial login.

www.ultibudget.com/privacy-policy

www.ultibudget.com/terms-of-use

## Key features

- Receipt scanning with OCR
- Smart expense splitting
- Rollover budget tracking
- Visual spending reports
- Private, on-device data storage

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| UltiBudget+ | $2.99 | per month |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/ultibudget-offline-and-private/id6745314591/reviews.md

### 5/5 — Great Budgeting App!

*2026-06-24*

Amazing receipt scanner and love that it syncs with my bank offline! The mileage tracker is a very neat feature as well. Would recommend to anyone!

**Developer response:** Thank you so much for this kind feedback. We love building this and will continue to make it even better.

### 5/5 — Peace of mind with your finances!

*2025-09-24*

Wow!!! This is an incredible app. We always used to have too much “month” at the end of our money, but this app has made all the difference. Efficiently keeping track so easily has given me a peace of mind financially that I have not experienced before. Thanks for a wonderful app! It’s made all the difference in our family. We’re spending less, but feel like we’re getting more, by use this app to plan where we want our money to go. Highly recommend!

### 5/5 — UltiBudget Review

*2025-07-18*

Great app. Works better than any budget app I’ve ever tried. I used to use excel but have found that this app does what I need it to much simpler and easier then excel. No more programming excel sheets to do what I want. All my necessary functions are in this app. Thank you Josh for coming up with this! Greatly appreciate it!  well done!

**Developer response:** Super appreciate the kind feedback! It helps inspire us to make it even better.

## Frequently asked questions about UltiBudget

### What is UltiBudget?

UltiBudget is a personal finance app designed for easy budgeting, expense tracking, and receipt scanning. It focuses on providing users with clear insights into their spending habits and helps them manage their money effectively.

### How does UltiBudget handle my data?

UltiBudget is private by design, meaning no sign-in or tracking is required. All your financial data is stored securely on your device, ensuring your privacy.

### Can I scan receipts with UltiBudget?

Yes, UltiBudget features advanced OCR receipt scanning with auto-capture. It extracts most key details from your receipts automatically, simplifying expense entry.

### Does UltiBudget have ads?

No, UltiBudget does not contain advertisements. The app is currently completely free to use, with an optional subscription for enhanced features.

### What are the subscription options for UltiBudget?

UltiBudget offers a subscription plan called UltiBudget+ at $4.99 per month, which includes a 7-day free trial. This plan likely unlocks additional features beyond the free version.

### What devices does UltiBudget support?

UltiBudget is available on Mac, iPhone, and iPad, allowing you to manage your finances across multiple Apple devices.

### How often is UltiBudget updated?

The latest version, 1.5.1, was released on December 30, 2025. This indicates the app is actively maintained and updated by its developer.

### What is the age rating for UltiBudget?

UltiBudget has an age rating of 12+, making it suitable for teenagers and adults managing their personal finances.

## Version history (last 5 releases)

### 4.0.2 — 2026-08-04

Minor bug fixes and smoother workflows.

### 4.0.1 — 2026-08-01

Thanks for using UltiBudget. This update includes small refinements to give you a better experience.

### 4.0.0 — 2026-07-29

Thanks for using UltiBudget! In this update, we’ve made some refinements so you have a smoother budgeting experience.

### 3.0.9 — 2026-07-15

This update fixes some critical bugs in the cloud syncing system. We appreciate your patience as we fixed this. Happy tracking!

### 3.0.8 — 2026-07-07

Thanks for using UltiBudget! In this update we've refined the auto transaction creator so that transactions which are automatically created are now created as "Pending" and are only marked cleared by clicking "Mark all clear" in the transactions list. 

We've also addressed some critical bugs around the iCloud share flow. This update is recommended for all users.

## Apps similar to UltiBudget

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Tappy - Daily Expense Tracker](https://appshunter.io/ios/app/tappy-daily-expense-tracker/id6777520962) | 5.0 (3) | Free | Finance |
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| [Vaultam](https://appshunter.io/ios/app/vaultam/id6752839598) | 5.0 (1) | Free | Finance |
| [UltraBudget: Budget Planner](https://appshunter.io/ios/app/ultrabudget-budget-planner/id6756133223) | 4.4 (7) | Free | Finance |

## More apps by Joshua Farnell

- [UltiSaver](https://appshunter.io/ios/app/ultisaver/id6749621440)
- [Clearance Calc](https://appshunter.io/ios/app/clearance-calc/id6763645157)

All apps by Joshua Farnell: https://appshunter.io/developer/1794822757

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-09.*