# Ultimate Loan Calculator — Loan Amortization & Refinance

> Loan amortization, refinance analysis, and extra payment calculator for financial planning. (iPhone/iPad app by SUMEET SINHA.)

- Source: https://appshunter.io/ios/app/ultimate-loan-calculator/id1625456884 (this page in markdown: same URL + `.md`)
- Developer: [SUMEET SINHA](https://appshunter.io/developer/1625456946)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 5 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 1 MB
- Languages: English
- Released: 2022-05-22
- Data updated: 2026-07-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ultimate-loan-calculator/id1625456884/reviews.md

## What is Ultimate Loan Calculator?

Ultimate Loan Calculator App is a powerful financial tool that simplifies the complex process of managing loans, refinancing options, and extra payments, right at your fingertips. Whether you're looking to purchase a new home, refinance an existing loan, or accelerate your debt repayment, this app provides you with accurate calculations and valuable insights to make informed financial decisions.

Comprehensive Loan Calculations:
- Calculate monthly payments, total interest, and total loan cost based on loan amount, interest rate, and term.
- Determine the impact of changing loan variables on your repayment plan.

Loan Amortization Schedule:
- View loan amortization schedule table, with month by month information of loan principal paid back and interest paid 
- View amortization charts for principal paid, interest paid, and reducing loan balance every month

Refinance Analysis:
- Evaluate the potential savings and benefits of refinancing your current loan.
- Compare different refinancing options to find the most favorable terms.
- Assess the impact of refinancing on your monthly payments and overall interest paid.

Extra Payments Calculator:
- Discover the advantages of making additional payments towards your loan.
- Calculate how extra payments can reduce your loan term and interest.
- See the potential savings that can help achieve your financial goals.

## Key features

- Monthly payment calculations
- Loan amortization schedule
- Refinance analysis
- Extra payments calculator
- Impact of variable changes
- Amortization charts

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/ultimate-loan-calculator/id1625456884/reviews.md

### 5/5 — Clean, effective and powerful app

*2022-06-04*

This app does everything it is supposed to do, and provides clean and easy explanations. Love the simple yet effective layout (check it out in dark mode) that keeps the user experience in mind. Plus no ads! Thanks for creating this!

**Developer response:** Thank you for the feedback. Really appreciate it!

## Frequently asked questions about Ultimate Loan Calculator

### What are the main features of Ultimate Loan Calculator?

Ultimate Loan Calculator offers comprehensive loan calculations, including monthly payments and total interest. It also provides detailed loan amortization schedules with charts and analysis for refinancing and extra payments.

### How does Ultimate Loan Calculator help with refinancing?

The app allows you to evaluate potential savings and benefits of refinancing your current loan. You can compare different refinancing options and assess their impact on your monthly payments and overall interest paid.

### Can Ultimate Loan Calculator show the impact of extra payments?

Yes, the app features an extra payments calculator. It helps you discover the advantages of making additional payments, calculating how they can reduce your loan term and interest, and showing potential savings.

### What devices is Ultimate Loan Calculator available on?

Ultimate Loan Calculator is available for iPhone and iPad devices.

### What is the age rating for Ultimate Loan Calculator?

Ultimate Loan Calculator has an age rating of 4+.

### How often is Ultimate Loan Calculator updated?

The app was last updated on January 27, 2025, indicating regular updates to ensure functionality and accuracy.

### Does Ultimate Loan Calculator have ads?

No, Ultimate Loan Calculator does not contain advertisements.

### What is the user sentiment for Ultimate Loan Calculator based on ratings?

The app has received a perfect 5.0-star rating from 5 reviews, indicating very positive user sentiment.

## Version history (last 5 releases)

### 3.0 — 2025-01-27

- now app also takes into account different number systems that use ',' (comma) as decimal points.

### 2.0 — 2023-10-31

- app name change

### 1.3 — 2023-06-07

- includes the new feature to view loan amortization schedule table and amortization charts
- improved user experience

### 1.2.2 — 2023-05-30

- bug fixes
- improved user experience

### 1.2.1 — 2023-05-23

- bug fixes

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All apps by SUMEET SINHA: https://appshunter.io/developer/1625456946

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*