# UltraBudget: Budget Planner — Smart budgets, kept private > AI-powered personal finance tracker for intelligent budgeting and spending analysis. (iPhone/iPad app by Axiosware LLC.) - Source: https://appshunter.io/ios/app/ultrabudget-budget-planner/id6756133223 (this page in markdown: same URL + `.md`) - Developer: [Axiosware LLC](https://appshunter.io/developer/1841786110) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 4.40/5 from 7 App Store ratings · 5 written reviews indexed - Age rating: 12+ - Requires: iOS 18.6 · 27 MB - Languages: American English, Arabic, French (France), German (Germany), Hindi, Japanese, Russian, Chinese (Simplified, China), European Spanish - Released: 2025-12-27 - Data updated: 2026-07-31 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/ultrabudget-budget-planner/id6756133223/reviews.md ## What is UltraBudget? UltraBudget makes budgeting feel effortless. Give each budget a target, and the app tracks every dollar against it, sorts your spending into the right category for you, and shows you exactly where your money goes. All of it happens privately on your device. BUDGETS THAT WORK THE WAY YOU THINK Group your spending into budgets and folders, then set a weekly, monthly, or yearly target. A clean progress bar fills as you spend, so you always know where you stand. Turn on rollover and unused money carries into the next period. SPENDING SORTED FOR YOU Type "Trader Joe's" and UltraBudget suggests Groceries on the spot. Tap to accept it or pick your own. The more consistent you are, the sharper it gets, and every suggestion is figured out on your device. ENTRIES THAT POST THEMSELVES Rent, subscriptions, paychecks: set a recurring transaction once and it appears automatically on schedule. No more forgetting the bills that hit every month. KNOW BEFORE YOU OVERSPEND Get a friendly heads up at 80 percent and 100 percent of any budget, plus a month-end projection of where you are headed if you keep going at this pace. SEE YOUR MONEY CLEARLY . Spending by category, at a glance . Trends across the last several months . A what-if simulator to test spending cuts before you commit . A plain-language summary of your week STAY ON TOP OF EVERYTHING . Search, filter, and sort transactions in seconds . Import a CSV from your bank, or export your data anytime . Home screen widgets, including quick add buttons . Log an expense just by asking Siri . Lock the app behind Face ID . Undo a delete if you tap too fast . 40 plus currencies and nine languages PRIVATE BY DESIGN Your financial data is yours. Categorization and insights are computed on your device, not on a server. There are no ads and no data brokers. Optional cloud backup keeps your budgets safe and in sync whenever you want it, and you stay in control of it. START FREE, UPGRADE WHEN YOU ARE READY Begin free with one budget and up to 50 transactions. UltraBudget Pro unlocks: . Unlimited budgets, folders, and transactions . Full insights, trends, and the what-if simulator . Home screen widgets Pro is available as a monthly or yearly subscription. Download UltraBudget and give every dollar a job. Privacy Policy: https://ultrabudgetapp.com/privacy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - AI learns spending patterns for personalized budgets - Favorite budgets for quick access - Unlimited income/expense budgets with custom folders - Home screen widgets for real-time monitoring - Export budgets and transactions to CSV - 24-hour cloud backup and multi-device sync - Liquid glass design and dark mode ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | UltraBudget Pro (Annual) | $17.99 | per year | | UltraBudget Pro | $3.99 | per month | ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/ultrabudget-budget-planner/id6756133223/reviews.md ### 1/5 — Seems like budgets and transactions or mixed up. *2026-06-14* Usually you assign several categories under one budget. This app seems to one a new budget for each category which is rather complicated I think. ### 5/5 — Easy to use and convenient! *2026-01-30* I can keep track of all my budgets and it’s useful that the AI feature can give me insights. ### 5/5 — Simple and effective *2025-12-29* Great budgeting app. Easy to use and does exactly what I need. ### 5/5 — A Powerful Yet User-Friendly Budgeting App for Smart Money Management *2025-12-28* One of the strongest aspects of this app is its real-time expense tracking, which helps users stay on top of spending as it happens and make smarter financial decisions day by day. Customizable categories and detailed financial reports give real insight into spending habits, helping users spot trends and adjust their budget to meet goals. ### 5/5 — WOW budgeting has never been so easy! *2025-12-28* I personally love spending money especially as a girl with all of the cool things I see on TikTok that I suddenly “need” or my weekly matcha run, but that comes with the weight of all my adult expenses. I have to pay for university, my car, my insurance and suddenly I’m wondering why I can’t make the payments on time. Before the Ultra budget app came into my life, I had no idea how much I was overspending. Ultra budget gave me AI insights about my spending and how to manage my finances. No need to pay a financial advisor anymore. Great app 12/10! ## Frequently asked questions about UltraBudget ### What is UltraBudget? UltraBudget is an AI-powered personal finance app that learns your spending habits to create personalized budgets. It helps you manage income and expenses, offers home screen widgets, and provides data export capabilities. ### How does the AI in UltraBudget work? The AI model studies your spending patterns over time and automatically suggests personalized, realistic budgets tailored to your actual lifestyle. This helps take the guesswork out of budgeting. ### Does UltraBudget have ads? No, UltraBudget is ad-free. The description explicitly states 'No ads, no data selling, 100% private'. ### What are the subscription options for UltraBudget? UltraBudget offers a Pro subscription at $3.99 per month or $17.99 annually. This likely unlocks advanced features or removes limitations beyond the free tier. ### Can I export my financial data from UltraBudget? Yes, you can export any budget, category, or full transaction history to CSV format. This is useful for spreadsheets, accountants, or tax season. ### How often is UltraBudget updated? The app was last updated on 2025-12-28 with version 1.0.8. This indicates a recent update, suggesting ongoing development and maintenance. ### What devices is UltraBudget available on? UltraBudget is available for iPhone and iPad, as indicated by the 'supportedDevices' field. ### Is my financial data safe with UltraBudget? Yes, UltraBudget provides 24-hour cloud backup for your data, ensuring it is automatically and securely backed up. This allows for instant restoration if you switch devices or lose your phone. ## Version history (last 5 releases) ### 1.1.0 — 2026-07-28 + New budgeting features + Redesigned user interface ### 1.0.9 — 2026-06-16 + New budgeting features + Redesigned user interface ### 1.0.8 — 2025-12-28 + NEW! Language Support + NEW! Home Screen Widgets + Cleaner UI ### 1.0.7 — 2025-12-27 Added Language support and widgets! ### 1.0.6 — 2025-12-27 No release notes. ## Apps similar to UltraBudget | App | Rating | Price | Category | | --- | --- | --- | --- | | [AIfa](https://appshunter.io/ios/app/aifa/id6754005029) | — | Free | Finance | | [Lefty – Budget Tracker](https://appshunter.io/ios/app/lefty-budget-tracker/id6758635422) | — | Free | Finance | | [BudgetX – Smart Money Manager](https://appshunter.io/ios/app/budgetx-smart-money-manager/id6759283711) | — | Free | Finance | | [UltiSaver](https://appshunter.io/ios/app/ultisaver/id6749621440) | — | $2.99 | Finance | | [BudgetBrains](https://appshunter.io/ios/app/budgetbrains/id6755689371) | — | Free | Finance | | [Vexo: AI Money Tracker](https://appshunter.io/ios/app/vexo-ai-money-tracker/id6752422298) | 5.0 (1) | Free | Finance | ## More apps by Axiosware LLC - [Axios! Life of the Saints](https://appshunter.io/ios/app/axios-life-of-the-saints/id6752921238) - [THE ORTHOCHAT APP](https://appshunter.io/ios/app/the-orthochat-app/id6754208016) - [Reel Games: Swipe & Play!](https://appshunter.io/ios/app/reel-games-swipe-and-play/id6757248060) - [Basilica of St. Mary](https://appshunter.io/ios/app/basilica-of-st-mary/id6757448551) - [Heart Balance](https://appshunter.io/ios/app/heart-balance/id6758740653) All apps by Axiosware LLC: https://appshunter.io/developer/1841786110 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*