# UMB Benefit Spending Accounts — user reviews

> 13 indexed App Store user reviews of UMB Benefit Spending Accounts by UMB Financial Corporation, rated 1.20/5 from 44 ratings.

- Source: https://appshunter.io/ios/app/umb-benefit-spending-accounts/id1595197573/reviews
- App overview in markdown: https://appshunter.io/ios/app/umb-benefit-spending-accounts/id1595197573.md
- Rating breakdown: 5★ 0 · 4★ 2 · 3★ 2 · 2★ 0 · 1★ 40

## Newest reviews (3 of 13)

### 1/5 — Another junk app in iOS store

*2023-05-25*

Remove this junk from App Store. It does not accept working username & password.

### 1/5 — Trash app

*2023-02-12*

Log in doesn’t work. Don’t waist your time

### 1/5 — UMB is the worst all around

*2023-02-10*

I don't ever do 1 start but my local 3 branch bank's app is better. For one you can't actually log in. Two UMB is so far behind times it's not funny. If I had a choice, it wouldn't use UMB for anything. UMB bought out my HSA from a tiny bank in comparison but that tiny bank had 1,000 times better support, service, website, and app.

## Most critical reviews (10 lowest-rated)

### 1/5 — Login failure

*2026-04-15*

You can't log in. I literally got on the website fine but the app says invalid username or password. It's the same username and password. Terrible implementation.

### 1/5 — You can’t log in

*2026-03-02*

My user name and password would not work, even though they work fine on the web.

### 1/5 — App doesn’t even work at a baseline

*2026-01-22*

Nothing to write, the logon doesn’t work.

### 1/5 — Ever going to fix?

*2026-01-16*

One star is too much. Haven’t been able to log in a single time.

### 1/5 — This app is junk. Error in login itself. Not  allowing to login with correct user name and password

*2025-12-28*

This app is junk. Error in login itself. Not  allowing to login with correct user name and password which I use to login in website.  No option to register also.

### 1/5 — Can’t log in

*2025-12-01*

Like the other reviews say, the app won’t even let you log in.

### 1/5 — Can’t login at all

*2025-11-15*

For whatever reason this app just doesn’t work at all and I am having to go online via a browser any time I want to look at my account. So dumb and they should just delete this app if they aren’t going to make it work!

### 1/5 — Unusable

*2025-06-18*

You literally cannot log into the app!!! I have tried dozens of times! I have no problem logging into the website, but this app literally will not work… I wish my employer did not use this terrible company.

### 1/5 — Login Failed

*2025-02-03*

Can’t login, even after resetting password. Looks like this has been a common complaint for well over a year. Garbage support.

### 1/5 — Remove this junk from store

*2023-07-11*

Does not work at all.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*