# UMB Commercial Card — user reviews

> 12 indexed App Store user reviews of UMB Commercial Card by UMB Financial Corporation, rated 4.60/5 from 839 ratings.

- Source: https://appshunter.io/ios/app/umb-commercial-card/id1461998038/reviews
- App overview in markdown: https://appshunter.io/ios/app/umb-commercial-card/id1461998038.md
- Rating breakdown: 5★ 677 · 4★ 70 · 3★ 30 · 2★ 9 · 1★ 53

## Most critical reviews (10 lowest-rated)

### 1/5 — Worst app ever

*2026-07-13*

Title says enough. Garbage app for a garbage company.

### 1/5 — Always a nightmare

*2026-04-30*

Installing on a new phone, a nightmare, changing passwords, nightmare, ease of use, you guessed it nightmare.

### 1/5 — Slow and glitchy

*2025-12-08*

This is the worst app ever! It’s slow, it’s glitchy, and it’s frustrating to use!

### 1/5 — The spinning wheel of non production

*2024-09-03*

When and if it works it works fine, or okay at best.  The spinning wheel of non production at least once a month.  Or the face login that doesn’t work and you have to put your pin in anyway.  Times out too quick.  If this was a car it would be a Yugo or perhaps chevette.

### 1/5 — Worst app ever

*2022-08-22*

The UMB team can’t even help with logging in!

### 1/5 — Too many issues

*2021-01-28*

App freezes, updates too much and locks account. When it works it’s good but as much as I use it that isn’t very often. Other banking apps work 10x better with less issues.

### 1/5 — App Crashes

*2019-09-18*

Every time I upload a receipt the app closes and I have log back in. Please update.

### 1/5 — Was a five till the last update

*2019-09-09*

Since the last update when taking a picture from the app or trying to upload a picture from the gallery it crashes. So this app is no-longer useful at all. 
Hope a fix comes out soon.

### 2/5 — Flakey, unreliable

*2024-08-29*

Ridiculous that a large company such as UMB allows a business support product to be so poor. It’s not rocket science. The app crashes or shuts down. Import is flakey. Horrible.

### 4/5 — Good service

*2026-01-12*

I’m satisfied

## Most praised reviews (2 highest-rated)

### 5/5 — Super simple

*2021-10-27*

Easier than our previous bank’s ap

### 5/5 — Simple and easy

*2019-06-04*

This app is simple to use and definitely a time saver when it comes to your expense report!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*