# UMB Mobile > Mobile banking app for managing UMB bank accounts, transfers, payments, and deposits. (iPhone/iPad app by UMB Financial Corporation.) - Source: https://appshunter.io/ios/app/umb-mobile/id446955885 (this page in markdown: same URL + `.md`) - Developer: [UMB Financial Corporation](https://appshunter.io/developer/446955888) - Category: Finance, Business - Price: Free - Rating: 4.27/5 from 3,058 App Store ratings · 130 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 54 MB - Languages: English, Portuguese, Chinese, Spanish, Chinese - Released: 2011-07-06 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/umb-mobile/id446955885/reviews.md ## What is UMB Mobile? With UMB Mobile, you can easily manage your UMB bank accounts from anywhere, at any time. UMB Mobile lets you check balances, transfer funds, manage alerts, pay bills, and find UMB ATMs from your mobile device. Manage your accounts • Review account activity and balances • Access your account statement • Track payments and spending • Set up and receive important account and security alerts Transfer Money • Transfer money between your UMB accounts • Securely set up and manage transfers between UMB accounts and other bank accounts Pay Bills • Schedule and manage payments to individuals and businesses • Manage account payees • View and search payment history Deposit Checks • Quickly deposit checks using your device’s camera • Review the mobile deposit in your account1 Keep in Contact • Contact Us using secure messages • Chat with UMB customer service for account help • Connect with us via phone or email • Find UMB ATMs and bank locations Stay Secure • Change your account user ID or password • Set up Touch ID or Face ID • Set up Fingerprint authentication • Manage your profile and settings Security Details • Advanced technology protects your personal information to prevent unauthorized access • No personal banking data is stored on your device • UMB is committed to protecting the privacy of your information Premier Business Online Banking • Submit ACH Payment and ACH Collection batches • Access and pay your Business loans • Place stop payments on checks • Access business information reporting For detailed information concerning security and privacy, visit umb.com/privacy For more information about UMB Mobile Banking, visit umb.com/mobile Review digital banking help, services information and online agreements at umb.com/digitalbankinghelp 1 Deposits are subject to verification and may not be available for immediate withdrawal. Other restrictions may apply. Please see your deposit account agreement (called Important Information Regarding Your Deposit Accounts) for full details. Touch ID and Face ID are registered trademarks of Apple Inc. UMB and related trademarks are trademarks of UMB Bank, n.a. and/or UMB Financial Corporation ## Key features - Check account balances and activity - Transfer funds between accounts - Pay bills and manage payees - Deposit checks via camera - Set up and manage alerts - Find ATMs and bank locations - Secure login with biometrics ## What do users think of UMB Mobile? Overall sentiment: negative **Pros** - 🚀 Easy to use - 🚀 Convenient mobile banking - 🔒 Secure login options - 👍 User-friendly interface - 👍 Helpful customer service **Cons** - 🐛 Frequent login issues - 🐛 Buggy mobile deposit feature - 🐛 Crashes and freezes - 🐛 Inaccurate account information - 🐛 Outdated and clunky design **Commonly reported bugs** - Login screen repeatedly shows incorrect password error - Mobile deposit feature often fails to work - App crashes when trying to access certain account details - Balances and transaction history not updating correctly **Most requested features** - Dark mode option - Improved mobile deposit process - Better transaction history and reporting - Integration with other financial apps - Ability to manage HSA accounts ## Recent user reviews (10 of 130) All indexed reviews: https://appshunter.io/ios/app/umb-mobile/id446955885/reviews.md ### 1/5 — About to give up *2026-08-24, version 7.0.260100* I can’t even enroll because the app tells me the info I input doesn’t match what UMB has on record, even though the data is input exactly as it reads on my bank statement. Hopefully, someone at the bank can help but I’m not holding my breath; this is day 3 of the bank NOT getting back to me. UMB bank communications have been seriously lacking since they took over the previous bank. They tell you to call this phone number, then that phone number and then the local branch goes right to voicemail and an actual human never calls you back. I think it’s time for a new bank if I can find one that actually answers the phone. ### 1/5 — Fix your app *2026-08-13, version 7.0.260100* At some point yall had an app update which is now causing the app to not load the account information, this causes your customers to have to hard close the app MULTIPLE TIMES hoping the next time they open the app they will be about to see their account information which typically doesn’t work. Fix your app!! This has been going on for too long! ### 1/5 — Unable to login *2026-08-10, version 7.0.260100* I have an HSA with this company. I’ve never been able to login using this application. I don’t like this company because the tech is poor. Separately, it takes a full 3 days for a buy order to complete on the HSA investing tool. Why? I can’t time any purchases due to such an extraordinary lag. Why am I also only able to invest in very narrow windows if I set it to be automatic? Why not at least let me set it to every two weeks to keep it consistent with my paycheck schedule? After reading through many of the reviews, you begin to see a recurring pattern of poor technology. I don’t like using this company’s services, but my work gets to choose who they want us to use. I’d search around if it were feasible. ### 2/5 — Garbage *2026-08-09, version 7.0.260100* Have to open the app and login several times before it will actually work .. junk ### 1/5 — Worst app I’ve ever used *2026-07-17, version 7.0.260100* UMB app used to be good. Then something happened. I’ve reloaded it several times; went to the bank and told them about it and they suggested perhaps I needed a new phone…so I went out and bought an iPhone 17. Put UMB on it and still have the same problem. App goes black sometimes; it’s slow to open; sometimes opens, and then glitches. ### 2/5 — Deposit history *2026-06-27, version 7.0.260100* This app has been super buggy for a while. Just to add another inconvenience I can no longer see my deposit history in the app. ### 2/5 — The app sucks *2026-06-15, version 7.0.260100* I like the bank but their app sucks. Takes forever to load account balance if it even does. ### 1/5 — App regularly not working *2026-06-07, version 7.0.260100* I'm so frustrated that I can not log into my Mobile banking. App needs major updates. I should be able to log in but it gets stuck and never finishes the log in. ### 1/5 — Slow and buggy *2026-06-06, version 7.0.260100* Login often doesn’t work or is slow. Seems to be a recent issue as it wasn’t like this a couple of months ago. ### 1/5 — Crooked and uncaring *2026-06-02, version 7.0.260100* You make a deposit, the app says you have x amount available, so you pay a utility bill. Then, days later, the bank says that you have to wait until next week for the money. So they reverse the ACH, you get a fee from the bank, and lose your utilities. ## Frequently asked questions about UMB Mobile ### What can I do with the UMB Mobile app? The UMB Mobile app allows you to manage your UMB bank accounts from anywhere. You can check balances, review account activity, transfer funds between your UMB accounts and other banks, pay bills, deposit checks using your device's camera, and find UMB ATMs and bank locations. ### Is the UMB Mobile app free to use? Yes, the UMB Mobile app is free to download and use. There are no charges for managing your accounts, transferring funds, or paying bills through the app. Any potential fees would be related to specific banking services, not the app itself. ### How does the app ensure the security of my banking information? The app uses advanced technology to protect your personal information and prevent unauthorized access. It offers secure login options like Touch ID, Face ID, and fingerprint authentication. No personal banking data is stored on your device, and UMB is committed to protecting your privacy. ### Can I deposit checks using the UMB Mobile app? Yes, you can quickly deposit checks using your device's camera directly through the UMB Mobile app. The deposited checks will be reviewed and reflected in your account. Please note that deposits are subject to verification and may not be available for immediate withdrawal. ### What if I need help with my account or the app? The app provides several ways to get help. You can contact UMB customer service via secure messages within the app, chat for account assistance, or connect via phone or email. You can also find digital banking help and information on umb.com/digitalbankinghelp. ## Version history (last 5 releases) ### 7.0.260100 — 2026-05-07 New security updates and minor fixes ### 7.0.51001 — 2025-03-11 New security updates and minor fixes ### 7.0.5905 — 2024-08-07 New security updates and minor fixes ### 7.0.5814 — 2024-02-22 New security updates and minor fixes ### 6.1.5800 — 2023-04-12 New security updates and minor fixes ## Apps similar to UMB Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance | | [Parali](https://appshunter.io/ios/app/parali/id6443763240) | — | Free | Finance | | [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance | | [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance | | [Signal Crypto Pro & trading](https://appshunter.io/ios/app/signal-crypto-pro-and-trading/id1665185840) | 5.0 (1) | Free | Finance | | [Savita](https://appshunter.io/ios/app/savita/id1664110660) | 4.0 (32) | Free | Finance | ## More apps by UMB Financial Corporation - [UMB Mobile Deposit Business](https://appshunter.io/ios/app/umb-mobile-deposit-business/id860037249) - [UMB AltPro](https://appshunter.io/ios/app/umb-altpro/id949213013) - [UMB Commercial Card](https://appshunter.io/ios/app/umb-commercial-card/id1461998038) - [Investor Online Direct](https://appshunter.io/ios/app/investor-online-direct/id1523373578) - [Card Center Direct](https://appshunter.io/ios/app/card-center-direct/id1523496307) All apps by UMB Financial Corporation: https://appshunter.io/developer/446955888 ## Related topics [umb](https://appshunter.io/ios/topics/umb) · [umb mobile banking](https://appshunter.io/ios/topics/umb-mobile-banking) · [umb bank](https://appshunter.io/ios/topics/umb-bank) · [umb mobile](https://appshunter.io/ios/topics/umb-mobile) · [umb bank hsa](https://appshunter.io/ios/topics/umb-bank-hsa) · [umb commercial card](https://appshunter.io/ios/topics/umb-commercial-card) · [umcu mobile banking](https://appshunter.io/ios/topics/umcu-mobile-banking) · [umba online](https://appshunter.io/ios/topics/umba-online) · [umb mobile deposit business](https://appshunter.io/ios/topics/umb-mobile-deposit-business) · [umb mobile deposit](https://appshunter.io/ios/topics/umb-mobile-deposit) · [umb benefit spending accounts](https://appshunter.io/ios/topics/umb-benefit-spending-accounts) · [united mississippi bank](https://appshunter.io/ios/topics/united-mississippi-bank) · [umb hsa](https://appshunter.io/ios/topics/umb-hsa) · [umlink](https://appshunter.io/ios/topics/umlink) · [umb speedapp](https://appshunter.io/ios/topics/umb-speedapp) · [m1 business mobile deposit](https://appshunter.io/ios/topics/m1-business-mobile-deposit) · [umpqua bank](https://appshunter.io/ios/topics/umpqua-bank) · [omb bank](https://appshunter.io/ios/topics/omb-bank) · [ecab mobile](https://appshunter.io/ios/topics/ecab-mobile) · [umnia bank](https://appshunter.io/ios/topics/umnia-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*