# UMB SpeedApp

> Digital banking app for account management and financial transactions. (iPhone/iPad app by Universal Merchant Bank Ltd.)

- Source: https://appshunter.io/ios/app/umb-speedapp/id1289570658 (this page in markdown: same URL + `.md`)
- Developer: [Universal Merchant Bank Ltd](https://appshunter.io/developer/1289570657)
- Category: Finance
- Price: Free
- Rating: 2.90/5 from 64 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.1 · 21 MB
- Languages: American English
- Released: 2017-09-28
- Data updated: 2026-08-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/umb-speedapp/id1289570658/reviews.md

## What is UMB SpeedApp?

Full Description:

Enjoy convenient and secure banking with this innovative digitized channel. The available services offer flexibility with account management and the ease of executing financial transactions seamlessly. Customers benefit from real time account monitoring in a secure and simplified way. 

Some of the key features of the UMB SpeedApp include the following: 

 Check Account Balances
-Check Transaction History
-Airtime top up for Self & Others
-Bill Payment  Services
-Request Services – Statement, Cheque Book, etc. 
-Locate Us – Branch & ATM
-Product Information
-Bancassurance Services 
-Funds Transfer Services 
-Loan Services
-Investment Services 
-Card Services
-Standing Order Services 
-Forex Rates
-My Profile

## Key features

- Check account balances
- View transaction history
- Airtime top-up
- Bill payment
- Request services
- Funds transfer
- Loan services

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/umb-speedapp/id1289570658/reviews.md

### 1/5 — Poor customer services Care

*2025-08-17, version 2.4*

Since I started using this bank it’s been hard for me to transfer money from my own bank account all they do tell me is that service unavailable. Even if I try again in some hour or days still same response. Can you people fix this issue it getting out of hand.

### 1/5 — Billing

*2023-08-21, version 2.4*

Why do I need a billing  information to access the app??????

### 2/5 — The apps has problem

*2023-07-31, version 2.4*

I have downloaded this apps several times and it does not work for me .
It will send you OTP code and when you input it on the apps the same system that send me the code will tell me it’s not correct .
Your system need an over look .
This is my Ghana number 0207496254 .

### 1/5 — App looks very horrible

*2023-06-05*

Hello UMB the apps doesn’t look very good like Morden day banking apps, your forex exchange rates are not updated, please and build a very nice and good app to make it look convenient, thank you.

### 1/5 — AIRTIME AND BUNDLE TOP UP

*2022-11-06, version 2.4*

I bought airtime and data bundle, the amount was deducted from my account yesterday the 5th of November  and I still have not received the airtime and data I bought…. I’ve was deducted and the money hasn’t returned yet the airtime and bundle hasn’t shown either ❗️

### 1/5 — Issues with the workers

*2022-08-18, version 2.3*

Please or without my Account money the bank can’t work or make payment for their needs or the branch is full of Criminals or if not kindly give me back my money and block the Account because The Branch Here in Tamale said the Account can’t be Closed, but they are using my Money so as I say kindly give me back my Money and closed it up Even as I am the owner they got angry 😡 when I asked for copy of anything under my Account… Because The Branch has hold the Account Since 2020 but they never stop taking out 25gh from my Personal Account every month end without letting me to use my own money And I ain’t kid , I also got family to feed so don’t just use my 13,864.44gh on your family issues and worker’s payment

### 1/5 — So Unreliable

*2022-05-23, version 2.3*

For weeks now I’ve been trying to withdraw some money through the app and it doesn’t seem to work. This is so disappointing and I’m gonna delete it as soon as I empty my account!

### 1/5 — Poor customer service

*2021-10-09, version 2.3*

This app has not been wrking since time memorial. All effort to get it sorted out proves futile, either at your branch or phone call. Meanwhile your customers service representatives are very rude and not welcoming, when you call them on phone it’s as if you are bothering them . They will be in a rush to put you off the phone, oh and your airport branch customer service representatives are so rude, they look down on people base on their own analogy. Especially one slim dark woman. They don’t smile at you, they relate with you as if you are their rival and makes you feel so uncomfortable. I hv been banking with this bank since 2014 when it’s was merchant bank, but now I’m tired of your poor services

### 1/5 — So unreliable and bad services

*2021-05-09, version 2.2*

To be frank , I don’t know the reason for creating this speed app because it’s so useless and frustrating to use. Nothing works with it and UMB customer service persons are so rude. When I call for an assistance they talk to me so harshly especially with a lady who introduces herself as Beatrice, as if the bank belongs to their parents, I’ve decided to withdraw all my savings do my business elsewhere and I won’t recommend UMB for anybody, they are just not up to the task

### 1/5 — Abusof1

*2021-03-02, version 2.2*

This SpeedApp is a mess I can’t login to my online banking I been trying almost a month and nothing good

## Frequently asked questions about UMB SpeedApp

### What can I do with this banking app?

This app allows you to manage your bank accounts conveniently and securely. You can check account balances, view transaction history, top up airtime, pay bills, request services like statements and cheque books, transfer funds, and access loan and investment services.

### Is this app free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or upfront purchase costs.

### What are the key features for managing my money?

Key features for managing your money include checking account balances, viewing transaction history, performing funds transfers, and accessing loan and investment services. You can also pay bills and set up standing orders.

### Can I use this app to find bank branches or ATMs?

Yes, the app includes a 'Locate Us' feature that allows you to find nearby branches and ATMs. This helps you access physical banking services when needed.

### What kind of banking services are available through the app?

The app offers a wide range of banking services including account management, funds transfers, bill payments, airtime top-ups, loan services, investment services, card services, and bancassurance services. You can also request bank statements and cheque books.

## Version history (last 5 releases)

### 2.5 — 2026-03-14

Bug fixes

### 2.4 — 2022-09-21

1) Transfers from Vodafone and AirtelTigo Wallets to UMB Accounts & Wallet
2) Improved Bills Payment
3) Data bundles purchase
4) Self-service password reset

### 2.3 — 2021-09-26

General App improvement
Ghana.gov Payments

### 2.2 — 2021-02-04

Minor Bug fixes

### 2.1 — 2021-01-22

Minor Bug fixes

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## More apps by Universal Merchant Bank Ltd

- [The UMB SpeedApp](https://appshunter.io/ios/app/the-umb-speedapp/id6752994351)

All apps by Universal Merchant Bank Ltd: https://appshunter.io/developer/1289570657

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*