# UMe CardNav

> Mobile app for managing debit and credit card usage with real-time controls and alerts. (iPhone/iPad app by UMe Federal Credit Union.)

- Source: https://appshunter.io/ios/app/ume-cardnav/id1565820356 (this page in markdown: same URL + `.md`)
- Developer: [UMe Federal Credit Union](https://appshunter.io/developer/811607759)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 65 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 53 MB
- Languages: American English
- Released: 2022-01-20
- Data updated: 2026-07-24
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ume-cardnav/id1565820356/reviews.md

## What is UMe CardNav?

UMe CardNav gives you full control over your UMe debit and credit card usage in a way you’ve never had before!

• Manage how, when and where your cards are used—on your own terms. CardNav enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used.

• Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security… and those moments when you’re not quite sure where your card might be.

• Ensure you are the only person using your cards. GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you.

• Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget!

• Receive alerts when suspicious activity is suspected.

• Stop fraudulent activity before it even happens with the alert feature of CardNav. Based on your preferences, CardNav can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. Alert preferences can be set by:

• Location – based on where the transaction occurs.

• Transaction type – based on type of transaction at point of sale.

• Merchant type – based on the type of merchant where the transaction occurred.

• Threshold – based on the threshold amount set by you (i.e. – transactions over $500 receive an alert).

## Key features

- Set transaction type, location, and merchant controls
- Instantly turn cards on or off
- Use GPS to limit card usage by location
- Set dollar limits and receive spending alerts
- Receive real-time alerts for suspicious activity
- Prevent fraudulent transactions with customizable alerts

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/ume-cardnav/id1565820356/reviews.md

### 1/5 — It was great… until it wasn’t

*2023-01-25*

I loved this app! Now it just won’t open! Have installed and uninstalled several time. It just sits at the opening screen. Super frustrating!

## Frequently asked questions about UMe CardNav

### How secure is UMe CardNav?

UMe CardNav prioritizes security by allowing you to instantly turn cards on or off, set geographic and transaction type controls, and receive real-time alerts for suspicious activity. This helps prevent unauthorized use and potential fraud.

### What types of alerts can I set up with UMe CardNav?

You can set up alerts based on location, transaction type, merchant type, or a specific spending threshold. This ensures you are notified of any activity that falls outside your defined preferences.

### Can UMe CardNav help me with budgeting?

Yes, UMe CardNav can act as an active budget participant by allowing you to set dollar limits for transactions. You will receive alerts when these limits are approached, helping you stay within your budget.

### What devices support UMe CardNav?

UMe CardNav is available for iPhone and iPod devices. It is designed to provide convenient card management on the go.

### How often is UMe CardNav updated?

The latest version is 3.12.0, and the app was last updated on August 25, 2025. This indicates regular updates to ensure functionality and security.

### What is the user rating for UMe CardNav?

UMe CardNav has a strong user rating of 4.6 stars from 65 ratings, suggesting a positive user experience and satisfaction with its features.

### Does UMe CardNav have ads?

No, UMe CardNav does not contain advertisements. The app is free to download and use without any ad interruptions.

### What is the age rating for UMe CardNav?

UMe CardNav has an age rating of 4+, making it suitable for a wide range of users. This indicates that the content is appropriate for children and adults.

## Version history (last 5 releases)

### 3.12.0 — 2025-08-25

Upgrading to maintain compliance with new mandates, minor fixes and security updates.

### 3.10.12 — 2023-12-27

Security Updates

### 3.10.11 — 2023-11-29

Updated Security Certificate

### 3.10.10 — 2023-05-05

New Mobile App Provider

### 3.10.6 — 2022-07-09

New security certificate as well as a map rendering update.

## Apps similar to UMe CardNav

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Card Controls by Elements](https://appshunter.io/ios/app/card-controls-by-elements/id1211444131) | 4.2 (134) | Free | Finance |
| [AFL-CIO EFCU CrdCtrl](https://appshunter.io/ios/app/afl-cio-efcu-crdctrl/id6476321977) | — | Free | Finance |
| [Genisys Card Controls](https://appshunter.io/ios/app/genisys-card-controls/id1384632267) | 4.7 (820) | Free | Finance |
| [StateCS CardNav](https://appshunter.io/ios/app/statecs-cardnav/id1659883288) | 5.0 (1) | Free | Finance |
| [The District Card Nav](https://appshunter.io/ios/app/the-district-card-nav/id1620906174) | 4.7 (18) | Free | Finance |
| [Brooklyn Coop FCU CardNav](https://appshunter.io/ios/app/brooklyn-coop-fcu-cardnav/id6480213438) | 5.0 (1) | Free | Finance |

## More apps by UMe Federal Credit Union

- [UMe Mobile Banking](https://appshunter.io/ios/app/ume-mobile-banking/id811607756)
- [UMe Mobile](https://appshunter.io/ios/app/ume-mobile/id1661272268)

All apps by UMe Federal Credit Union: https://appshunter.io/developer/811607759

## Related topics

[miched cardnav](https://appshunter.io/ios/topics/miched-cardnav) · [card nav](https://appshunter.io/ios/topics/card-nav)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-24.*