# UMe Mobile Banking

> Secure mobile banking for account management, payments, and card controls. (iPhone/iPad app by UMe Federal Credit Union.)

- Source: https://appshunter.io/ios/app/ume-mobile-banking/id811607756 (this page in markdown: same URL + `.md`)
- Developer: [UMe Federal Credit Union](https://appshunter.io/developer/811607759)
- Category: Finance, Business
- Price: Free
- Rating: 2.86/5 from 14 App Store ratings · 34 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 44 MB
- Languages: English, Spanish
- Released: 2014-02-07
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ume-mobile-banking/id811607756/reviews.md

## What is UMe Mobile Banking?

With the UMe Mobile App, you can safely and securely access your UMe accounts anytime, anywhere. Our Mobile app is easy to navigate, costs nothing (zip, zero, zilch) and allows you to: 

- Deposit Checks 
- Enhanced Card Controls, such as  enable and disable your card(s) in real time, get instant alerts, set spending limits, create travel notifications and control where your cards can be used 
- Pay Bills 
- Send Money with Zelle® 
- Bank-to-Bank Transfers 
- View Account Activity 
- View & Print eStatements 
- Transfer Funds 
- Locate our Branch or a Fee-Free ATM 
- Contact UMe Member Service via phone or Secure Messaging 
- Share our App with Friends and Family 

Security 
Here at UMe, we take your security very seriously, which is why mobile deposits with our app are just as safe as deposits at an ATM or in our branch. Your photos are transmitted immediately to UMe and never stored on your device. And your account info is secured by encryption. 

Contact Us 
You can contact us at (818) 238-2900 if you have any questions about the UMe Mobile App.

## Key features

- Deposit checks remotely
- Real-time card controls
- Bill payment
- Send money with Zelle®
- View account activity
- Find ATMs and branches

## Recent user reviews (10 of 34)

All indexed reviews: https://appshunter.io/ios/app/ume-mobile-banking/id811607756/reviews.md

### 1/5 — Glitches Galore

*2023-01-25, version 2022.042.04263*

I love having this app but the glitches are so frustrating! The main glitch being the check deposit… we’ve tried it on multiple phones and the back view of the check always has half a black screen and won’t center the image. Front view works fine, though! Also, randomly not saving the login information and Face ID is super irritating!

### 1/5 — Css as my access anything

*2021-04-18, version 6.5.952*

App does nothing but show an error... has been this way for at least a couple weeks

### 2/5 — Fix it!!!!

*2020-03-15, version 6.5.952*

Since I got my iPhone 11 the app is not functioning properly.  It constantly asks me to resign in over and over and over again.  I have been reporting this issue for months.  Please fix it!!

### 1/5 — Frustrating

*2020-02-13, version 6.5.952*

The one reason I’ll be moving to another bank!! The depositing of checks becomes a crossing finger routine. Most of the times it says amount does not match. There is no way to retake picture unless you cancel deposit and start all over again. No matter how often you try, it says the same thing all the time.  Check your competitors banks apps and you’ll definitely see the difference. How long will it take you to fix this problem?

### 5/5 — Lovely design & function

*2019-02-08, version 6.5.952*

Logging into bank accounts is such a dread! This App not only allows me to check my balance from my phone but now with a touch of my finger! No trying to remember login information for yet another account just quick & easy! I love that this credit union cares about all the details & the customer experience. I feel taken care & of thought more than any other bank I’ve been with. Best of banking tech! Thanks UMe!

### 5/5 — Excited about the new features!

*2019-02-07, version 6.5.952*

I’ve been using this app for a while and I’m loving the new features UMe just rolled out. I’m always using mobile deposit and person to person payments, makes banking super easy. Since I travel a lot, bill pay and funds transfer help me keep on top of things while I’m away. And the ATM locator is great too! It was a welcomed update from my credit union, great job guys!

### 1/5 — Not a fan!

*2019-02-07, version 6.5.952*

This new app runs slow and is not user friendly.

### 5/5 — Clean and intuitive interface

*2019-02-07, version 6.5.952*

Really simple to use on a mobile device.

### 5/5 — Great update

*2019-02-06, version 6.5.952*

The new UMe app (which is basically the old app but with some nice new features and new design) works great. I mostly use it to deposit checks since I am too lazy to visit the ATM, and I’ve had no problems. The ATM locator also seems to work a little better. All in all, solid upgrade.

### 5/5 — Fantastic app from the best credit union!

*2019-02-06, version 6.5.952*

I already loved banking with UMe,  because they make it fun! This app is another awesome way to keep up with my finances and it’s so well designed. Go UMe!

## Frequently asked questions about UMe Mobile Banking

### What can I do with the UMe Mobile App?

The UMe Mobile App allows you to securely access your UMe accounts anytime, anywhere. You can deposit checks, pay bills, send money with Zelle®, perform bank-to-bank transfers, view account activity, manage your cards with enhanced controls, and locate branches or ATMs.

### Is the UMe Mobile App free to use?

Yes, the UMe Mobile App costs nothing to use. The description explicitly states that the app 'costs nothing (zip, zero, zilch)'.

### How secure is the UMe Mobile App?

UMe takes security very seriously. Mobile deposits are as safe as in-branch deposits, with photos transmitted immediately and not stored on your device. Your account information is protected by encryption.

### What are the enhanced card controls available?

Enhanced card controls allow you to enable or disable your cards in real time, receive instant alerts, set spending limits, create travel notifications, and control where your cards can be used. This provides a high level of security and management for your debit cards.

### How can I contact UMe Member Service through the app?

You can contact UMe Member Service directly through the app via phone or secure messaging. This provides a convenient way to get assistance with your banking needs without leaving the application.

## Version history (last 1 release)

### 2022.042.04263 — 2022-02-16

In this latest version of the UMe Mobile app, we’ve integrated the app to work with UMe CardNav, which allows you to decide how and when your UMe cards can be used. Turn your cards on and off, get instant alerts, set spending limits, create travel notifications and control where your cards can be used. Make sure you download the UMe CardNav companion app (which integrates with this app) to manage your cards today!

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## More apps by UMe Federal Credit Union

- [UMe CardNav](https://appshunter.io/ios/app/ume-cardnav/id1565820356)
- [UMe Mobile](https://appshunter.io/ios/app/ume-mobile/id1661272268)

All apps by UMe Federal Credit Union: https://appshunter.io/developer/811607759

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
