# Unchained: Bitcoin Finance — Vaults, IRAs, Loans, Trading > Bitcoin financial services including custody, IRAs, loans, trading, and inheritance. (iPhone/iPad app by Unchained Capital, Inc..) - Source: https://appshunter.io/ios/app/unchained-bitcoin-finance/id6457364167 (this page in markdown: same URL + `.md`) - Developer: [Unchained Capital, Inc.](https://appshunter.io/developer/1700677764) - Category: Finance - Price: Free - Rating: 4.80/5 from 74 App Store ratings · 28 written reviews indexed - Age rating: 4+ - Requires: iOS 16.6 · 140 MB - Languages: American English - Released: 2024-03-23 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/unchained-bitcoin-finance/id6457364167/reviews.md ## What is Unchained? Join thousands of individuals and businesses who already secure over $7 billion in bitcoin with Unchained. YOUR TRUSTED BITCOIN EXPERT Unchained Signature is a managed bitcoin financial services agreement designed for serious holders and their families. Get paired with a dedicated relationship manager who provides ongoing support, personalized education, and same-day emergency responses. Signature clients also benefit from reduced trading fees, invitations to private events, and more. MULTISIG COLD STORAGE With Unchained Vaults, you have total control over your bitcoin using a secure 2-of-3 multisig setup. You hold two keys and Unchained holds one physical enterprise key as a trusted backup. Using that key requires a human-verified authentication review. Our collaborative custody model helps protect you from hacks, mistakes, and lost keys. Even if Unchained disappears, your keys still work and your bitcoin stays yours. BITCOIN IRA Unchained's Bitcoin IRA is the only IRA that lets you hold real bitcoin with your own keys. Enjoy tax-advantaged savings and in-vault trading, breeze through 401(k) rollovers in a click, and set up the inheritance protocol. Minimize your third-party risks and other single points of failure. BUY BITCOIN DIRECTLY TO COLD STORAGE A simple, safe, and private way to buy or sell bitcoin. Trade directly to your Unchained multisig vault with no middlemen, exchange holds, address risks, or counterparty before settlement. Instant execution, fast settlement, and every transaction stays in your hands. Built for holders who value security and speed. BITCOIN-BACKED COMMERCIAL LOANS Get dollar liquidity without selling your bitcoin. Unchained commercial loans keep your bitcoin in secure multisig custody, with a key you control to verify your collateral is never rehypothecated. Since 2017, we have originated over $1 billion in loans with fixed, transparent pricing. ABOUT UNCHAINED Unchained is the leading bitcoin financial services company dedicated to empowering individuals and businesses with secure financial solutions for their bitcoin. Founded in 2016 and headquartered in Austin, Texas, Unchained offers a comprehensive suite of services including collaborative custody multisignature vaults, bitcoin-secured commercial loans, trading services, inheritance, bitcoin IRAs, and donor-advised funds. Unchained's mission is to deliver premier financial services for those who value collaborative custody, ensuring clients maintain control over their assets while benefiting from enhanced security and support. NEED MORE HELP? Visit unchained.com or the support page in the app to get in touch with our team. – Unchained is not a bank. Unchained Capital, Inc. (NMLS ID: 1900773), B&C Lending LLC (NMLS ID: 2656661), and Bitcoin Collateral Services LLC (NMLS ID: 2423070) are licensed to provide certain financial services. To learn more about Unchained's licensing, see our legal and regulatory page. These companies do not provide tax, legal, or investment advice. Please consult with your tax accountant, attorney, and/or licensed financial advisor if you need advice on these matters. The information in this email is for informational purposes only and has not been tailored for your specific situation. A commercial loan application is required and commercial loans are subject to approval. For commercial loan terms, collateral requirements, and fees please see here, or see your specific commercial loan document for more information. Commercial loans may not be available in all states and may be subject to local restrictions where available, please see here for availability. California commercial loans may be made or arranged pursuant to a California Financing Law license. Privacy Policy: https://www.unchained.com/privacy Terms of Service: https://www.unchained.com/terms-of-service ## Key features - Multisig cold storage vaults - Bitcoin IRAs with key control - Bitcoin-backed loans - Direct trading to cold storage - Inheritance planning - Dedicated account management ## Recent user reviews (10 of 28) All indexed reviews: https://appshunter.io/ios/app/unchained-bitcoin-finance/id6457364167/reviews.md ### 1/5 — Can’t log in because the captcha doesn’t work *2026-05-28, version 2.22* I’d love to review the actual app…. But I’ve been trying for weeks just to log in, and the captcha never allows me to click on the answers. ### 1/5 — Super buggy *2025-06-10, version 2.10* Product was very buggy. Wouldn’t use it with my bitcoin. ### 5/5 — Best there is *2025-03-05* Incredible team and app. Nothing better in the space. **Developer response:** Thank you for your feedback. We understand your frustration regarding the price notifications and apologize for any inconvenience this has caused. We are actively working on an update that will allow users to turn off price notifications. Your input is important to us as we work to improve the Unchained mobile app experience for all of our clients. Thank you for your patience and understanding. ### 5/5 — State of the art security for your Bitcoin *2024-12-22* When it comes to protecting your wealth, choosing the right security solution is of utmost importance. Unchained provides a 2-of-3 multi-sig wallet requiring you to have two hardware devices. They also maintain a third key themselves. Therefore, you can lose one of the devices and still be able to recover your coins with help from Unchained. However they cannot move your coins by themselves as they only have one key. Their user-friendly guides and support make setup and maintenance of your wallet simple even for non-technical users. ### 5/5 — Only bitcoin app you need *2024-06-27, version 1.4* Thank you Unchained. ### 5/5 — Perfect *2024-04-12* Very clean and well designed. Unchained gets an all-around 5 stars. ### 5/5 — So far so good! *2024-03-28* Finally I can do my banking on the go! Very intuitive and streamlined interface that allows you to check your balances and, most importantly, purchase BTC on the go. Not fully featured yet, but I assume that will come. So far so good. Love it. ### 5/5 — Finally!! Unchained on my phone *2024-03-28* No longer do I have to pester the Unchained team with questions of “wen app??” Love it. Great work team ### 5/5 — Tremendous *2024-03-26* High quality offering from one of the best companies in Bitcoin. The Unchained team nailed it. ### 5/5 — Boom! Mobile BTC purchases direct to cold storage 💥 *2024-03-26* This is so AWESOME! The ability to purchase bitcoin from my phone and have it sent directly into multi-sig cold storage is unparalleled. 🧡 ## Frequently asked questions about Unchained ### What does Unchained: Bitcoin Finance do? Unchained provides a suite of financial services for Bitcoin holders, including secure collaborative custody vaults, tax-advantaged Bitcoin IRAs, Bitcoin-backed loans, direct trading to cold storage, and inheritance planning. The app aims to offer expert guidance and elite support for managing digital assets. ### How does the multisig cold storage work? Unchained Vaults utilize a 2-of-3 multisignature setup. You hold two keys, and Unchained holds one as a trusted backup. This collaborative custody model protects your Bitcoin from hacks, mistakes, or lost keys, ensuring you always maintain control over your wealth. ### What are the costs associated with using Unchained? The provided description indicates that the app is free to download and use. Specific services like IRAs, loans, and trading may have associated fees or interest rates, but the core platform access is free. Detailed pricing information is available on their website or within the app's support section. ### Can I use this app for my retirement savings? Yes, Unchained offers a Bitcoin IRA that allows you to hold real Bitcoin with your own keys, providing tax-advantaged savings. You can also perform in-vault trading and easily manage 401(k) rollovers, ensuring your retirement assets are secured and managed effectively. ### How can I get help if I have a problem? Unchained offers U.S.-based Client Services support. You can visit their website at unchained.com or access the support page directly within the app for information and to contact their team. They also offer white-glove onboarding and same-day emergency response for serious holders. ## Version history (last 5 releases) ### 2.27 — 2026-08-24 Improvements and bugs patched for ACH deposit and bitcoin buying flow ### 2.26 — 2026-08-06 Slipstream is on mobile! In response to the active incident with the Coldcard security advisory we are rolling out all tools we can to help clients impacted by this. ### 2.25 — 2026-07-24 Mobile onboarding and referrals are here. Open an Unchained account from your iOS device, choose your account and service type, order physical hardware wallets, complete payment, and verify your identity in one seamless flow. You can also refer friends to Unchained and grow your trusted bitcoin network. ### 2.24 — 2026-07-10 New update including improvements and bug fixes ### 2.23 — 2026-06-09 Bug fixes and improvements - Fixed QR code interactions on dark mode - Fixed an issue where approver quorums could not approve during a video verification period - Fixed an issue for trade errors dialogs ## Apps similar to Unchained | App | Rating | Price | Category | | --- | --- | --- | --- | | [Theya – Bitcoin Wallet](https://appshunter.io/ios/app/theya-bitcoin-wallet/id1669665032) | 4.9 (29) | Free | Finance | | [Bitkey - Bitcoin Wallet](https://appshunter.io/ios/app/bitkey-bitcoin-wallet/id6476990471) | 4.6 (132) | Free | Finance | | [Lava: Bitcoin Finance](https://appshunter.io/ios/app/lava-bitcoin-finance/id1661751123) | 4.7 (170) | Free | Finance | | [BULL BITCOIN](https://appshunter.io/ios/app/bull-bitcoin/id6743380972) | 4.5 (20) | Free | Finance | | [Strategy](https://appshunter.io/ios/app/strategy/id6739429190) | 4.8 (32) | Free | Finance | | [AQUA Wallet](https://appshunter.io/ios/app/aqua-wallet/id6468594241) | 4.1 (75) | Free | Finance | ## Related topics [unchained](https://appshunter.io/ios/topics/unchained) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*