# UNest: Investing for Kids — Save for College & Future > Invest for children's future with tax-advantaged custodial accounts. (iPhone/iPad app by U-Nest, LLC.) - Source: https://appshunter.io/ios/app/unest-investing-for-kids/id1437147882 (this page in markdown: same URL + `.md`) - Developer: [U-Nest, LLC](https://appshunter.io/developer/1437147881) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 4.70/5 from 3,664 App Store ratings · 102 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 112 MB - Languages: American English, European Spanish - Released: 2018-09-27 - Data updated: 2026-08-27 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/unest-investing-for-kids/id1437147882/reviews.md ## What is UNest? Invest for Your Child’s Future — Starting Today UNest makes it simple to save and invest money for your kids with a tax-advantaged custodial account designed for long-term growth. Build real wealth for college, a first home, or life’s biggest milestones — all from one secure app. INVEST & GROW MONEY FOR KIDS ● Open a UTMA custodial account in minutes ● Invest for college and future expenses ● Automated recurring contributions ● Professionally managed portfolios ● Real-time performance tracking ● Gifts from family and friends A SMART ALTERNATIVE TO COLLEGE SAVINGS PLANS ● More flexible than traditional education accounts ● Funds can be used for any purpose that benefits your child ● Not restricted to tuition or school expenses ● Ideal for long-term financial independence BUILD GENERATIONAL WEALTH ● Start early to harness compound growth ● Save for education, housing, or entrepreneurship ● Teach financial responsibility through real investing ● Create lasting financial security FAMILY CONTRIBUTIONS MADE EASY ● Anyone can invest in your child’s future ● Parents, grandparents, and relatives can contribute ● Perfect for birthdays and holidays ● Replace traditional gifts with meaningful financial support SAFE, SECURE & TRUSTED ● Your child’s future deserves serious protection. ● Bank-level encryption ● Secure custodial account structure ● Trusted financial partners WHY PARENTS CHOOSE UNest ● Long-term investing for kids ● Flexible withdrawals for real life ● Tax-advantaged UTMA structure ● Simple automated saving ● Designed for modern families SIMPLE PRICING ● $2/month plus a 0.25% annual fee on invested assets. Existing members who subscribed before November 20, 2025 will continue under the subscription plan they originally selected unless they choose to change plans. View most up to date pricing at unest.co/pricing Start investing in your child’s future today! DISCLOSURES INVESTING INVOLVES RISK. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS Investment advisory services are offered through UNest Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC-registered broker-dealer and member of FINRA (https://finra.org) and SIPC (https://sipc.org). UNest charges a subscription fee for the services provided as part of UNest Membership, including personal use of the UNest app. UNest Holdings, Inc. charges this fee; however, it also covers any advisory services UNest Advisers, LLC provides. You can manage your subscription via the App Store. Recurring billing, cancel anytime. Please refer to the Program Description for more details at https://unest.co/iaa Disclosures are available at https://unest.co/legal For more details refer to our Terms at https://unest.co/terms Privacy Policy available at https://unest.co/privacypolicy ## Key features - Open UTMA custodial account - Invest for college and future expenses - Automated recurring contributions - Professionally managed portfolios - Family and friend contributions - Flexible withdrawals ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | UNest Annual Membership | $39.99 | per year | | UNest Monthly $9.99 Membership | $9.99 | per month | | UNest Plus Annual Membership | $79.99 | per year | | UNest Monthly Membership | $4.99 | per month | | UNest Monthly Membership | $4.99 | per month | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | UNest Lifetime Membership | $149.99 | one-time | ## Chart rankings - #96 in Top Grossing · Finance (US App Store) ## What do users think of UNest? Overall sentiment: neutral **Pros** - 👍 Easy to use and navigate - 💡 Convenient way to save for kids' education - 🚀 Quick and simple setup - 🤑 Tax-free growth of investments - 📈 Helpful projection tools for future savings **Cons** - 🐛 Unreliable account management and deposits - 🕰️ Slow customer support response times - 💰 High monthly fees that eat into returns - 🔒 Concerns about account security and data privacy **Commonly reported bugs** - Inability to cancel accounts or withdraw funds - Disappearing account balances and investment history - Unexpected deductions and unauthorized transactions **Most requested features** - Ability to view detailed account statements - Option to customize investment portfolios - Integration with other financial accounts - Live chat or phone support for quicker assistance ## Recent user reviews (10 of 102) All indexed reviews: https://appshunter.io/ios/app/unest-investing-for-kids/id1437147882/reviews.md ### 1/5 — Horrible customer service *2026-01-18, version 3.0.13* Horrible customer service, I have contacted them many times to cancel and I’m still getting memberships fees taken out. They said I would get $100 to shop.com but I never got it. DO NOT USE ### 1/5 — Bad *2025-11-10, version 3.0.8* Been investing for more that a year now and all of a sudden I can’t log in the it say I don’t have an account. But I’m paying for the membership and a monthly deposit for both of my kids. Is this a scam??? ### 1/5 — Gifts *2024-04-11, version 2.74.0* Bring back the birthday gift options! ### 2/5 — Tax Documents *2024-03-23, version 2.72.0* Anytime I try to pull documents for each one of my accounts there is always some sort of system error that is reported. As there is no other way of pulling account files, this is an inconvenience you must plan for if you are a last minute tax filer. ### 1/5 — Can’t access my account *2024-02-16, version 2.66.0* There is an update but it won’t let me update it or open the app. I have no access to the account at all and I haven’t gotten any help from their “support.” I have been investing into this account for over a year and cannot get i to it at all. ### 3/5 — No gifting feature made me cancel trial *2024-01-18, version 2.68.0* I signed up for a trial because I thought the fees would be worth the added features of gift giving from family through the app. As soon as I signed up it was displayed that gift giving is disabled until this summer. Without this feature I will just set up an account through my financial institution with the same features and lower fees. Hoping this feature comes back earlier. Also to the product designer on the team, awesome job 👍 UX/UI is phenomenal. ### 5/5 — Lov *2023-12-18, version 2.67.0* Your gonna love it ### 5/5 — Amazing! *2023-12-11, version 2.66.0* This thing has been the best find for saving for our kids. We have family add to it for birthdays, holidays, and watching it grow is so exciting! ### 4/5 — It is amazing *2023-10-31, version 2.63.0* It is amazing except for when you have to do a ton of stuff to sign in otherwise it’s fun ### 1/5 — The WORST *2023-10-23, version 2.62.0* UNest wasted my entire free trial cancelling my deposits, my money is still being held and by the time it deposits how it should, I’m gonna lose a chunk of it paying for a membership when I was trying to TRY the app out. Like a FREE TRIAL should. But UNest doesn’t care about their customers, it’s highway robbery. Invest ANYWHERE else. ## Frequently asked questions about UNest ### What does UNest do? UNest helps parents and guardians save and invest money for their children's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows for automated contributions and gifts from family and friends, making it a flexible alternative to traditional college savings plans. ### What are the key features of UNest? Key features include the ability to open a UTMA custodial account quickly, invest for college and other future expenses, set up automated recurring contributions, access professionally managed portfolios, receive gifts from family and friends, and enjoy flexible withdrawal options for various child-related benefits. ### How much does UNest cost? UNest has a simple pricing model which includes a monthly subscription fee of $2, plus an annual fee of 0.25% on invested assets. Existing members who subscribed before November 20, 2025, will continue under their original plan unless they choose to change. More up-to-date pricing can be found at unest.co/pricing. ### What is UNest used for? UNest is used to build long-term wealth for a child's future, covering expenses like college tuition, a first home, or other significant life milestones. It's also designed to teach financial responsibility and create lasting financial security for the next generation. ### Is UNest available on different devices? While the description doesn't explicitly state compatibility, the reference to managing subscriptions via the App Store implies it is available on iOS devices. Typically, such financial apps also offer an Android version, but this needs to be confirmed. ## Version history (last 5 releases) ### 3.9.0 — 2026-08-11 New Rewards tab shows your pending and paid rewards at a glance, plus a profile photo upload fix and other improvements. ### 3.8.1 — 2026-07-29 This update includes bug fixes and performance improvements to make managing your child's account smoother and more reliable. ### 3.8.0 — 2026-07-06 We're excited to bring UNest to more families — the app is now fully available in Spanish. Switch languages anytime under Settings → Language, and enjoy the same secure, simple experience in the language that feels most like home. ### 3.7.1 — 2026-06-09 General performance improvements and bug fixes for a smoother experience ### 3.7.0 — 2026-06-02 General performance improvements and bug fixes for a smoother experience ## Apps similar to UNest | App | Rating | Price | Category | | --- | --- | --- | --- | | [Acorns: Save & Invest Money](https://appshunter.io/ios/app/acorns-save-and-invest-money/id883324671) | 4.7 (957,353) | Free | Finance | | [Stockpile: Money for Families](https://appshunter.io/ios/app/stockpile-money-for-families/id1021737158) | 4.7 (56,220) | Free | Finance | | [Bloom: Learn to Invest](https://appshunter.io/ios/app/bloom-learn-to-invest/id1576588253) | 4.8 (45,853) | Free | Finance | | [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,634,711) | Free | Finance | | [etoro: Trade & Invest](https://appshunter.io/ios/app/etoro-trade-and-invest/id674984916) | 4.4 (9,867) | Free | Finance | | [Goalsetter: Invest & Bank](https://appshunter.io/ios/app/goalsetter-invest-and-bank/id1440624866) | 4.3 (1,692) | Free | Finance | ## Related topics [kids investing](https://appshunter.io/ios/topics/kids-investing) · [kids finance](https://appshunter.io/ios/topics/kids-finance) · [invest kids](https://appshunter.io/ios/topics/invest-kids) · [savings app kids](https://appshunter.io/ios/topics/savings-app-kids) · [fidelity youth account](https://appshunter.io/ios/topics/fidelity-youth-account) · [trump account](https://appshunter.io/ios/topics/trump-account) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*