# UNI AI > Unified payment, banking, and lifestyle app with an integrated AI assistant. (iPhone/iPad app by Masterpay Global.) - Source: https://appshunter.io/ios/app/uni-ai/id6770458991 (this page in markdown: same URL + `.md`) - Developer: [Masterpay Global](https://appshunter.io/developer/1805103438) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 16.4 · 278 MB - Languages: American English - Released: 2026-07-22 - Data updated: 2026-10-16 - Monetization: free ## What is UNI AI? UNI AI Payment App — one app for how you pay, move, and live. UNI AI brings payments, cards, transfers, and everyday services together in a single super app. Manage your money, talk to your AI assistant, and get more done without switching between apps. YOUR MONEY, SIMPLIFIED • View balances and transaction history in one place • Send money to friends and family quickly and securely • Scan to pay and transfer with a few taps • Send international remittance to supported countries • Pay bills and top up — with more services coming soon • Download statements whenever you need them CARDS THAT FIT YOUR LIFE • Apply for a virtual card and start spending instantly • Add your card to Apple Pay or Google Pay • Order a physical card in premium designs • Manage card settings, limits, and security from your phone BANKING & PARTNERS • Open multi-currency virtual accounts with partner banks • Explore partner offers and financial tools in one hub • Complete identity verification securely in-app AI ASSISTANT BUILT IN • Get help by voice or chat — fast, natural, and hands-free • Check balances, manage cards, and send money with ease • Book rides, track trips, and order food through conversation • Your smart companion for everyday financial tasks LIFESTYLE, CONNECTED • Book rides and view your trip history • Track food orders placed through your AI assistant • Refer friends and unlock rewards • Membership tiers with lower fees, higher limits, and exclusive perks DESIGNED FOR YOU • Clean, modern interface with dark mode • Biometric login and transaction PIN for added security • Multi-language support including English, Chinese, and Bahasa Malaysia Whether you are paying locally, sending money overseas, booking a ride, or ordering dinner, UNI AI Payment App keeps everything in one place — powered by AI, built for real life. Download UNI AI Payment App and experience payments and lifestyle, unified. ## Key features - Unified payments and transfers - AI assistant for tasks - Virtual and physical card management - Multi-currency virtual accounts - Bill payments and top-ups - Ride booking and food ordering - Membership tiers with perks ## Is UNI AI safe? Not enough ratings yet to assess UNI AI. ## Is UNI AI legit? UNI AI has limited verification signals. The AppsHunter Legitimacy Score for UNI AI is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about UNI AI ### What is UNI AI? UNI AI is a comprehensive finance and lifestyle application that integrates payments, cards, transfers, and everyday services into a single platform. It features an AI assistant to help manage tasks and access services. ### Is UNI AI free to use? Yes, UNI AI is available for free. The app does not have any advertisements and does not appear to have in-app purchases based on the provided data. ### What devices support UNI AI? UNI AI is designed for Apple devices, specifically supporting iPhones and iPads. It is available on the iOS platform. ### How secure is UNI AI? UNI AI prioritizes security with features like biometric login and transaction PINs for added protection. Identity verification is also completed securely within the app. ### Can I send money internationally with UNI AI? Yes, UNI AI supports sending international remittances to supported countries. This feature allows for quick and secure cross-border money transfers. ### What kind of AI assistance does UNI AI offer? The AI assistant in UNI AI can help with various tasks, including checking balances, managing cards, sending money, booking rides, and tracking food orders through voice or chat commands. ### How often is UNI AI updated? The application was last updated on October 16, 2026, indicating active development and maintenance. The latest version available is 1.2.9. ### What are the benefits of membership tiers in UNI AI? Membership tiers in UNI AI offer advantages such as lower fees, higher transaction limits, and access to exclusive perks. These tiers are designed to enhance the user experience for frequent users. ## Version history (last 5 releases) ### 1.2.9 — 2026-10-16 * Withdrawal and multiple payment options now support Passkey / verification code security confirmation * Improved the experience for errands, shopping, cinema, hotel, and more * Enhanced stability for permissions, network timeouts, and bottom navigation loading * Improved announcements, community features, and fixed various issues * Added express delivery * Added AI consent prompt * General bug fixes and stability improvements ### 1.2.8 — 2026-09-25 * Refreshed login experience for a cleaner, faster sign-in * Passkey support — sign in more securely with Face ID / Touch ID * JingDong shopping upgrades * Announcement display — important notices shown in-app after login * Chat UI enhancements — smoother conversations with friends * Agent UI enhancements — smoother and more refined UI * Friends UI enhancements — connect with your friends and earn rewards * General bug fixes and stability improvements ### 1.1.7 — 2026-08-29 1. Removed message notifications from the home page. 2. Updated the bank card application button to Coming Soon. 3. Added category options to the Bills page. 4. Updated the customer service system with further user experience improvements. 5. Updated the logos for withdrawal and deposit prompts on the home page. 6. Aligned asset displays in Wallet. 7. Updated price display — prices are now shown in red/cyan below the total amount. 8. Enhanced the withdrawal details page to match the Receipt page, including Initiated Address and Transaction Hash, with Pull to Refresh support. 9. Updated the AI page by removing unnecessary text and adding pre-configured payment options. 10. Added Push Notifications 11. General bug fixes and performance improvements. ### 1.0.6 — 2026-08-24 探索 UNI AI 的智能 AI 功能，让您的体验更加智能。 ### 1.0.4 — 2026-07-25 Bug fixes Performance Optimization Enhance wallet withdraw UI Enhance UNI VIP UI Enhance ESim UI Enhance Ride map & UI ## More apps by Masterpay Global - [Masterpay Global](https://appshunter.io/ios/app/masterpay-global/id6743928536) - [Pay9](https://appshunter.io/ios/app/pay9/id6748682413) All apps by Masterpay Global: https://appshunter.io/developer/1805103438 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*