# UNI

> Mobile banking app for secure financial operations and information access. (iPhone/iPad app by Caisses populaires acadiennes.)

- Source: https://appshunter.io/ios/app/uni/id1644120999 (this page in markdown: same URL + `.md`)
- Developer: [Caisses populaires acadiennes](https://appshunter.io/developer/643360802)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 12.0 · 216 MB
- Languages: American English, French (France)
- Released: 2023-07-11
- Data updated: 2026-07-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/uni/id1644120999/reviews.md

## What is UNI?

UNI SUR MOBILE

Effectuez vos opérations bancaires en toute sécurité, où que vous soyez, directement à partir de votre téléphone intelligent. Profitez d’un accès rapide à vos informations financières et à une gamme complète de services mobiles, sans frais supplémentaires.

Mon Profil mobile vous permet de :
• déposer un chèque en le photographiant, sans avoir à vous déplacer à votre point de services ou au guichet automatique; 
• effectuer des virements InteracMD;
• consulter le solde de vos comptes;
• rechercher des opérations effectuées au cours des 12 derniers mois dans vos différents comptes selon le type d’opérations et la période;
• payer vos factures, vos fournisseurs, vos comptes de carte de crédit ainsi que rembourser votre marge de crédit;
• ajouter des fournisseurs pour vos paiements de factures;
• effectuer des virements entre vos comptes et entre personnes, d’ajouter ou de supprimer des destinataires;
• choisir un forfait ou changer votre forfait actuel;
• ouvrir un compte Ép@rgne à intérêt élevé ou investir dans une Ép@rgne à terme;
• effectuer une cotisation REER à votre compte épargne stable REER;
• consulter, modifier ou supprimer des opérations en attente;
• réactiver votre mot de passe;
• communiquer avec UNI par messagerie sécurisée;

MD Marque déposée d’Interac inc. utilisée sous licence.

## Key features

- Mobile check deposit
- Interac e-Transfers
- Account balance inquiry
- Transaction history search
- Bill and vendor payments
- Inter-account transfers
- REER contributions

## What do users think of UNI?

Overall sentiment: negative

**Pros**

- 👍 App functions well for some users
- 💼 Adequate for basic banking operations

**Cons**

- 🐛 Frequent crashes and freezing
- 😤 Poor user interface design
- 🚫 Non-intuitive navigation
- ⚠️ Unreliable functionality
- 🔌 Constant loading issues
- 📵 Cannot access features consistently
- 🌍 Doesn't work outside Canada
- 🔐 Login problems and session expiration
- ⏱️ Slow and laggy performance
- 🔄 Requires constant app restart
- 📱 Missing biometric authentication
- 🛑 Features don't work half the time
- 💔 Significantly worse than previous version

**Commonly reported bugs**

- App crashes on login
- White screen after login
- Freezing during transactions
- Session expiration errors
- Cannot close app properly without reinstalling
- Credit line section causes errors
- Cannot remove payees
- App won't load outside Canada
- Update requests without available updates
- Interac registration issues
- Cannot view transaction history
- Balance display freezes
- Slow loading then crashes
- App becomes unresponsive after logout
- iPad compatibility issues
- Deposit feature not working

**Most requested features**

- Face ID / Biometric authentication
- Improved user interface design
- Better navigation structure
- Faster app performance
- Stable login mechanism
- International access capability
- Proper logout functionality
- Real-time balance updates after transactions
- Better transaction details display
- Improved commercial version functionality

## Recent user reviews (10 of 93)

All indexed reviews: https://appshunter.io/ios/app/uni/id1644120999/reviews.md

### 1/5 — Something went wrong

*2026-06-11, version 1.0.63*

Sometimes i can log on, but half of the time no.

### 1/5 — Welcome to 1998

*2026-06-03, version 1.0.63*

Outdated app and website with lack of everything.. Everything!

### 1/5 — Le pire app

*2026-05-29, version 1.0.62*

C’est très décevant que l’application soit aussi pourrie. Incroyable. « Crash » toujours et l’utilisation est tellement pas simple. Ils nous ont forcés à changer à UNI et c’est le pire choix.  Je connais plusieurs personnes qui sont parti depuis la transition et Je vais prendre le démarches pour aller ailleurs à ce point aussi.

### 1/5 — Uni App

*2026-05-19, version 1.0.61*

Worse application I have ever seen. Does not worked 98% of the time. Uni does not know what the problem is and Microsoft doesn’t do anything to solve the problems. Zero star for this app but not even allowed to leave no star.
Dsc

### 1/5 — À améliorer svp

*2026-05-03, version 1.0.61*

Un appli compliqué et pas friendly user

### 3/5 — Nicknames

*2026-04-24, version 1.0.61*

The app is decently "user friendly" but it would be nice if you could give nicknames to all your accounts, including TFSA accounts.

### 1/5 — App not loading

*2026-03-08, version 1.0.56*

The app loads only 40% of the time. Unable to add contacts for etransfers. Very poor application compared to others.

### 4/5 — Uni apps

*2026-03-05, version 1.0.56*

Clavier à disparu

### 1/5 — Mauvais

*2026-02-17, version 1.0.56*

L’app fonctionne pas bien. Essayer plusieurs reprise et peut même pas entrer dedans. Toujours des bugs. C’est plate

### 1/5 — Small buttons, hidden options, App

*2026-01-20, version 1.0.56*

Developers, Please refer to other banks Apps and do something within the same specs here…

## Frequently asked questions about UNI

### What can I do with the UNI mobile app?

The app allows you to perform common banking operations securely from your smartphone. You can deposit checks by taking photos, make Interac e-Transfers, check account balances, search transaction history, pay bills and vendors, and manage transfers between your accounts or to other people.

### Are there any fees for using the mobile services?

No, there are no additional fees associated with using the mobile banking services provided by this app. You can perform your banking operations securely without incurring extra charges.

### Can I manage my investments and savings through the app?

Yes, you can open a high-interest savings account or invest in a term deposit directly through the app. You can also make REER contributions to your stable savings REER account.

### How do I reset my password if I forget it?

The app provides a feature to reactivate your password if you have forgotten it. This ensures you can regain access to your account securely and conveniently.

### What if I need to contact UNI?

You can communicate with UNI directly through the app using a secure messaging system. This allows for confidential and efficient communication regarding your banking needs.

## Version history (last 5 releases)

### 1.0.65 — 2026-07-19

Mise en place de divers correctifs et optimisations. / Implementation of various fixes and optimizations.

### 1.0.63 — 2026-06-03

Corrections de bogues mineurs / Minor bug fixes

### 1.0.62 — 2026-05-24

Ajout d’une nouvelle alerte pour les instructions de paiements planifiés, ainsi que mise en place de divers correctifs et optimisations visant à améliorer la performance et l’expérience utilisateur. / Added a new alert for scheduled payment instructions, along with various fixes and optimizations to enhance performance and the overall user experience.

### 1.0.61 — 2026-03-22

Mise en place de divers correctifs et optimisations.
Implementation of various fixes and optimizations.

### 1.0.56 — 2026-01-18

Pour les entreprises, une nouvelle fonctionnalité est désormais disponible : il est possible d’envoyer un avis au récipiendaire dès qu’un paiement ou transfert est complété.

## Apps similar to UNI

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Co-operators](https://appshunter.io/ios/app/co-operators/id1203319537) | — | Free | Finance |
| [Scotia Insurance](https://appshunter.io/ios/app/scotia-insurance/id6467431386) | 4.7 (40) | Free | Finance |
| [Investia](https://appshunter.io/ios/app/investia/id1549342167) | 4.8 (7,382) | Free | Finance |
| [belairdirect digital insurance](https://appshunter.io/ios/app/belairdirect-digital-insurance/id1251041999) | 4.6 (876) | Free | Finance |
| [Desjardins mobile services](https://appshunter.io/ios/app/desjardins-mobile-services/id386636953) | 4.7 (763) | Free | Finance |
| [my-benefits](https://appshunter.io/ios/app/my-benefits/id927458111) | 4.8 (13) | Free | Finance |

## More apps by Caisses populaires acadiennes

- [UNI Coopération financière](https://appshunter.io/ios/app/uni-cooperation-financiere/id643360799)

All apps by Caisses populaires acadiennes: https://appshunter.io/developer/643360802

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*